Employers › Dream Finders Homes
Recordkeeping fees per participant · Dream Finders Homes 401(k) Plan · plan year 2024
$87.50
Higher than 65% of the 5,847 plans $50 to 250M that report it.
= $160,825 / 1,838
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250801055237NAL0003595011001, received 2025-08-01
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250801055237NAL0003595011001, received 2025-08-01
Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-01.
Administrative expenses excluding investment management, per participant
$120.14
Higher than 64% of the 8,758 plans $50 to 250M that report it.
= $220,825 / 1,838
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250801055237NAL0003595011001, received 2025-08-01
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250801055237NAL0003595011001, received 2025-08-01
Administrative expenses per participant
$155.46
Higher than 59% of the 9,042 plans $50 to 250M that report it.
= $285,744 / 1,838
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250801055237NAL0003595011001, received 2025-08-01
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250801055237NAL0003595011001, received 2025-08-01
Administrative expenses as a share of assets
0.291%
Higher than 86% of the 9,049 plans $50 to 250M that report it.
= $285,744 / $98,199,292
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250801055237NAL0003595011001, received 2025-08-01
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250801055237NAL0003595011001, received 2025-08-01
Employer contributions per participant
$3,659
Higher than 65% of the 9,105 plans $50 to 250M that report it.
= $6,726,126 / 1,838
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250801055237NAL0003595011001, received 2025-08-01
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250801055237NAL0003595011001, received 2025-08-01
Employer share of total contributions
31.0%
Higher than 55% of the 9,112 plans $50 to 250M that report it.
= $6,726,126 / $21,686,086
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250801055237NAL0003595011001, received 2025-08-01
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250801055237NAL0003595011001, received 2025-08-01
Employer match
“The Company makes matching safe harbor contributions equal to 100% of the first 2% of eligible Plan compensation and 50% of the next 4% of eligible Plan compensation.”
Form 11-K filed 2026-06-11, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“Company safe harbor contributions and related earnings are 100% vested after two years of service.”
Form 11-K filed 2026-06-11, for the year ended 2025-12-31 · plan description note, vesting · source document
Automatic enrollment
“The Plan includes an automatic enrollment program known as a qualified automatic contribution arrangement (“QACA”).”
Form 11-K filed 2026-06-11, for the year ended 2025-12-31 · plan description note, contributions · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2A age/service-weighted · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250801055237NAL0003595011001, received 2025-08-01
| Field | Value | Source |
|---|---|---|
| Plan sponsor | DREAM FINDERS HOMES, LLC | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Plan name | DREAM FINDERS HOMES 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Sponsor EIN / plan number | 27-0528991 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Sponsor location | JACKSONVILLE, FL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Industry (business code) | 531390, Real estate and rental and leasing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Filing received | 2025-08-01 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Participants, beginning of year | 1,562 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Active participants | 1,573 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Participants, end of year | 1,908 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Participants with an account balance | 1,838 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total assets, beginning of year | $69,392,919 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total assets, end of year | $98,199,292 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Net assets, end of year | $98,199,292 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total income | $32,742,639 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Net income | $23,772,076 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Employer contributions | $6,726,126 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Participant contributions | $12,355,204 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Other contributions (incl. rollovers) | $2,604,756 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total contributions | $21,686,086 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Benefit payments | $8,655,224 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total expenses (incl. benefit payments) | $8,970,563 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Total administrative expenses | $285,744 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Recordkeeping fees | $160,825 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Investment advisory and management fees | $64,919 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Administrative expenses excluding investment management | $220,825 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Held in common/collective trusts | $2,323,015 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Held in mutual funds | $93,555,373 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250801055237NAL0003595011001, received 2025-08-01 |
| Independent auditor | ENNIS, PELLUM, & ASSOCIATES, CPA | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250801055237NAL0003595011001, received 2025-08-01 |
Position = column in the DOL layout for form year 2024. Filing 20250801055237NAL0003595011001, received 2025-08-01.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| ADP, INC.recordkeeper | RECORD KEEPER | 37 Participant loan processing; 50 Direct payment from the plan; 15 Recordkeeping and information management; 64 Recordkeeping fees | $123,100 | yes |
| RESOURCES INVESTMENT ADVISORS, INC.recordkeeper | CONSULTANT | 15 Recordkeeping and information management; 17 Consulting (pension); 50 Direct payment from the plan; 64 Recordkeeping fees; 70 Consulting fees; 21 Trustee (bank, trust company or similar); 49 Other services; 99 Other fees | $64,919 | no |
| BKD, LLPrecordkeeper | ACCOUNTANT | 15 Recordkeeping and information management; 17 Consulting (pension); 50 Direct payment from the plan; 64 Recordkeeping fees; 70 Consulting fees | $44,100 | no |
| PIVOT CPASrecordkeeper | ACCOUNTANT | 15 Recordkeeping and information management; 17 Consulting (pension); 50 Direct payment from the plan; 64 Recordkeeping fees; 70 Consulting fees | $13,400 | no |
| ADP BROKER-DEALERrecordkeeper | RECORD KEEPER | 63 Distribution (12b-1) fees; 60 Sub-transfer agency fees; 59 Shareholder servicing fees | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250801055237NAL0003595011001, received 2025-08-01.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $69,392,919 | $98,199,292 | 41.5% |
| Participants with a balance | 1,361 | 1,838 | 35.0% |
| Administrative expenses | $205,125 | $285,744 | 39.3% |
| Recordkeeping fees per participant | $150.72 | $87.50 | -41.9% |
| Employer contributions | $3,390,387 | $6,726,126 | 98.4% |
Prior filing 20240724105815NAL0008074899001, received 2024-07-24; the plan years are contiguous.
Sponsor name as filed: DREAM FINDERS HOMES, LLC; SEC registrant: Dream Finders Homes, Inc. (CIK 1825088, matched by 11-K plan title; display name from the Form 10-K cover).