Employers › Cargurus
Recordkeeping fees per participant · Cargurus, Inc. 401(k) Profit Sharing Plan · plan year 2024
$110.98
Higher than 79% of the 5,847 plans $50 to 250M that report it.
= $155,373 / 1,400
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015050837NAL0001993699001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015050837NAL0001993699001, received 2025-10-15
Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-15.
Administrative expenses excluding investment management, per participant
$119.48
Higher than 64% of the 8,758 plans $50 to 250M that report it.
= $167,269 / 1,400
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015050837NAL0001993699001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015050837NAL0001993699001, received 2025-10-15
Administrative expenses per participant
$119.48
Higher than 44% of the 9,042 plans $50 to 250M that report it.
= $167,269 / 1,400
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015050837NAL0001993699001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015050837NAL0001993699001, received 2025-10-15
Administrative expenses as a share of assets
0.121%
Higher than 45% of the 9,049 plans $50 to 250M that report it.
= $167,269 / $138,430,492
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015050837NAL0001993699001, received 2025-10-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015050837NAL0001993699001, received 2025-10-15
Employer contributions per participant
$4,353
Higher than 72% of the 9,105 plans $50 to 250M that report it.
= $6,094,069 / 1,400
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015050837NAL0001993699001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015050837NAL0001993699001, received 2025-10-15
Employer share of total contributions
24.5%
Higher than 33% of the 9,112 plans $50 to 250M that report it.
= $6,094,069 / $24,919,072
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015050837NAL0001993699001, received 2025-10-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015050837NAL0001993699001, received 2025-10-15
Employer match
“For the years ended December 31, 2025, 2024, and 2023, the Company matched 50% of an employee’s annual contributions to the 401(k) plan, up to a maximum of 8% of the employee’s base salary, bonus, and commissions paid during the year.”
Form 10-K filed 2026-02-19, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
3H controlled-group sponsor · 2S pre-approved plan document · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251015050837NAL0001993699001, received 2025-10-15
| Field | Value | Source |
|---|---|---|
| Plan sponsor | CARGURUS, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Plan name | CARGURUS, INC. 401(K) PROFIT SHARING PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Sponsor EIN / plan number | 04-3843478 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Sponsor location | CAMBRIDGE, MA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Industry (business code) | 519100, Information | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Filing received | 2025-10-15 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Participants, beginning of year | 1,389 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Active participants | 1,053 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Participants, end of year | 1,422 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Participants with an account balance | 1,400 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total assets, beginning of year | $106,280,407 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total assets, end of year | $138,430,492 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Net assets, end of year | $138,430,492 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total income | $42,240,070 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Net income | $32,150,085 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Employer contributions | $6,094,069 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Participant contributions | $15,577,254 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Other contributions (incl. rollovers) | $3,247,749 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total contributions | $24,919,072 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Benefit payments | $9,911,392 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total expenses (incl. benefit payments) | $10,089,985 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Total administrative expenses | $167,269 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Contract administrator fees | $0 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Recordkeeping fees | $155,373 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| IQPA audit fees | $8,146 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Investment advisory and management fees | $0 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Administrative expenses excluding investment management | $167,269 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Held in common/collective trusts | $0 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Held in mutual funds | $136,291,211 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251015050837NAL0001993699001, received 2025-10-15 |
| Independent auditor | MATTHEW J BERNIER, CPA, LLC | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251015050837NAL0001993699001, received 2025-10-15 |
Position = column in the DOL layout for form year 2024. Filing 20251015050837NAL0001993699001, received 2025-10-15.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees | $155,373 | yes |
| MATTHEW J. BERNIER CPA LLC | ACCOUNTANT/AUDITOR | 10 Accounting (including auditing) | $8,146 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251015050837NAL0001993699001, received 2025-10-15.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $106,280,407 | $138,430,492 | 30.3% |
| Participants with a balance | 1,361 | 1,400 | 2.9% |
| Administrative expenses | $137,911 | $167,269 | 21.3% |
| Recordkeeping fees per participant | $79.41 | $110.98 | 39.8% |
| Employer contributions | $5,903,697 | $6,094,069 | 3.2% |
Prior filing 20241015115851NAL0014552563001, received 2024-10-15; the plan years are contiguous.
Sponsor name as filed: CARGURUS, INC.; SEC registrant: CarGurus, Inc. (CIK 1494259, matched by EIN; display name from the Form 10-K cover).