Employers › American Water Works
Recordkeeping fees per participant · Savs PL for Emps of Amer WTR WKS Co Inc & Its Desig Subs · plan year 2024
$36.78
Higher than 56% of the 790 plans over $1B that report it.
= $302,316 / 8,219
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013165014NAL0000837235003, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013165014NAL0000837235003, received 2025-10-13
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-13.
Administrative expenses excluding investment management, per participant
$48.51
Higher than 57% of the 1,045 plans over $1B that report it.
= $398,684 / 8,219
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013165014NAL0000837235003, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013165014NAL0000837235003, received 2025-10-13
Administrative expenses per participant
$48.51
Higher than 28% of the 1,076 plans over $1B that report it.
= $398,684 / 8,219
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013165014NAL0000837235003, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013165014NAL0000837235003, received 2025-10-13
Administrative expenses as a share of assets
0.029%
Higher than 28% of the 1,076 plans over $1B that report it.
= $398,684 / $1,394,536,734
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013165014NAL0000837235003, received 2025-10-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013165014NAL0000837235003, received 2025-10-13
Employer contributions per participant
$5,292
Higher than 71% of the 1,135 plans over $1B that report it.
= $43,496,846 / 8,219
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013165014NAL0000837235003, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013165014NAL0000837235003, received 2025-10-13
Employer share of total contributions
43.8%
Higher than 83% of the 1,135 plans over $1B that report it.
= $43,496,846 / $99,350,806
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013165014NAL0000837235003, received 2025-10-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013165014NAL0000837235003, received 2025-10-13
Plan terms are described in American Water Works Company, Inc.'s SEC filings: Form 11-K filed 2026-03-20 and Form 10-K filed 2026-02-18. No term could be quoted from them with the required precision.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251013165014NAL0000837235003, received 2025-10-13
| Field | Value | Source |
|---|---|---|
| Plan sponsor | AMERICAN WATER WORKS COMPANY, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Plan name | SAVS PL FOR EMPS OF AMER WTR WKS CO INC & ITS DESIG SUBS | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Sponsor EIN / plan number | 51-0063696 / 003 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Sponsor location | CAMDEN, NJ | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Industry (business code) | 221300, Utilities | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Filing received | 2025-10-13 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Participants, beginning of year | 8,238 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Active participants | 6,721 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Participants, end of year | 8,308 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Participants with an account balance | 8,219 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total assets, beginning of year | $1,252,130,909 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total assets, end of year | $1,394,536,734 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Net assets, end of year | $1,394,536,734 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total income | $268,314,613 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Net income | $142,405,825 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Employer contributions | $43,496,846 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Participant contributions | $51,214,536 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Other contributions (incl. rollovers) | $4,639,424 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total contributions | $99,350,806 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Benefit payments | $125,042,029 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total expenses (incl. benefit payments) | $125,908,788 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Total administrative expenses | $398,684 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Contract administrator fees | $80,218 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Recordkeeping fees | $302,316 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Administrative expenses excluding investment management | $398,684 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Held in common/collective trusts | $1,020,498,850 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Held in mutual funds | $252,925,426 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251013165014NAL0000837235003, received 2025-10-13 |
| Independent auditor | KREISCHER MILLER | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251013165014NAL0000837235003, received 2025-10-13 |
Position = column in the DOL layout for form year 2024. Filing 20251013165014NAL0000837235003, received 2025-10-13.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANYrecordkeeper | RECORDKEEPER | 13 Contract administrator; 15 Recordkeeping and information management; 50 Direct payment from the plan; 64 Recordkeeping fees; 65 Account maintenance fees | $382,534 | yes |
| QDRO CONSULTANTS | OTHER | 99 Other fees | $6,400 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251013165014NAL0000837235003, received 2025-10-13.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $1,252,130,909 | $1,394,536,734 | 11.4% |
| Participants with a balance | 8,137 | 8,219 | 1.0% |
| Administrative expenses | $406,983 | $398,684 | -2.0% |
| Recordkeeping fees per participant | not reported | $36.78 | |
| Employer contributions | $40,309,786 | $43,496,846 | 7.9% |
Prior filing 20241011120511NAL0038649552005, received 2024-10-11; the plan years are contiguous.
Sponsor name as filed: AMERICAN WATER WORKS COMPANY, INC.; SEC registrant: American Water Works Company, Inc. (CIK 1410636, matched by EIN; display name from the Form 11-K cover).