Employers › American International Group
Recordkeeping fees per participant · American International Group, Inc. Incentive Savings Plan · plan year 2024
$23.87
Higher than 31% of the 790 plans over $1B that report it.
= $474,473 / 19,879
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010164103NAL0019119170001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010164103NAL0019119170001, received 2025-10-10
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-10.
Administrative expenses excluding investment management, per participant
$67.03
Higher than 78% of the 1,045 plans over $1B that report it.
= $1,332,438 / 19,879
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010164103NAL0019119170001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010164103NAL0019119170001, received 2025-10-10
Administrative expenses per participant
$132.76
Higher than 83% of the 1,076 plans over $1B that report it.
= $2,639,150 / 19,879
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010164103NAL0019119170001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010164103NAL0019119170001, received 2025-10-10
Administrative expenses as a share of assets
0.059%
Higher than 64% of the 1,076 plans over $1B that report it.
= $2,639,150 / $4,483,589,843
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010164103NAL0019119170001, received 2025-10-10
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010164103NAL0019119170001, received 2025-10-10
Employer contributions per participant
$4,338
Higher than 60% of the 1,135 plans over $1B that report it.
= $86,233,017 / 19,879
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010164103NAL0019119170001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010164103NAL0019119170001, received 2025-10-10
Employer share of total contributions
48.6%
Higher than 91% of the 1,135 plans over $1B that report it.
= $86,233,017 / $177,450,703
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010164103NAL0019119170001, received 2025-10-10
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010164103NAL0019119170001, received 2025-10-10
3.8% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $1 ($132.76 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
Employer match
“The most significant plan is the AIG Incentive Savings Plan (ISP), for which the matching contribution is 100 percent of the first 6% of a participant’s contributions, subject to the IRS-imposed limitations.”
Form 10-K filed 2026-02-12, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document
Vesting
“Participants in the AIG ISP receive an additional fully vested, non-elective, non-discretionary contribution equal to 3% of the participant’s eligible compensation for the plan year, paid each pay period regardless of whether the participant currently contributes to the plan, and subject to the IRS-imposed limitations.”
Form 10-K filed 2026-02-12, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3F · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251010164103NAL0019119170001, received 2025-10-10
| Field | Value | Source |
|---|---|---|
| Plan sponsor | AMERICAN INTERNATIONAL GROUP, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Plan name | AMERICAN INTERNATIONAL GROUP, INC. INCENTIVE SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Sponsor EIN / plan number | 13-2592361 / 003 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Sponsor location | NEW YORK, NY | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Industry (business code) | 524150, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Filing received | 2025-10-10 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Participants, beginning of year | 21,514 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Active participants | 5,072 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Participants, end of year | 19,931 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Participants with an account balance | 19,879 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total assets, beginning of year | $4,370,634,783 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total assets, end of year | $4,483,589,843 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Net assets, end of year | $4,480,201,267 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total income | $850,755,120 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Net income | $111,027,633 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Employer contributions | $86,233,017 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Participant contributions | $82,130,794 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Other contributions (incl. rollovers) | $9,086,892 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total contributions | $177,450,703 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Benefit payments | $737,088,337 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total expenses (incl. benefit payments) | $739,727,487 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Total administrative expenses | $2,639,150 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Recordkeeping fees | $474,473 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Investment advisory and management fees | $1,306,712 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Administrative expenses excluding investment management | $1,332,438 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Held in master trusts | $171,981,301 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Held in common/collective trusts | $3,559,714,401 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Held in mutual funds | $729,618,724 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251010164103NAL0019119170001, received 2025-10-10 |
| Independent auditor | PRICEWATERHOUSECOOPERS, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251010164103NAL0019119170001, received 2025-10-10 |
Position = column in the DOL layout for form year 2024. Filing 20251010164103NAL0019119170001, received 2025-10-10.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| ALIGHT FINANCIAL ADVISORS, LLC | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $1,240,741 | no |
| ALIGHT SOLUTIONSrecordkeeper | NONE | 15 Recordkeeping and information management; 37 Participant loan processing; 50 Direct payment from the plan | $474,473 | no |
| AON INVESTMENTS USA INC | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $65,971 | no |
| NORTHERN TRUST | NONE | 21 Trustee (bank, trust company or similar); 50 Direct payment from the plan | $12,183 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251010164103NAL0019119170001, received 2025-10-10.
AIG MASTER TRUST (EIN 132592361, PN 007): plan interest $171,981,301, 99.5% of the trust. The trust's own filing (20251010163928NAL0004412915001, received 2025-10-10) reports net assets $172,781,058, administrative expenses $1, recordkeeping fees not reported, investment management fees not reported and 1 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| GALLIARD CAPITAL MANAGEMENT, INC. | 28 99 | $0 | $0 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $4,370,634,783 | $4,483,589,843 | 2.6% |
| Participants with a balance | 21,454 | 19,879 | -7.3% |
| Administrative expenses | $1,219,321 | $2,639,150 | 116.4% |
| Recordkeeping fees per participant | not reported | $23.87 | |
| Employer contributions | $94,956,923 | $86,233,017 | -9.2% |
Prior filing 20241011161420NAL0044426354001, received 2024-10-11; the plan years are contiguous.
Sponsor name as filed: AMERICAN INTERNATIONAL GROUP, INC.; SEC registrant: AMERICAN INTERNATIONAL GROUP, INC. (CIK 5272, matched by EIN; display name from the Form 10-K cover).