Employers › Ameren
Recordkeeping fees per participant · Ameren Corporation Savings Investment Plan · plan year 2024
$34.37
Higher than 50% of the 790 plans over $1B that report it.
= $396,408 / 11,535
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250905104138NAL0028746192001, received 2025-09-05
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250905104138NAL0028746192001, received 2025-09-05
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-05.
Administrative expenses excluding investment management, per participant
$51.46
Higher than 61% of the 1,045 plans over $1B that report it.
= $593,614 / 11,535
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250905104138NAL0028746192001, received 2025-09-05
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250905104138NAL0028746192001, received 2025-09-05
Administrative expenses per participant
$304.22
Higher than 96% of the 1,076 plans over $1B that report it.
= $3,509,125 / 11,535
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250905104138NAL0028746192001, received 2025-09-05
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250905104138NAL0028746192001, received 2025-09-05
Administrative expenses as a share of assets
0.109%
Higher than 89% of the 1,076 plans over $1B that report it.
= $3,509,125 / $3,209,433,257
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250905104138NAL0028746192001, received 2025-09-05
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250905104138NAL0028746192001, received 2025-09-05
Employer contributions per participant
$4,218
Higher than 58% of the 1,135 plans over $1B that report it.
= $48,651,827 / 11,535
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250905104138NAL0028746192001, received 2025-09-05
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250905104138NAL0028746192001, received 2025-09-05
Employer share of total contributions
26.4%
Higher than 27% of the 1,135 plans over $1B that report it.
= $48,651,827 / $184,244,071
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250905104138NAL0028746192001, received 2025-09-05
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250905104138NAL0028746192001, received 2025-09-05
Vesting
“The amounts in Participants’ accounts, including Company contributions, are always fully vested.”
Form 11-K filed 2026-06-26, for the year ended 2025-12-31 · plan description note, vesting · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2H partially participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · 3I · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250905104138NAL0028746192001, received 2025-09-05
| Field | Value | Source |
|---|---|---|
| Plan sponsor | AMEREN CORPORATION | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Plan name | AMEREN CORPORATION SAVINGS INVESTMENT PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Sponsor EIN / plan number | 43-1723446 / 003 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Sponsor location | ST. LOUIS, MO | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Industry (business code) | 221100, Utilities | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Filing received | 2025-09-05 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Participants, beginning of year | 15,203 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Active participants | 9,085 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Participants, end of year | 11,661 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Participants with an account balance | 11,535 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total assets, beginning of year | $2,971,481,023 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total assets, end of year | $3,209,433,257 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Net assets, end of year | $3,201,578,479 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total income | $613,367,145 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Net income | $237,569,361 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Employer contributions | $48,651,827 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Participant contributions | $126,612,133 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Other contributions (incl. rollovers) | $8,980,111 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total contributions | $184,244,071 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Benefit payments | $372,194,251 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total expenses (incl. benefit payments) | $375,797,784 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Total administrative expenses | $3,509,125 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Contract administrator fees | $0 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Recordkeeping fees | $396,408 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Investment advisory and management fees | $2,915,511 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Administrative expenses excluding investment management | $593,614 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Held in common/collective trusts | $2,332,282,542 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Held in mutual funds | $197,609,175 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250905104138NAL0028746192001, received 2025-09-05 |
| Independent auditor | CROWE LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250905104138NAL0028746192001, received 2025-09-05 |
Position = column in the DOL layout for form year 2024. Filing 20250905104138NAL0028746192001, received 2025-09-05.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | 27 Investment advisory (plan) | $797,186 | no |
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees | $148,520 | yes |
| QDRO CONSULTANTS CO LLC | CONSULTANT | 16 Consulting (general) | $5,700 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250905104138NAL0028746192001, received 2025-09-05.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $2,971,481,023 | $3,209,433,257 | 8.0% |
| Participants with a balance | 15,063 | 11,535 | -23.4% |
| Administrative expenses | $3,517,962 | $3,509,125 | -0.3% |
| Recordkeeping fees per participant | not reported | $34.37 | |
| Employer contributions | $55,018,432 | $48,651,827 | -11.6% |
Prior filing 20241011111507NAL0012412995001, received 2024-10-11; the plan years are contiguous.
Sponsor name as filed: AMEREN CORPORATION; SEC registrant: AMEREN CORP (CIK 1002910, matched by EIN; display name from the Form 11-K cover).