401k Record

Employers › First Eldorado Bancshares

First Eldorado Bancshares 401(k)

Recordkeeping fees per participant · First Eldorado Bancshares 401(k) Plan · plan year 2024

$148.54

Higher than 77% of the 14,075 plans $10 to 50M that report it.

Source

= $25,103 / 169
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250909052417NAL0019983665001, received 2025-09-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250909052417NAL0019983665001, received 2025-09-09

10th: $10.53median $83.9490th: $217.08

Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-09.

Cost and contributions

Administrative expenses excluding investment management, per participant

$148.54

10th: $15.36median $118.8890th: $340.63

Higher than 60% of the 24,371 plans $10 to 50M that report it.

Source

= $25,103 / 169
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250909052417NAL0019983665001, received 2025-09-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250909052417NAL0019983665001, received 2025-09-09

Administrative expenses per participant

$310.47

10th: $26.86median $197.2590th: $456.10

Higher than 74% of the 25,098 plans $10 to 50M that report it.

Source

= $52,470 / 169
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250909052417NAL0019983665001, received 2025-09-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250909052417NAL0019983665001, received 2025-09-09

Administrative expenses as a share of assets

0.423%

10th: 0.035%median 0.289%90th: 0.599%

Higher than 72% of the 25,132 plans $10 to 50M that report it.

Source

= $52,470 / $12,403,390
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250909052417NAL0019983665001, received 2025-09-09
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250909052417NAL0019983665001, received 2025-09-09

Employer contributions per participant

$2,339

10th: $664median $2,07490th: $4,751

Higher than 58% of the 24,050 plans $10 to 50M that report it.

Source

= $395,306 / 169
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250909052417NAL0019983665001, received 2025-09-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250909052417NAL0019983665001, received 2025-09-09

Employer share of total contributions

37.7%

10th: 13.1%median 27.9%90th: 45.2%

Higher than 80% of the 24,084 plans $10 to 50M that report it.

Source

= $395,306 / $1,048,392
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250909052417NAL0019983665001, received 2025-09-09
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250909052417NAL0019983665001, received 2025-09-09

Plan terms, as stated in First Eldorado Bancshares, Inc.'s SEC filings

Plan terms are not published in public filings.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250909052417NAL0019983665001, received 2025-09-09

Full record, First Eldorado Bancshares 401(k) Plan

FieldValueSource
Plan sponsorFIRST ELDORADO BANCSHARES, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250909052417NAL0019983665001, received 2025-09-09
Plan nameFIRST ELDORADO BANCSHARES 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20250909052417NAL0019983665001, received 2025-09-09
Sponsor EIN / plan number37-1254831 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250909052417NAL0019983665001, received 2025-09-09
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250909052417NAL0019983665001, received 2025-09-09
Sponsor locationELDORADO, ILForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250909052417NAL0019983665001, received 2025-09-09
Industry (business code)522110, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250909052417NAL0019983665001, received 2025-09-09
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250909052417NAL0019983665001, received 2025-09-09
Filing received2025-09-09Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250909052417NAL0019983665001, received 2025-09-09
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250909052417NAL0019983665001, received 2025-09-09
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250909052417NAL0019983665001, received 2025-09-09
Participants, beginning of year179Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250909052417NAL0019983665001, received 2025-09-09
Active participants141Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250909052417NAL0019983665001, received 2025-09-09
Participants, end of year173Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250909052417NAL0019983665001, received 2025-09-09
Participants with an account balance169Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250909052417NAL0019983665001, received 2025-09-09
Total assets, beginning of year$10,322,735Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250909052417NAL0019983665001, received 2025-09-09
Total assets, end of year$12,403,390Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250909052417NAL0019983665001, received 2025-09-09
Net assets, end of year$12,403,390Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250909052417NAL0019983665001, received 2025-09-09
Total income$2,779,680Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250909052417NAL0019983665001, received 2025-09-09
Net income$2,080,655Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250909052417NAL0019983665001, received 2025-09-09
Employer contributions$395,306Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250909052417NAL0019983665001, received 2025-09-09
Participant contributions$635,015Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250909052417NAL0019983665001, received 2025-09-09
Other contributions (incl. rollovers)$18,071Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250909052417NAL0019983665001, received 2025-09-09
Total contributions$1,048,392Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250909052417NAL0019983665001, received 2025-09-09
Benefit payments$645,714Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250909052417NAL0019983665001, received 2025-09-09
Total expenses (incl. benefit payments)$699,025Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250909052417NAL0019983665001, received 2025-09-09
Total administrative expenses$52,470Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250909052417NAL0019983665001, received 2025-09-09
Recordkeeping fees$25,103Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250909052417NAL0019983665001, received 2025-09-09
Investment advisory and management fees$27,367Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250909052417NAL0019983665001, received 2025-09-09
Administrative expenses excluding investment management$25,103derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250909052417NAL0019983665001, received 2025-09-09
Held in common/collective trusts$211,047Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250909052417NAL0019983665001, received 2025-09-09
Held in mutual funds$11,860,487Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250909052417NAL0019983665001, received 2025-09-09
Independent auditorFORVIS MAZARS LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250909052417NAL0019983665001, received 2025-09-09

Position = column in the DOL layout for form year 2024. Filing 20250909052417NAL0019983665001, received 2025-09-09.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
AMERIPRISE FINANCIALrecordkeeperINVESTMENT/FINANCIAL ADVI 15 Recordkeeping and information management; 21 Trustee (bank, trust company or similar); 49 Other services; 50 Direct payment from the plan; 64 Recordkeeping fees; 99 Other fees $27,367no
ADP, INC.recordkeeperRECORD KEEPER 37 Participant loan processing; 50 Direct payment from the plan; 15 Recordkeeping and information management; 64 Recordkeeping fees $25,103yes
ADP BROKER-DEALERrecordkeeperRECORD KEEPER 60 Sub-transfer agency fees; 59 Shareholder servicing fees; 63 Distribution (12b-1) fees $0yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250909052417NAL0019983665001, received 2025-09-09.

What changed since the 2023 plan year

Figure20232024Change
Total assets$10,322,735$12,403,39020.2%
Participants with a balance1651692.4%
Administrative expenses$38,703$52,47035.6%
Recordkeeping fees per participant$160.30$148.54-7.3%
Employer contributions$358,918$395,30610.1%

Prior filing 20240731052646NAL0012458947001, received 2024-07-31; the plan years are contiguous.

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Sponsor name as filed: FIRST ELDORADO BANCSHARES, INC.; SEC registrant: First Eldorado Bancshares, Inc./IL (CIK 1754613, matched by EIN).