Employers › Brunello Purchaser
Recordkeeping fees per participant · BMO 401(k) Savings Plan · plan year 2024
$37.07
Higher than 56% of the 790 plans over $1B that report it.
= $1,088,202 / 29,352
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251014235357NAL0003889729001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014235357NAL0003889729001, received 2025-10-15
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-15.
Administrative expenses excluding investment management, per participant
$37.27
Higher than 35% of the 1,045 plans over $1B that report it.
= $1,094,082 / 29,352
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014235357NAL0003889729001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014235357NAL0003889729001, received 2025-10-15
Administrative expenses per participant
$37.27
Higher than 18% of the 1,076 plans over $1B that report it.
= $1,094,082 / 29,352
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014235357NAL0003889729001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014235357NAL0003889729001, received 2025-10-15
Administrative expenses as a share of assets
0.022%
Higher than 20% of the 1,076 plans over $1B that report it.
= $1,094,082 / $4,970,255,879
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014235357NAL0003889729001, received 2025-10-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014235357NAL0003889729001, received 2025-10-15
Employer contributions per participant
$5,281
Higher than 71% of the 1,135 plans over $1B that report it.
= $155,015,106 / 29,352
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014235357NAL0003889729001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014235357NAL0003889729001, received 2025-10-15
Employer share of total contributions
41.6%
Higher than 78% of the 1,135 plans over $1B that report it.
= $155,015,106 / $372,698,467
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014235357NAL0003889729001, received 2025-10-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014235357NAL0003889729001, received 2025-10-15
Plan terms are not published in public filings.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251014235357NAL0003889729001, received 2025-10-15
| Field | Value | Source |
|---|---|---|
| Plan sponsor | BMO FINANCIAL CORP. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Plan name | BMO 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Sponsor EIN / plan number | 51-0275712 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Sponsor location | CHICAGO, IL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Filing received | 2025-10-15 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Participants, beginning of year | 30,897 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Active participants | 19,696 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Participants, end of year | 29,464 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Participants with an account balance | 29,352 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total assets, beginning of year | $4,538,074,231 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total assets, end of year | $4,970,255,879 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Net assets, end of year | $4,970,255,879 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total income | $1,000,601,028 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Net income | $432,181,648 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Employer contributions | $155,015,106 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Participant contributions | $184,725,308 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Other contributions (incl. rollovers) | $32,958,053 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total contributions | $372,698,467 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Benefit payments | $564,157,450 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total expenses (incl. benefit payments) | $568,419,380 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Total administrative expenses | $1,094,082 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Recordkeeping fees | $1,088,202 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Administrative expenses excluding investment management | $1,094,082 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Held in common/collective trusts | $4,163,299,428 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Held in mutual funds | $290,552,712 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251014235357NAL0003889729001, received 2025-10-15 |
| Independent auditor | GJC CPA'S & ADVISORS | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251014235357NAL0003889729001, received 2025-10-15 |
Position = column in the DOL layout for form year 2024. Filing 20251014235357NAL0003889729001, received 2025-10-15.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANYrecordkeeper | NONE | 15 Recordkeeping and information management; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees | $972,713 | no |
| CONDUENTrecordkeeper | NONE | 15 Recordkeeping and information management; 50 Direct payment from the plan | $56,829 | no |
| MITCHELL & TITUS LLP | NONE | 10 Accounting (including auditing); 50 Direct payment from the plan | $39,910 | no |
| NEWPORT GROUP INC.recordkeeper | NONE | 15 Recordkeeping and information management; 50 Direct payment from the plan | $18,750 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251014235357NAL0003889729001, received 2025-10-15.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $4,538,074,231 | $4,970,255,879 | 9.5% |
| Participants with a balance | 30,768 | 29,352 | -4.6% |
| Administrative expenses | $1,141,761 | $1,094,082 | -4.2% |
| Recordkeeping fees per participant | not reported | $37.07 | |
| Employer contributions | $135,297,395 | $155,015,106 | 14.6% |
Prior filing 20241015110059NAL0057119138001, received 2024-10-15; the plan years are contiguous.
Sponsor name as filed: BMO FINANCIAL CORP.; SEC registrant: Brunello Purchaser LLC (CIK 1765483, matched by EIN).