Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › F.N.B.
F.N.B. 401(k)
- FNB NYSE
- Finance and insurance
- Hermitage, PA
- EIN 25-1255406
- 1 plan with Schedule H financials
- Plan year 2024
- F.N.B. Corporation
- SEC registrant FNB Corp
Administrative expenses excluding investment management, per participant · F.N.B. Corporation Progress Savings 401(k) Plan · plan year 2024
$9.99
Higher than 6% of the 2,324 plans $250M to 1B that report it.
Source
= $63,675 / 6,373
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250715080905NAL0004183618001, received 2025-07-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250715080905NAL0004183618001, received 2025-07-15
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-15.
Cost and contributions
Administrative expenses per participant
$14.35
Higher than 5% of the 2,405 plans $250M to 1B that report it.
Source
= $91,458 / 6,373
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250715080905NAL0004183618001, received 2025-07-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250715080905NAL0004183618001, received 2025-07-15
Administrative expenses as a share of assets
0.017%
Higher than 10% of the 2,407 plans $250M to 1B that report it.
Source
= $91,458 / $531,456,443
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250715080905NAL0004183618001, received 2025-07-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250715080905NAL0004183618001, received 2025-07-15
Employer contributions per participant
$2,909
Higher than 47% of the 2,457 plans $250M to 1B that report it.
Source
= $18,538,556 / 6,373
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250715080905NAL0004183618001, received 2025-07-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250715080905NAL0004183618001, received 2025-07-15
Employer share of total contributions
33.9%
Higher than 59% of the 2,459 plans $250M to 1B that report it.
Source
= $18,538,556 / $54,715,128
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250715080905NAL0004183618001, received 2025-07-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250715080905NAL0004183618001, received 2025-07-15
Plan terms, as stated in F.N.B. Corporation's SEC filings
Employer match
“The Corporation matched 100% of a participant’s elective pre-tax contribution, up to 6% of the participant’s compensation in 2025 and 2024.”
Form 11-K filed 2026-06-18, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“Participants are immediately vested in their voluntary contribution, Corporation’s matching contribution, and cash dividends paid on F.N.B.”
Form 11-K filed 2026-06-18, for the year ended 2025-12-31 · plan description note, vesting · source document
Automatic enrollment
“An eligible employee who is automatically enrolled in the Plan will be deemed to have elected to have 3% of his or her compensation contributed on a pre-tax basis to the Plan.”
Form 11-K filed 2026-06-18, for the year ended 2025-12-31 · plan description note, contributions · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
Plan features
2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · 3I · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2O ESOP-related feature · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250715080905NAL0004183618001, received 2025-07-15
Full record, F.N.B. Corporation Progress Savings 401(k) Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | F.N.B. CORPORATION | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Plan name | F.N.B. CORPORATION PROGRESS SAVINGS 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Sponsor EIN / plan number | 25-1255406 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Sponsor location | HERMITAGE, PA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Filing received | 2025-07-15 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Participants, beginning of year | 6,311 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Active participants | 4,294 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Participants, end of year | 6,454 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Participants with an account balance | 6,373 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total assets, beginning of year | $461,162,829 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total assets, end of year | $531,456,443 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Net assets, end of year | $531,456,443 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total income | $118,134,097 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Net income | $70,293,614 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Employer contributions | $18,538,556 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Participant contributions | $29,785,036 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Other contributions (incl. rollovers) | $6,391,536 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total contributions | $54,715,128 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Benefit payments | $47,749,025 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total expenses (incl. benefit payments) | $47,840,483 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Total administrative expenses | $91,458 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Contract administrator fees | $1,800 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Recordkeeping fees | $0 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Investment advisory and management fees | $27,783 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Administrative expenses excluding investment management | $63,675 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Held in common/collective trusts | $0 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Held in mutual funds | $364,964,246 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250715080905NAL0004183618001, received 2025-07-15 |
| Independent auditor | ERNST YOUNG LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250715080905NAL0004183618001, received 2025-07-15 |
Position = column in the DOL layout for form year 2024. Filing 20250715080905NAL0004183618001, received 2025-07-15.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | 27 Investment advisory (plan) | $27,783 | no |
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees | $-1,250,687 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250715080905NAL0004183618001, received 2025-07-15.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $461,162,829 | $531,456,443 | 15.2% |
| Participants with a balance | 6,231 | 6,373 | 2.3% |
| Administrative expenses | $392,226 | $91,458 | -76.7% |
| Recordkeeping fees per participant | $46.17 | not reported | |
| Employer contributions | $20,234,337 | $18,538,556 | -8.4% |
Prior filing 20250424134220NAL0007240209001, received 2025-04-24; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: F.N.B. CORPORATION; SEC registrant: FNB CORP/PA/ (CIK 37808, matched by EIN; display name from the Form 11-K cover).