Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Aflac
Aflac 401(k)
- AFL NYSE
- Finance and insurance
- Columbus, GA
- EIN 58-1167100
- 1 plan with Schedule H financials
- Plan year 2024
- Aflac Incorporated
- SEC registrant Aflac Inc
Filed as negative.Schedule H line 2i(12) is reported as -$224,857; Schedule H line 2i(3) is reported as -$224,857. The filing is shown as received; the derived figures below treat a negative amount as zero, and a percentile is only shown for positive values.
Total assets, end of year · Aflac Incorporated 401(k) Savings and Profit Sharing Plan · plan year 2024
$1,064,802,824
6,890 participants with a balance. This filing reports no recordkeeping fee and no administrative expenses excluding investment management, so there is no headline cost figure.
Source
Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250723112245NAL0004012769001, received 2025-07-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250723112245NAL0004012769001, received 2025-07-23
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-23.
Cost and contributions
Administrative expenses excluding investment management, per participant
$0.00
Fewer than 50 comparable plans report this figure; no percentile.
Source
= $0 / 6,890
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250723112245NAL0004012769001, received 2025-07-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250723112245NAL0004012769001, received 2025-07-23
Administrative expenses per participant
filed as negative
Filed as a negative amount; no comparison.
Administrative expenses as a share of assets
filed as negative
Filed as a negative amount; no comparison.
Employer contributions per participant
$6,061
Higher than 76% of the 1,135 plans over $1B that report it.
Source
= $41,759,839 / 6,890
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250723112245NAL0004012769001, received 2025-07-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250723112245NAL0004012769001, received 2025-07-23
Employer share of total contributions
32.6%
Higher than 47% of the 1,135 plans over $1B that report it.
Source
= $41,759,839 / $128,190,000
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250723112245NAL0004012769001, received 2025-07-23
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250723112245NAL0004012769001, received 2025-07-23
Plan terms, as stated in Aflac Incorporated's SEC filings
Employer match
“The first 1% to 4% of participants' compensation contributed may be subject to a percentage matching contribution by the Company.”
Form 11-K filed 2026-06-23, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“Participants become vested in the Company’s matching contributions and nonelective contributions and the related earnings or losses thereon according to the following schedule.”
Form 11-K filed 2026-06-23, for the year ended 2025-12-31 · plan description note, vesting · source document
Automatic enrollment
“Participants that do not make an affirmative contribution election are automatically enrolled in the Plan to contribute 6% of annual cash compensation, which will increase by 1% annually until contributions reach 10% of annual cash compensation.”
Form 11-K filed 2026-06-23, for the year ended 2025-12-31 · plan description note, contributions · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
Plan features
2E profit-sharing · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250723112245NAL0004012769001, received 2025-07-23
Full record, Aflac Incorporated 401(k) Savings and Profit Sharing Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | AFLAC INCORPORATED | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Plan name | AFLAC INCORPORATED 401(K) SAVINGS AND PROFIT SHARING PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Sponsor EIN / plan number | 58-1167100 / 004 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Sponsor location | COLUMBUS, GA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Industry (business code) | 524140, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Filing received | 2025-07-23 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Participants, beginning of year | 6,929 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Active participants | 5,776 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Participants, end of year | 7,016 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Participants with an account balance | 6,890 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total assets, beginning of year | $871,258,090 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total assets, end of year | $1,064,802,824 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Net assets, end of year | $1,064,802,824 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total income | $282,341,593 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Net income | $193,546,631 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Employer contributions | $41,759,839 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Participant contributions | $44,486,801 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Other contributions (incl. rollovers) | $41,943,360 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total contributions | $128,190,000 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Benefit payments | $88,969,932 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total expenses (incl. benefit payments) | $88,794,962 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Total administrative expenses | -$224,857 (filed as negative) | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Contract administrator fees | $0 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Recordkeeping fees | -$224,857 (filed as negative) | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Investment advisory and management fees | $0 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Administrative expenses excluding investment management | $0 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Held in common/collective trusts | $574,188,992 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Held in mutual funds | $278,393,318 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250723112245NAL0004012769001, received 2025-07-23 |
| Independent auditor | WARREN AVERETT, LLC | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250723112245NAL0004012769001, received 2025-07-23 |
Position = column in the DOL layout for form year 2024. Filing 20250723112245NAL0004012769001, received 2025-07-23.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees | $-224,857 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250723112245NAL0004012769001, received 2025-07-23.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $871,258,090 | $1,064,802,824 | 22.2% |
| Participants with a balance | 6,859 | 6,890 | 0.5% |
| Administrative expenses | $-16,727 | $-224,857 | |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $31,688,139 | $41,759,839 | 31.8% |
Prior filing 20240702092910NAL0003412403001, received 2024-07-02; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: AFLAC INCORPORATED; SEC registrant: AFLAC INC (CIK 4977, matched by EIN; display name from the Form 11-K cover).