401k Record

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Builders Firstsource 401(k)

Recordkeeping fees per participant · Builders Firstsource 401(k) Savings Plan · plan year 2024

$40.75

Higher than 67% of the 790 plans over $1B that report it.

Source

= $1,308,479 / 32,112
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250724153728NAL0006443184001, received 2025-07-24
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250724153728NAL0006443184001, received 2025-07-24

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-24.

Cost and contributions

Administrative expenses excluding investment management, per participant

$45.69

10th: $9.43median $44.4790th: $97.55

Higher than 52% of the 1,045 plans over $1B that report it.

Source

= $1,467,129 / 32,112
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250724153728NAL0006443184001, received 2025-07-24
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250724153728NAL0006443184001, received 2025-07-24

Administrative expenses per participant

$45.69

10th: $24.33median $70.0390th: $174.36

Higher than 26% of the 1,076 plans over $1B that report it.

Source

= $1,467,136 / 32,112
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250724153728NAL0006443184001, received 2025-07-24
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250724153728NAL0006443184001, received 2025-07-24

Administrative expenses as a share of assets

0.085%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 81% of the 1,076 plans over $1B that report it.

Source

= $1,467,136 / $1,726,390,792
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250724153728NAL0006443184001, received 2025-07-24
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250724153728NAL0006443184001, received 2025-07-24

Employer contributions per participant

$1,077

10th: $1,442median $3,74490th: $8,760

Higher than 7% of the 1,135 plans over $1B that report it.

Source

= $34,597,087 / 32,112
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250724153728NAL0006443184001, received 2025-07-24
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250724153728NAL0006443184001, received 2025-07-24

Employer share of total contributions

23.2%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 17% of the 1,135 plans over $1B that report it.

Source

= $34,597,087 / $149,325,419
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250724153728NAL0006443184001, received 2025-07-24
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250724153728NAL0006443184001, received 2025-07-24

Plan terms, as stated in Builders Firstsource, Inc.'s SEC filings

Vesting

“Our matching contributions are subject to a pro-rata five-year vesting schedule.”

Form 10-K filed 2026-02-17, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document

Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250724153728NAL0006443184001, received 2025-07-24

Full record, Builders Firstsource 401(k) Savings Plan

FieldValueSource
Plan sponsorBUILDERS FIRSTSOURCE, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250724153728NAL0006443184001, received 2025-07-24
Plan nameBUILDERS FIRSTSOURCE 401(K) SAVINGS PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20250724153728NAL0006443184001, received 2025-07-24
Sponsor EIN / plan number52-2084569 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250724153728NAL0006443184001, received 2025-07-24
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250724153728NAL0006443184001, received 2025-07-24
Sponsor locationANDOVER, MAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250724153728NAL0006443184001, received 2025-07-24
Industry (business code)423300, Wholesale tradeForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250724153728NAL0006443184001, received 2025-07-24
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250724153728NAL0006443184001, received 2025-07-24
Filing received2025-07-24Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250724153728NAL0006443184001, received 2025-07-24
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250724153728NAL0006443184001, received 2025-07-24
Amended filingyesForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250724153728NAL0006443184001, received 2025-07-24
Participants, beginning of year36,033Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250724153728NAL0006443184001, received 2025-07-24
Active participants31,456Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250724153728NAL0006443184001, received 2025-07-24
Participants, end of year37,618Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250724153728NAL0006443184001, received 2025-07-24
Participants with an account balance32,112Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250724153728NAL0006443184001, received 2025-07-24
Total assets, beginning of year$1,565,812,664Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250724153728NAL0006443184001, received 2025-07-24
Total assets, end of year$1,726,390,792Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250724153728NAL0006443184001, received 2025-07-24
Net assets, end of year$1,726,390,792Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250724153728NAL0006443184001, received 2025-07-24
Total income$329,365,830Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250724153728NAL0006443184001, received 2025-07-24
Net income$159,452,394Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250724153728NAL0006443184001, received 2025-07-24
Employer contributions$34,597,087Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250724153728NAL0006443184001, received 2025-07-24
Participant contributions$104,289,546Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250724153728NAL0006443184001, received 2025-07-24
Other contributions (incl. rollovers)$10,438,786Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250724153728NAL0006443184001, received 2025-07-24
Total contributions$149,325,419Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250724153728NAL0006443184001, received 2025-07-24
Benefit payments$164,711,004Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250724153728NAL0006443184001, received 2025-07-24
Total expenses (incl. benefit payments)$169,913,436Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250724153728NAL0006443184001, received 2025-07-24
Total administrative expenses$1,467,136Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250724153728NAL0006443184001, received 2025-07-24
Contract administrator fees$0Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250724153728NAL0006443184001, received 2025-07-24
Recordkeeping fees$1,308,479Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250724153728NAL0006443184001, received 2025-07-24
IQPA audit fees$0Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250724153728NAL0006443184001, received 2025-07-24
Investment advisory and management fees$7Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250724153728NAL0006443184001, received 2025-07-24
Administrative expenses excluding investment management$1,467,129derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250724153728NAL0006443184001, received 2025-07-24
Held in master trusts$0Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250724153728NAL0006443184001, received 2025-07-24
Held in common/collective trusts$1,432,851,804Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250724153728NAL0006443184001, received 2025-07-24
Held in mutual funds$188,363,813Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250724153728NAL0006443184001, received 2025-07-24
Independent auditorROMEO, WIGGINS & COMPANY, LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250724153728NAL0006443184001, received 2025-07-24

Position = column in the DOL layout for form year 2024. Filing 20250724153728NAL0006443184001, received 2025-07-24.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
EMPOWER ANNUITY INSURANCE COMPANY OrecordkeeperNONE 15 Recordkeeping and information management; 30 Employee (plan); 50 Direct payment from the plan; 64 Recordkeeping fees $1,308,479no
ROMEO WIGGINS & COMPANY, LLPNONE 10 Accounting (including auditing) $43,330no
QDRO CONSULTANTS CO LLCNONE 16 Consulting (general); 50 Direct payment from the plan; 99 Other fees $3,300no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250724153728NAL0006443184001, received 2025-07-24.

What changed since the 2023 plan year

Figure20232024Change
Total assets$1,565,812,664$1,726,390,79210.3%
Participants with a balance30,97532,1123.7%
Administrative expenses$1,312,723$1,467,13611.8%
Recordkeeping fees per participant$41.04$40.75-0.7%
Employer contributions$33,060,848$34,597,0874.6%

Prior filing 20240809075401NAL0003349779001, received 2024-08-09; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: BUILDERS FIRSTSOURCE, INC.; SEC registrant: Builders FirstSource, Inc. (CIK 1316835, matched by EIN; display name from the Form 10-K cover).