401k Record

Employers › Cerebral

Cerebral 401(k)

Recordkeeping fees per participant · Cerebral Inc. Retirement Savings and Profit Sharing Plan · plan year 2024

$182.72

Higher than 86% of the 7,477 plans $1 to 10M that report it.

Source

= $79,667 / 436
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260127151225NAL0003349776001, received 2026-01-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260127151225NAL0003349776001, received 2026-01-27

10th: $11.10median $71.5290th: $209.21

Percentiles compare this plan with the Schedule H plans $1 to 10M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2026-01-27.

Cost and contributions

Administrative expenses excluding investment management, per participant

$214.57

10th: $13.66median $103.3390th: $302.77

Higher than 80% of the 14,713 plans $1 to 10M that report it.

Source

= $93,551 / 436
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260127151225NAL0003349776001, received 2026-01-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260127151225NAL0003349776001, received 2026-01-27

Administrative expenses per participant

$244.87

10th: $19.42median $150.2790th: $370.75

Higher than 72% of the 15,210 plans $1 to 10M that report it.

Source

= $106,763 / 436
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260127151225NAL0003349776001, received 2026-01-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260127151225NAL0003349776001, received 2026-01-27

Administrative expenses as a share of assets

1.487%

10th: 0.069%median 0.519%90th: 1.146%

Higher than 95% of the 15,243 plans $1 to 10M that report it.

Source

= $106,763 / $7,178,377
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260127151225NAL0003349776001, received 2026-01-27
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260127151225NAL0003349776001, received 2026-01-27

Employer contributions per participant

$321

10th: $357median $1,32390th: $2,861

Higher than 9% of the 13,342 plans $1 to 10M that report it.

Source

= $139,913 / 436
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260127151225NAL0003349776001, received 2026-01-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260127151225NAL0003349776001, received 2026-01-27

Employer share of total contributions

9.7%

10th: 11.9%median 28.9%90th: 43.6%

Higher than 7% of the 13,370 plans $1 to 10M that report it.

Source

= $139,913 / $1,436,511
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260127151225NAL0003349776001, received 2026-01-27
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260127151225NAL0003349776001, received 2026-01-27

Plan terms, as stated in Cerebral Inc.'s SEC filings

Plan terms are not published in public filings.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · 2U · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20260127151225NAL0003349776001, received 2026-01-27

Full record, Cerebral Inc. Retirement Savings and Profit Sharing Plan

FieldValueSource
Plan sponsorCEREBRAL, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20260127151225NAL0003349776001, received 2026-01-27
Plan nameCEREBRAL INC. RETIREMENT SAVINGS AND PROFIT SHARING PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20260127151225NAL0003349776001, received 2026-01-27
Sponsor EIN / plan number83-3007428 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20260127151225NAL0003349776001, received 2026-01-27
Plan typemultiple-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20260127151225NAL0003349776001, received 2026-01-27
Sponsor locationCLAYMONT, DEForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20260127151225NAL0003349776001, received 2026-01-27
Industry (business code)621112, Health care and social assistanceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20260127151225NAL0003349776001, received 2026-01-27
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20260127151225NAL0003349776001, received 2026-01-27
Filing received2026-01-27Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20260127151225NAL0003349776001, received 2026-01-27
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20260127151225NAL0003349776001, received 2026-01-27
Amended filingyesForm 5500, Part I line B; AMENDED_IND pos 7; filing 20260127151225NAL0003349776001, received 2026-01-27
Participants, beginning of year507Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20260127151225NAL0003349776001, received 2026-01-27
Active participants204Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20260127151225NAL0003349776001, received 2026-01-27
Participants, end of year496Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20260127151225NAL0003349776001, received 2026-01-27
Participants with an account balance436Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260127151225NAL0003349776001, received 2026-01-27
Total assets, beginning of year$6,899,875Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20260127151225NAL0003349776001, received 2026-01-27
Total assets, end of year$7,178,377Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260127151225NAL0003349776001, received 2026-01-27
Net assets, end of year$7,178,377Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20260127151225NAL0003349776001, received 2026-01-27
Total income$2,458,663Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20260127151225NAL0003349776001, received 2026-01-27
Net income$278,502Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20260127151225NAL0003349776001, received 2026-01-27
Employer contributions$139,913Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260127151225NAL0003349776001, received 2026-01-27
Participant contributions$1,121,526Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20260127151225NAL0003349776001, received 2026-01-27
Other contributions (incl. rollovers)$175,072Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20260127151225NAL0003349776001, received 2026-01-27
Total contributions$1,436,511Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260127151225NAL0003349776001, received 2026-01-27
Benefit payments$2,030,699Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20260127151225NAL0003349776001, received 2026-01-27
Total expenses (incl. benefit payments)$2,180,161Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20260127151225NAL0003349776001, received 2026-01-27
Total administrative expenses$106,763Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260127151225NAL0003349776001, received 2026-01-27
Contract administrator fees$0Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20260127151225NAL0003349776001, received 2026-01-27
Recordkeeping fees$79,667Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260127151225NAL0003349776001, received 2026-01-27
IQPA audit fees$0Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20260127151225NAL0003349776001, received 2026-01-27
Investment advisory and management fees$13,212Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20260127151225NAL0003349776001, received 2026-01-27
Administrative expenses excluding investment management$93,551derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260127151225NAL0003349776001, received 2026-01-27
Held in master trusts$0Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20260127151225NAL0003349776001, received 2026-01-27
Held in common/collective trusts$0Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20260127151225NAL0003349776001, received 2026-01-27
Held in mutual funds$7,086,268Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20260127151225NAL0003349776001, received 2026-01-27
Independent auditorSMITH AND HOWARDSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20260127151225NAL0003349776001, received 2026-01-27

Position = column in the DOL layout for form year 2024. Filing 20260127151225NAL0003349776001, received 2026-01-27.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeperRECORDKEEPER 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees $79,667yes
USI ADVISORS INCADVISOR 27 Investment advisory (plan) $27,096no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20260127151225NAL0003349776001, received 2026-01-27.

What changed since the 2023 plan year

Figure20232024Change
Total assets$6,899,875$7,178,3774.0%
Participants with a balance454436-4.0%
Administrative expenses$90,870$106,76317.5%
Recordkeeping fees per participant$198.39$182.72-7.9%
Employer contributions$854,377$139,913-83.6%

Prior filing 20250513094846NAL0011907107001, received 2025-05-13; the plan years are contiguous.

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Sponsor name as filed: CEREBRAL, INC.; SEC registrant: Cerebral Inc. (CIK 2083019, matched by EIN).