401k Record

Employers › El Pollo Loco

El Pollo Loco 401(k)

Recordkeeping fees per participant · El Pollo Loco, Inc. 401(k) Plan · plan year 2024

$91.01

Higher than 53% of the 14,075 plans $10 to 50M that report it.

Source

= $43,501 / 478
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015155945NAL0002711907001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015155945NAL0002711907001, received 2025-10-15

10th: $10.53median $83.9490th: $217.08

Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-15.

Cost and contributions

Administrative expenses excluding investment management, per participant

$91.01

10th: $15.36median $118.8890th: $340.63

Higher than 39% of the 24,371 plans $10 to 50M that report it.

Source

= $43,501 / 478
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015155945NAL0002711907001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015155945NAL0002711907001, received 2025-10-15

Administrative expenses per participant

$102.34

10th: $26.86median $197.2590th: $456.10

Higher than 27% of the 25,098 plans $10 to 50M that report it.

Source

= $48,919 / 478
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015155945NAL0002711907001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015155945NAL0002711907001, received 2025-10-15

Administrative expenses as a share of assets

0.175%

10th: 0.035%median 0.289%90th: 0.599%

Higher than 31% of the 25,132 plans $10 to 50M that report it.

Source

= $48,919 / $27,924,679
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015155945NAL0002711907001, received 2025-10-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015155945NAL0002711907001, received 2025-10-15

Employer contributions per participant

$1,836

10th: $664median $2,07490th: $4,751

Higher than 43% of the 24,050 plans $10 to 50M that report it.

Source

= $877,549 / 478
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015155945NAL0002711907001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015155945NAL0002711907001, received 2025-10-15

Employer share of total contributions

31.7%

10th: 13.1%median 27.9%90th: 45.2%

Higher than 64% of the 24,084 plans $10 to 50M that report it.

Source

= $877,549 / $2,764,057
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015155945NAL0002711907001, received 2025-10-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015155945NAL0002711907001, received 2025-10-15

Plan terms, as stated in El Pollo Loco, Inc.'s SEC filings

Plan terms are described in El Pollo Loco, Inc.'s SEC filings: Form 10-K filed 2005-03-29. No term could be quoted from them with the required precision.

Plan features

2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251015155945NAL0002711907001, received 2025-10-15

Full record, El Pollo Loco, Inc. 401(k) Plan

FieldValueSource
Plan sponsorEL POLLO LOCO, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251015155945NAL0002711907001, received 2025-10-15
Plan nameEL POLLO LOCO, INC. 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251015155945NAL0002711907001, received 2025-10-15
Sponsor EIN / plan number33-0377527 / 002Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251015155945NAL0002711907001, received 2025-10-15
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251015155945NAL0002711907001, received 2025-10-15
Sponsor locationCOSTA MESA, CAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251015155945NAL0002711907001, received 2025-10-15
Industry (business code)722511, Accommodation and food servicesForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251015155945NAL0002711907001, received 2025-10-15
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251015155945NAL0002711907001, received 2025-10-15
Filing received2025-10-15Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251015155945NAL0002711907001, received 2025-10-15
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251015155945NAL0002711907001, received 2025-10-15
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251015155945NAL0002711907001, received 2025-10-15
Participants, beginning of year2,859Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251015155945NAL0002711907001, received 2025-10-15
Active participants2,820Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251015155945NAL0002711907001, received 2025-10-15
Participants, end of year2,959Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251015155945NAL0002711907001, received 2025-10-15
Participants with an account balance478Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015155945NAL0002711907001, received 2025-10-15
Total assets, beginning of year$26,525,292Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251015155945NAL0002711907001, received 2025-10-15
Total assets, end of year$27,924,679Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015155945NAL0002711907001, received 2025-10-15
Net assets, end of year$27,924,679Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251015155945NAL0002711907001, received 2025-10-15
Total income$5,941,231Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251015155945NAL0002711907001, received 2025-10-15
Net income$1,399,387Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251015155945NAL0002711907001, received 2025-10-15
Employer contributions$877,549Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015155945NAL0002711907001, received 2025-10-15
Participant contributions$1,725,057Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251015155945NAL0002711907001, received 2025-10-15
Other contributions (incl. rollovers)$161,451Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251015155945NAL0002711907001, received 2025-10-15
Total contributions$2,764,057Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015155945NAL0002711907001, received 2025-10-15
Benefit payments$4,478,190Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251015155945NAL0002711907001, received 2025-10-15
Total expenses (incl. benefit payments)$4,541,844Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251015155945NAL0002711907001, received 2025-10-15
Total administrative expenses$48,919Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015155945NAL0002711907001, received 2025-10-15
Recordkeeping fees$43,501Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251015155945NAL0002711907001, received 2025-10-15
Investment advisory and management fees$5,418Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251015155945NAL0002711907001, received 2025-10-15
Administrative expenses excluding investment management$43,501derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015155945NAL0002711907001, received 2025-10-15
Independent auditorBDO USA, P.C.Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251015155945NAL0002711907001, received 2025-10-15

Position = column in the DOL layout for form year 2024. Filing 20251015155945NAL0002711907001, received 2025-10-15.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
TRANSAMERICA LIFE INSURANCE COMPANYrecordkeeperRECORDKEEPER 15 Recordkeeping and information management; 37 Participant loan processing; 52 Investment management fees paid indirectly by plan; 62 Float revenue; 64 Recordkeeping fees; 67 Other insurance wrap fees $48,919yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251015155945NAL0002711907001, received 2025-10-15.

What changed since the 2023 plan year

Figure20232024Change
Total assets$26,525,292$27,924,6795.3%
Participants with a balance502478-4.8%
Administrative expenses$45,447$48,9197.6%
Recordkeeping fees per participant$80.80$91.0112.6%
Employer contributions$828,597$877,5495.9%

Prior filing 20241015165203NAL0016914259001, received 2024-10-15; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: EL POLLO LOCO, INC.; SEC registrant: El Pollo Loco, Inc. (CIK 1289729, matched by EIN).