Employers › Dow Chemical
Recordkeeping fees per participant · The Dow Chemical Company Employees' Savings Plan · plan year 2024
$5.32
Higher than 8% of the 790 plans over $1B that report it.
= $175,627 / 33,016
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250613111032NAL0015630275001, received 2025-06-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250613111032NAL0015630275001, received 2025-06-13
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-06-13.
Administrative expenses excluding investment management, per participant
$11.45
Higher than 11% of the 1,045 plans over $1B that report it.
= $378,081 / 33,016
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250613111032NAL0015630275001, received 2025-06-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250613111032NAL0015630275001, received 2025-06-13
Administrative expenses per participant
$45.52
Higher than 26% of the 1,076 plans over $1B that report it.
= $1,502,745 / 33,016
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250613111032NAL0015630275001, received 2025-06-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250613111032NAL0015630275001, received 2025-06-13
Administrative expenses as a share of assets
0.014%
Higher than 11% of the 1,076 plans over $1B that report it.
= $1,502,745 / $10,768,606,712
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250613111032NAL0015630275001, received 2025-06-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250613111032NAL0015630275001, received 2025-06-13
Employer contributions per participant
$6,930
Higher than 82% of the 1,135 plans over $1B that report it.
= $228,803,172 / 33,016
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250613111032NAL0015630275001, received 2025-06-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250613111032NAL0015630275001, received 2025-06-13
Employer share of total contributions
44.3%
Higher than 84% of the 1,135 plans over $1B that report it.
= $228,803,172 / $516,488,942
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250613111032NAL0015630275001, received 2025-06-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250613111032NAL0015630275001, received 2025-06-13
Plan terms are described in The Dow Chemical Company's SEC filings: Form 11-K filed 2017-06-26 and Form 10-K filed 2026-02-03. No term could be quoted from them with the required precision.
2E profit-sharing · 2F ERISA 404(c) plan · 2H partially participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2P · 2S pre-approved plan document · 2T default investment (QDIA) · 3F · 3J · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250613111032NAL0015630275001, received 2025-06-13
| Field | Value | Source |
|---|---|---|
| Plan sponsor | THE DOW CHEMICAL COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Plan name | THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Sponsor EIN / plan number | 38-1285128 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Sponsor location | MIDLAND, MI | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Industry (business code) | 325100, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Filing received | 2025-06-13 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Participants, beginning of year | 33,287 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Active participants | 17,215 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Participants, end of year | 33,050 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Participants with an account balance | 33,016 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total assets, beginning of year | $10,084,842,211 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total assets, end of year | $10,768,606,712 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Net assets, end of year | $10,747,759,070 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total income | $1,739,797,395 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Net income | $674,152,408 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Employer contributions | $228,803,172 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Participant contributions | $265,855,937 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Other contributions (incl. rollovers) | $21,829,833 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total contributions | $516,488,942 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Benefit payments | $1,063,672,503 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total expenses (incl. benefit payments) | $1,065,644,987 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Total administrative expenses | $1,502,745 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Contract administrator fees | $23,225 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Recordkeeping fees | $175,627 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Investment advisory and management fees | $1,124,664 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Administrative expenses excluding investment management | $378,081 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Held in common/collective trusts | $8,364,386,191 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Held in mutual funds | $552,806,553 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250613111032NAL0015630275001, received 2025-06-13 |
| Independent auditor | BDO USA, P.C. | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250613111032NAL0015630275001, received 2025-06-13 |
Position = column in the DOL layout for form year 2024. Filing 20250613111032NAL0015630275001, received 2025-06-13.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INST. OP. CO.recordkeeper | NONE | 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees; 16 Consulting (general); 65 Account maintenance fees; 60 Sub-transfer agency fees | $175,627 | yes |
| MAYER BROWN LLP | NONE | 29 Legal; 50 Direct payment from the plan | $84,476 | no |
| COVINGTON & BURLING | NONE | 29 Legal; 50 Direct payment from the plan | $44,255 | no |
| QDRO CONSULTANTS CO LLC | NONE | 16 Consulting (general); 50 Direct payment from the plan; 99 Other fees | $23,225 | no |
| BNY MELLON | NONE | 19 Custodial (securities) | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250613111032NAL0015630275001, received 2025-06-13.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $10,084,842,211 | $10,768,606,712 | 6.8% |
| Participants with a balance | 33,196 | 33,016 | -0.5% |
| Administrative expenses | $1,557,539 | $1,502,745 | -3.5% |
| Recordkeeping fees per participant | $9.04 | $5.32 | -41.2% |
| Employer contributions | $122,154,455 | $228,803,172 | 87.3% |
Prior filing 20240613140043NAL0030771745001, received 2024-06-13; the plan years are contiguous.
Sponsor name as filed: THE DOW CHEMICAL COMPANY; SEC registrant: DOW CHEMICAL CO /DE/ (CIK 29915, matched by EIN).