Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Ally Financial
Ally Financial 401(k)
- ALLY NYSE
- Finance and insurance
- Detroit, MI
- EIN 38-0572512
- 1 plan with Schedule H financials
- Plan year 2024
- Ally Financial Inc.
Administrative expenses excluding investment management, per participant · Ally Financial Inc. Retirement Savings Plan · plan year 2024
$20.43
Higher than 18% of the 1,045 plans over $1B that report it.
Source
= $307,635 / 15,056
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250925092737NAL0009015840001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925092737NAL0009015840001, received 2025-09-25
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-25.
Cost and contributions
Administrative expenses per participant
$58.42
Higher than 39% of the 1,076 plans over $1B that report it.
Source
= $879,583 / 15,056
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925092737NAL0009015840001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925092737NAL0009015840001, received 2025-09-25
Administrative expenses as a share of assets
0.031%
Higher than 31% of the 1,076 plans over $1B that report it.
Source
= $879,583 / $2,875,791,720
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925092737NAL0009015840001, received 2025-09-25
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250925092737NAL0009015840001, received 2025-09-25
Employer contributions per participant
$7,429
Higher than 84% of the 1,135 plans over $1B that report it.
Source
= $111,846,109 / 15,056
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925092737NAL0009015840001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925092737NAL0009015840001, received 2025-09-25
Employer share of total contributions
50.0%
Higher than 93% of the 1,135 plans over $1B that report it.
Source
= $111,846,109 / $223,767,758
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925092737NAL0009015840001, received 2025-09-25
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250925092737NAL0009015840001, received 2025-09-25
Plan terms, as stated in Ally Financial Inc.'s SEC filings
Plan terms are described in Ally Financial Inc.'s SEC filings: Form 11-K filed 2026-03-27 and Form 10-K filed 2026-02-25. No term could be quoted from them with the required precision.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250925092737NAL0009015840001, received 2025-09-25
Full record, Ally Financial Inc. Retirement Savings Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | ALLY FINANCIAL INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Plan name | ALLY FINANCIAL INC. RETIREMENT SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Sponsor EIN / plan number | 38-0572512 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Sponsor location | DETROIT, MI | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Industry (business code) | 522298, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Filing received | 2025-09-25 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Participants, beginning of year | 15,893 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Active participants | 10,634 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Participants, end of year | 15,192 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Participants with an account balance | 15,056 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total assets, beginning of year | $2,585,546,058 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total assets, end of year | $2,875,791,720 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Net assets, end of year | $2,875,575,974 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total income | $575,417,752 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Net income | $290,267,616 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Employer contributions | $111,846,109 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Participant contributions | $104,555,222 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Other contributions (incl. rollovers) | $7,366,427 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total contributions | $223,767,758 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Benefit payments | $284,234,780 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total expenses (incl. benefit payments) | $285,150,136 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Total administrative expenses | $879,583 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| IQPA audit fees | $56,090 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Investment advisory and management fees | $571,948 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Administrative expenses excluding investment management | $307,635 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Held in common/collective trusts | $2,815,302,215 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250925092737NAL0009015840001, received 2025-09-25 |
| Independent auditor | DELOITTE & TOUCHE LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250925092737NAL0009015840001, received 2025-09-25 |
Position = column in the DOL layout for form year 2024. Filing 20250925092737NAL0009015840001, received 2025-09-25.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| CALLAN | NONE | 17 Consulting (pension); 28 Investment management; 50 Direct payment from the plan | $335,000 | no |
| STATE STREET BANK & TRUST COMPANY | NONE | 25 Trustee (directed); 28 Investment management; 50 Direct payment from the plan; 52 Investment management fees paid indirectly by plan; 62 Float revenue; 63 Distribution (12b-1) fees; 99 Other fees | $246,510 | no |
| INVESCO ADVISERS, INC. | NONE | 28 Investment management; 50 Direct payment from the plan; 51 Investment management fees paid directly by plan; 99 Other fees | $236,948 | yes |
| DELOITTE & TOUCHE | NONE | 10 Accounting (including auditing); 50 Direct payment from the plan | $56,090 | no |
| DELOITTE TAX LLP | NONE | 10 Accounting (including auditing); 50 Direct payment from the plan | $5,035 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250925092737NAL0009015840001, received 2025-09-25.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $2,585,546,058 | $2,875,791,720 | 11.2% |
| Participants with a balance | 15,589 | 15,056 | -3.4% |
| Administrative expenses | $853,625 | $879,583 | 3.0% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $112,433,716 | $111,846,109 | -0.5% |
Prior filing 20240924105932NAL0004632195001, received 2024-09-24; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: ALLY FINANCIAL INC.; SEC registrant: Ally Financial Inc. (CIK 40729, matched by EIN; display name from the Form 11-K cover).