Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Cooperatieve Rabobank U.A.
Cooperatieve Rabobank U.A. 401(k)
- Finance and insurance
- New York, NY
- EIN 13-3036591
- 1 plan with Schedule H financials
- Plan year 2024
Administrative expenses excluding investment management, per participant · Cooperatieve Rabobank U.A. 401(k) Savings Plan · plan year 2024
$64.23
Higher than 47% of the 2,324 plans $250M to 1B that report it.
Source
= $140,345 / 2,185
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250908092159NAL0011841731001, received 2025-09-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250908092159NAL0011841731001, received 2025-09-08
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-08.
Cost and contributions
Administrative expenses per participant
$64.23
Higher than 31% of the 2,405 plans $250M to 1B that report it.
Source
= $140,345 / 2,185
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250908092159NAL0011841731001, received 2025-09-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250908092159NAL0011841731001, received 2025-09-08
Administrative expenses as a share of assets
0.024%
Higher than 14% of the 2,407 plans $250M to 1B that report it.
Source
= $140,345 / $578,935,869
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250908092159NAL0011841731001, received 2025-09-08
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250908092159NAL0011841731001, received 2025-09-08
Employer contributions per participant
$9,491
Higher than 93% of the 2,457 plans $250M to 1B that report it.
Source
= $20,737,532 / 2,185
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250908092159NAL0011841731001, received 2025-09-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250908092159NAL0011841731001, received 2025-09-08
Employer share of total contributions
46.5%
Higher than 87% of the 2,459 plans $250M to 1B that report it.
Source
= $20,737,532 / $44,600,620
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250908092159NAL0011841731001, received 2025-09-08
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250908092159NAL0011841731001, received 2025-09-08
Plan terms, as stated in Cooperatieve Rabobank U.A.'s SEC filings
Plan terms are not published in public filings.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250908092159NAL0011841731001, received 2025-09-08
Full record, Cooperatieve Rabobank U.A. 401(k) Savings Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | COOPERATIEVE RABOBANK U.A. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Plan name | COOPERATIEVE RABOBANK U.A. 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Sponsor EIN / plan number | 13-3036591 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Sponsor location | NEW YORK, NY | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Filing received | 2025-09-08 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Participants, beginning of year | 2,211 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Active participants | 1,481 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Participants, end of year | 2,186 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Participants with an account balance | 2,185 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total assets, beginning of year | $497,365,493 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total assets, end of year | $578,935,869 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Net assets, end of year | $578,935,869 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total income | $114,694,992 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Net income | $81,570,376 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Employer contributions | $20,737,532 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Participant contributions | $20,878,974 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Other contributions (incl. rollovers) | $2,984,114 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total contributions | $44,600,620 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Benefit payments | $32,909,999 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total expenses (incl. benefit payments) | $33,124,616 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Total administrative expenses | $140,345 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Contract administrator fees | $140,345 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Administrative expenses excluding investment management | $140,345 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Held in mutual funds | $529,763,518 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250908092159NAL0011841731001, received 2025-09-08 |
| Independent auditor | BAKER TILLY US, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250908092159NAL0011841731001, received 2025-09-08 |
Position = column in the DOL layout for form year 2024. Filing 20250908092159NAL0011841731001, received 2025-09-08.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | SERVICE PROVIDER | 13 Contract administrator | $140,345 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250908092159NAL0011841731001, received 2025-09-08.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $497,365,493 | $578,935,869 | 16.4% |
| Participants with a balance | 2,211 | 2,185 | -1.2% |
| Administrative expenses | $184,202 | $140,345 | -23.8% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $20,635,725 | $20,737,532 | 0.5% |
Prior filing 20240918185330NAL0002867731001, received 2024-09-18; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: COOPERATIEVE RABOBANK U.A.; SEC registrant: Cooperatieve Rabobank U.A. (CIK 1098062, matched by EIN).