401k Record

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Coinbase 401(k)

Recordkeeping fees per participant · Coinbase, Inc. Retirement Trust · plan year 2024

$43.93

Higher than 41% of the 1,697 plans $250M to 1B that report it.

Source

= $166,109 / 3,781
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015094613NAL0005702320001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015094613NAL0005702320001, received 2025-10-15

10th: $11.56median $49.9890th: $89.63

Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-15.

Cost and contributions

Administrative expenses excluding investment management, per participant

$43.93

10th: $18.52median $67.2190th: $147.71

Higher than 25% of the 2,324 plans $250M to 1B that report it.

Source

= $166,109 / 3,781
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015094613NAL0005702320001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015094613NAL0005702320001, received 2025-10-15

Administrative expenses per participant

$59.95

10th: $27.95median $88.2590th: $203.68

Higher than 28% of the 2,405 plans $250M to 1B that report it.

Source

= $226,682 / 3,781
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015094613NAL0005702320001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015094613NAL0005702320001, received 2025-10-15

Administrative expenses as a share of assets

0.069%

10th: 0.018%median 0.073%90th: 0.183%

Higher than 48% of the 2,407 plans $250M to 1B that report it.

Source

= $226,682 / $328,178,375
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015094613NAL0005702320001, received 2025-10-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015094613NAL0005702320001, received 2025-10-15

Employer contributions per participant

$1,472

10th: $1,169median $3,07390th: $8,346

Higher than 16% of the 2,457 plans $250M to 1B that report it.

Source

= $5,565,539 / 3,781
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015094613NAL0005702320001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015094613NAL0005702320001, received 2025-10-15

Employer share of total contributions

7.6%

10th: 17.5%median 31.1%90th: 48.7%

Higher than 2% of the 2,459 plans $250M to 1B that report it.

Source

= $5,565,539 / $73,166,012
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015094613NAL0005702320001, received 2025-10-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015094613NAL0005702320001, received 2025-10-15

Plan terms, as stated in Coinbase Inc.'s SEC filings

Plan terms are not published in public filings.

Plan features

2J 401(k) feature · 2T default investment (QDIA) · 3H controlled-group sponsor · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 3D IRS pre-approved plan · 2R participant brokerage window · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251015094613NAL0005702320001, received 2025-10-15

Full record, Coinbase, Inc. Retirement Trust

FieldValueSource
Plan sponsorCOINBASE, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251015094613NAL0005702320001, received 2025-10-15
Plan nameCOINBASE, INC. RETIREMENT TRUSTForm 5500, line 1a; PLAN_NAME pos 16; filing 20251015094613NAL0005702320001, received 2025-10-15
Sponsor EIN / plan number45-5293997 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251015094613NAL0005702320001, received 2025-10-15
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251015094613NAL0005702320001, received 2025-10-15
Sponsor locationSAN FRANCISCO, CAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251015094613NAL0005702320001, received 2025-10-15
Industry (business code)541600, Professional, scientific, and technical servicesForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251015094613NAL0005702320001, received 2025-10-15
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251015094613NAL0005702320001, received 2025-10-15
Filing received2025-10-15Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251015094613NAL0005702320001, received 2025-10-15
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251015094613NAL0005702320001, received 2025-10-15
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251015094613NAL0005702320001, received 2025-10-15
Participants, beginning of year3,711Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251015094613NAL0005702320001, received 2025-10-15
Active participants2,457Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251015094613NAL0005702320001, received 2025-10-15
Participants, end of year3,891Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251015094613NAL0005702320001, received 2025-10-15
Participants with an account balance3,781Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015094613NAL0005702320001, received 2025-10-15
Total assets, beginning of year$234,091,576Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251015094613NAL0005702320001, received 2025-10-15
Total assets, end of year$328,178,375Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015094613NAL0005702320001, received 2025-10-15
Net assets, end of year$328,178,375Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251015094613NAL0005702320001, received 2025-10-15
Total income$120,694,260Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251015094613NAL0005702320001, received 2025-10-15
Net income$94,086,799Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251015094613NAL0005702320001, received 2025-10-15
Employer contributions$5,565,539Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015094613NAL0005702320001, received 2025-10-15
Participant contributions$55,985,670Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251015094613NAL0005702320001, received 2025-10-15
Other contributions (incl. rollovers)$11,614,803Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251015094613NAL0005702320001, received 2025-10-15
Total contributions$73,166,012Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015094613NAL0005702320001, received 2025-10-15
Benefit payments$26,332,564Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251015094613NAL0005702320001, received 2025-10-15
Total expenses (incl. benefit payments)$26,607,461Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251015094613NAL0005702320001, received 2025-10-15
Total administrative expenses$226,682Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015094613NAL0005702320001, received 2025-10-15
Contract administrator fees$0Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251015094613NAL0005702320001, received 2025-10-15
Recordkeeping fees$166,109Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015094613NAL0005702320001, received 2025-10-15
IQPA audit fees$0Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251015094613NAL0005702320001, received 2025-10-15
Investment advisory and management fees$60,573Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251015094613NAL0005702320001, received 2025-10-15
Administrative expenses excluding investment management$166,109derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015094613NAL0005702320001, received 2025-10-15
Held in master trusts$0Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251015094613NAL0005702320001, received 2025-10-15
Held in common/collective trusts$0Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251015094613NAL0005702320001, received 2025-10-15
Held in mutual funds$316,764,160Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251015094613NAL0005702320001, received 2025-10-15
Independent auditorDELOITTE & TOUCHE LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251015094613NAL0005702320001, received 2025-10-15

Position = column in the DOL layout for form year 2024. Filing 20251015094613NAL0005702320001, received 2025-10-15.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeperRECORDKEEPER 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees $175,228yes
STRATEGIC ADVISORS, INC.ADVISOR 27 Investment advisory (plan) $60,573no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251015094613NAL0005702320001, received 2025-10-15.

What changed since the 2023 plan year

Figure20232024Change
Total assets$234,091,576$328,178,37540.2%
Participants with a balance3,6323,7814.1%
Administrative expenses$139,127$226,68262.9%
Recordkeeping fees per participant$25.21$43.9374.3%
Employer contributions$5,024,436$5,565,53910.8%

Prior filing 20241014170202NAL0015331091001, received 2024-10-14; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: COINBASE, INC.; SEC registrant: Coinbase Inc. (CIK 1576711, matched by EIN).