Employers › Civista Bancshares
Recordkeeping fees per participant · Savings and Retirement Plan for Civista Bancshares, Inc. and Affiliates · plan year 2024
$2.59
Higher than 3% of the 5,847 plans $50 to 250M that report it.
= $1,645 / 634
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251006090657NAL0001742979001, received 2025-10-06
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251006090657NAL0001742979001, received 2025-10-06
Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-06.
Administrative expenses excluding investment management, per participant
$41.97
Higher than 21% of the 8,758 plans $50 to 250M that report it.
= $26,606 / 634
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251006090657NAL0001742979001, received 2025-10-06
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251006090657NAL0001742979001, received 2025-10-06
Administrative expenses per participant
$166.65
Higher than 62% of the 9,042 plans $50 to 250M that report it.
= $105,658 / 634
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251006090657NAL0001742979001, received 2025-10-06
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251006090657NAL0001742979001, received 2025-10-06
Administrative expenses as a share of assets
0.162%
Higher than 58% of the 9,049 plans $50 to 250M that report it.
= $105,658 / $65,271,151
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251006090657NAL0001742979001, received 2025-10-06
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251006090657NAL0001742979001, received 2025-10-06
Employer contributions per participant
$4,104
Higher than 70% of the 9,105 plans $50 to 250M that report it.
= $2,602,163 / 634
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251006090657NAL0001742979001, received 2025-10-06
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251006090657NAL0001742979001, received 2025-10-06
Employer share of total contributions
32.7%
Higher than 61% of the 9,112 plans $50 to 250M that report it.
= $2,602,163 / $7,947,135
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251006090657NAL0001742979001, received 2025-10-06
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251006090657NAL0001742979001, received 2025-10-06
Employer match
“The Company’s matching contribution is 100% of an employee’s first three percent contributed and 50% of the next two percent contributed.”
Form 10-K filed 2026-03-06, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2A age/service-weighted · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251006090657NAL0001742979001, received 2025-10-06
| Field | Value | Source |
|---|---|---|
| Plan sponsor | CIVISTA BANCSHARES, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Plan name | SAVINGS AND RETIREMENT PLAN FOR CIVISTA BANCSHARES, INC. AND AFFILIATES | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Sponsor EIN / plan number | 34-1558688 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Sponsor location | SANDUSKY, OH | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Filing received | 2025-10-06 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Participants, beginning of year | 662 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Active participants | 521 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Participants, end of year | 651 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Participants with an account balance | 634 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total assets, beginning of year | $62,840,986 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total assets, end of year | $65,271,151 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Net assets, end of year | $65,271,151 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total income | $15,776,172 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Net income | $2,430,165 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Employer contributions | $2,602,163 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Participant contributions | $3,490,357 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Other contributions (incl. rollovers) | $1,854,615 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total contributions | $7,947,135 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Benefit payments | $13,240,349 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total expenses (incl. benefit payments) | $13,346,007 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Total administrative expenses | $105,658 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Contract administrator fees | $24,961 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Recordkeeping fees | $1,645 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Investment advisory and management fees | $79,052 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Administrative expenses excluding investment management | $26,606 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Held in common/collective trusts | $0 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Held in mutual funds | $63,724,079 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251006090657NAL0001742979001, received 2025-10-06 |
| Independent auditor | PLANTE MORAN | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251006090657NAL0001742979001, received 2025-10-06 |
Position = column in the DOL layout for form year 2024. Filing 20251006090657NAL0001742979001, received 2025-10-06.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES, INC.recordkeeper | NONE | 15 Recordkeeping and information management; 19 Custodial (securities); 37 Participant loan processing; 60 Sub-transfer agency fees; 63 Distribution (12b-1) fees; 51 Investment management fees paid directly by plan; 65 Account maintenance fees; 27 Investment advisory (plan) | $105,657 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251006090657NAL0001742979001, received 2025-10-06.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $62,840,986 | $65,271,151 | 3.9% |
| Participants with a balance | 643 | 634 | -1.4% |
| Administrative expenses | $93,881 | $105,658 | 12.5% |
| Recordkeeping fees per participant | $3.21 | $2.59 | -19.2% |
| Employer contributions | $2,679,234 | $2,602,163 | -2.9% |
Prior filing 20241015072820NAL0046910096001, received 2024-10-15; the plan years are contiguous.
Sponsor name as filed: CIVISTA BANCSHARES, INC.; SEC registrant: CIVISTA BANCSHARES, INC. (CIK 944745, matched by EIN; display name from the Form 10-K cover).