401k Record

Employers › ACE Cash Express

ACE Cash Express 401(k)

Recordkeeping fees per participant · Populus Financial Group, Inc. 401(k) Profit Sharing Plan · plan year 2024

$97.47

Higher than 56% of the 14,075 plans $10 to 50M that report it.

Source

= $204,981 / 2,103
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251002080422NAL0000164417001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002080422NAL0000164417001, received 2025-10-02

10th: $10.53median $83.9490th: $217.08

Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-02.

Cost and contributions

Administrative expenses excluding investment management, per participant

$110.83

10th: $15.36median $118.8890th: $340.63

Higher than 47% of the 24,371 plans $10 to 50M that report it.

Source

= $233,071 / 2,103
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251002080422NAL0000164417001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002080422NAL0000164417001, received 2025-10-02

Administrative expenses per participant

$125.09

10th: $26.86median $197.2590th: $456.10

Higher than 32% of the 25,098 plans $10 to 50M that report it.

Source

= $263,071 / 2,103
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002080422NAL0000164417001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002080422NAL0000164417001, received 2025-10-02

Administrative expenses as a share of assets

0.554%

10th: 0.035%median 0.289%90th: 0.599%

Higher than 87% of the 25,132 plans $10 to 50M that report it.

Source

= $263,071 / $47,488,945
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002080422NAL0000164417001, received 2025-10-02
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251002080422NAL0000164417001, received 2025-10-02

Employer contributions per participant

$464

10th: $664median $2,07490th: $4,751

Higher than 6% of the 24,050 plans $10 to 50M that report it.

Source

= $975,970 / 2,103
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002080422NAL0000164417001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002080422NAL0000164417001, received 2025-10-02

Employer share of total contributions

18.0%

10th: 13.1%median 27.9%90th: 45.2%

Higher than 19% of the 24,084 plans $10 to 50M that report it.

Source

= $975,970 / $5,411,115
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002080422NAL0000164417001, received 2025-10-02
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251002080422NAL0000164417001, received 2025-10-02

Plan terms, as stated in ACE Cash Express Inc's SEC filings

Plan terms are described in ACE Cash Express Inc's SEC filings: Form 10-K filed 2006-08-29. No term could be quoted from them with the required precision.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251002080422NAL0000164417001, received 2025-10-02

Full record, Populus Financial Group, Inc. 401(k) Profit Sharing Plan

FieldValueSource
Plan sponsorPOPULUS FINANCIAL GROUP, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251002080422NAL0000164417001, received 2025-10-02
Plan namePOPULUS FINANCIAL GROUP, INC. 401(K) PROFIT SHARING PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251002080422NAL0000164417001, received 2025-10-02
Sponsor EIN / plan number75-2142963 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251002080422NAL0000164417001, received 2025-10-02
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251002080422NAL0000164417001, received 2025-10-02
Sponsor locationIRVING, TXForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251002080422NAL0000164417001, received 2025-10-02
Industry (business code)522300, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251002080422NAL0000164417001, received 2025-10-02
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251002080422NAL0000164417001, received 2025-10-02
Filing received2025-10-02Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251002080422NAL0000164417001, received 2025-10-02
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251002080422NAL0000164417001, received 2025-10-02
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251002080422NAL0000164417001, received 2025-10-02
Participants, beginning of year2,431Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251002080422NAL0000164417001, received 2025-10-02
Active participants1,877Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251002080422NAL0000164417001, received 2025-10-02
Participants, end of year2,273Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251002080422NAL0000164417001, received 2025-10-02
Participants with an account balance2,103Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002080422NAL0000164417001, received 2025-10-02
Total assets, beginning of year$42,984,097Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251002080422NAL0000164417001, received 2025-10-02
Total assets, end of year$47,488,945Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251002080422NAL0000164417001, received 2025-10-02
Net assets, end of year$47,488,945Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251002080422NAL0000164417001, received 2025-10-02
Total income$10,925,540Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251002080422NAL0000164417001, received 2025-10-02
Net income$4,504,848Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251002080422NAL0000164417001, received 2025-10-02
Employer contributions$975,970Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002080422NAL0000164417001, received 2025-10-02
Participant contributions$4,309,808Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251002080422NAL0000164417001, received 2025-10-02
Other contributions (incl. rollovers)$125,337Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251002080422NAL0000164417001, received 2025-10-02
Total contributions$5,411,115Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251002080422NAL0000164417001, received 2025-10-02
Benefit payments$6,079,032Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251002080422NAL0000164417001, received 2025-10-02
Total expenses (incl. benefit payments)$6,420,692Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251002080422NAL0000164417001, received 2025-10-02
Total administrative expenses$263,071Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002080422NAL0000164417001, received 2025-10-02
Contract administrator fees$0Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251002080422NAL0000164417001, received 2025-10-02
Recordkeeping fees$204,981Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251002080422NAL0000164417001, received 2025-10-02
IQPA audit fees$28,090Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251002080422NAL0000164417001, received 2025-10-02
Investment advisory and management fees$30,000Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251002080422NAL0000164417001, received 2025-10-02
Administrative expenses excluding investment management$233,071derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251002080422NAL0000164417001, received 2025-10-02
Held in master trusts$0Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251002080422NAL0000164417001, received 2025-10-02
Held in common/collective trusts$0Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251002080422NAL0000164417001, received 2025-10-02
Held in mutual funds$42,422,413Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251002080422NAL0000164417001, received 2025-10-02
Independent auditorGRANT THORNTON LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251002080422NAL0000164417001, received 2025-10-02

Position = column in the DOL layout for form year 2024. Filing 20251002080422NAL0000164417001, received 2025-10-02.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
EMPOWER ANNUITY INSURANCE COMPANY OrecordkeeperRECORDKEEPER 64 Recordkeeping fees $204,981yes
GRANT THORNTON LLPAUDITOR 10 Accounting (including auditing) $28,090no
LPL FINANCIALINVESTMENT ADVISOR 27 Investment advisory (plan) $20,000no
ONEDIGITAL INVESTMENT ADVISORS LLCINVESTMENT ADVISOR 27 Investment advisory (plan) $10,000no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251002080422NAL0000164417001, received 2025-10-02.

What changed since the 2023 plan year

Figure20232024Change
Total assets$42,984,097$47,488,94510.5%
Participants with a balance2,1552,103-2.4%
Administrative expenses$257,261$263,0712.3%
Recordkeeping fees per participant$92.42$97.475.5%
Employer contributions$956,037$975,9702.1%

Prior filing 20241002160802NAL0005011171001, received 2024-10-02; the plan years are contiguous.

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Sponsor name as filed: POPULUS FINANCIAL GROUP, INC.; SEC registrant: ACE CASH EXPRESS INC/TX (CIK 849116, matched by EIN).