401k Record

Employers › First Harvest Federal Credit Union

First Harvest Federal Credit Union 401(k)

Administrative expenses excluding investment management, per participant · First Harvest Federal Credit Union 401(k) · plan year 2024

$262.24

Higher than 86% of the 14,713 plans $1 to 10M that report it.

Source

= $46,678 / 178
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014144637NAL0004284336001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144637NAL0004284336001, received 2025-10-14

10th: $13.66median $103.3390th: $302.77

Percentiles compare this plan with the Schedule H plans $1 to 10M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-14.

Cost and contributions

Recordkeeping fees per participant

not reported

Not reported on this filing.

Administrative expenses per participant

$262.24

10th: $19.42median $150.2790th: $370.75

Higher than 75% of the 15,210 plans $1 to 10M that report it.

Source

= $46,678 / 178
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144637NAL0004284336001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144637NAL0004284336001, received 2025-10-14

Administrative expenses as a share of assets

0.848%

10th: 0.069%median 0.519%90th: 1.146%

Higher than 78% of the 15,243 plans $1 to 10M that report it.

Source

= $46,678 / $5,504,567
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144637NAL0004284336001, received 2025-10-14
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014144637NAL0004284336001, received 2025-10-14

Employer contributions per participant

$940

10th: $357median $1,32390th: $2,861

Higher than 35% of the 13,342 plans $1 to 10M that report it.

Source

= $167,323 / 178
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144637NAL0004284336001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144637NAL0004284336001, received 2025-10-14

Employer share of total contributions

24.8%

10th: 11.9%median 28.9%90th: 43.6%

Higher than 37% of the 13,370 plans $1 to 10M that report it.

Source

= $167,323 / $676,026
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144637NAL0004284336001, received 2025-10-14
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014144637NAL0004284336001, received 2025-10-14

Plan terms, as stated in First Harvest Federal Credit Union's SEC filings

Plan terms are not published in public filings.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251014144637NAL0004284336001, received 2025-10-14

Full record, First Harvest Federal Credit Union 401(k)

FieldValueSource
Plan sponsorFIRST HARVEST FEDERAL CREDIT UNIONForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251014144637NAL0004284336001, received 2025-10-14
Plan nameFIRST HARVEST FEDERAL CREDIT UNION 401(K)Form 5500, line 1a; PLAN_NAME pos 16; filing 20251014144637NAL0004284336001, received 2025-10-14
Sponsor EIN / plan number21-0641594 / 002Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251014144637NAL0004284336001, received 2025-10-14
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251014144637NAL0004284336001, received 2025-10-14
Sponsor locationDEPTFORD, NJForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251014144637NAL0004284336001, received 2025-10-14
Industry (business code)522130, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251014144637NAL0004284336001, received 2025-10-14
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251014144637NAL0004284336001, received 2025-10-14
Filing received2025-10-14Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251014144637NAL0004284336001, received 2025-10-14
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251014144637NAL0004284336001, received 2025-10-14
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251014144637NAL0004284336001, received 2025-10-14
Participants, beginning of year200Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251014144637NAL0004284336001, received 2025-10-14
Active participants147Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251014144637NAL0004284336001, received 2025-10-14
Participants, end of year204Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251014144637NAL0004284336001, received 2025-10-14
Participants with an account balance178Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144637NAL0004284336001, received 2025-10-14
Total assets, beginning of year$6,184,683Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251014144637NAL0004284336001, received 2025-10-14
Total assets, end of year$5,504,567Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014144637NAL0004284336001, received 2025-10-14
Net assets, end of year$5,504,567Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251014144637NAL0004284336001, received 2025-10-14
Total income$1,419,045Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251014144637NAL0004284336001, received 2025-10-14
Net income$-680,116Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251014144637NAL0004284336001, received 2025-10-14
Employer contributions$167,323Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144637NAL0004284336001, received 2025-10-14
Participant contributions$407,132Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251014144637NAL0004284336001, received 2025-10-14
Other contributions (incl. rollovers)$101,571Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251014144637NAL0004284336001, received 2025-10-14
Total contributions$676,026Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014144637NAL0004284336001, received 2025-10-14
Benefit payments$2,052,483Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251014144637NAL0004284336001, received 2025-10-14
Total expenses (incl. benefit payments)$2,099,161Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251014144637NAL0004284336001, received 2025-10-14
Total administrative expenses$46,678Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144637NAL0004284336001, received 2025-10-14
Contract administrator fees$46,678Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251014144637NAL0004284336001, received 2025-10-14
Administrative expenses excluding investment management$46,678derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014144637NAL0004284336001, received 2025-10-14
Held in mutual funds$5,377,839Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251014144637NAL0004284336001, received 2025-10-14
Independent auditorSTEPHANO SLACK LLCSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251014144637NAL0004284336001, received 2025-10-14

Position = column in the DOL layout for form year 2024. Filing 20251014144637NAL0004284336001, received 2025-10-14.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
PRINCIPAL LIFE INSURANCE COMPANYrecordkeeperCONTRACT ADMINISTRATOR 13 Contract administrator; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees $5,747yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251014144637NAL0004284336001, received 2025-10-14.

What changed since the 2023 plan year

Figure20232024Change
Total assets$6,184,683$5,504,567-11.0%
Participants with a balance185178-3.8%
Administrative expenses$35,302$46,67832.2%
Recordkeeping fees per participantnot reportednot reported
Employer contributions$157,314$167,3236.4%

Prior filing 20241003155558NAL0010841441001, received 2024-10-03; the plan years are contiguous.

Alerts, claims and corrections

Alert me when this filing changes

One email when a new Form 5500 for First Harvest Federal Credit Union 401(k) appears in the Department of Labor data. Confirmation link first; unsubscribe link in every email.

Claim this plan

For the sponsor or its plan administrator: request to verify or annotate this page. A work email address at the sponsor speeds up verification.

Report a correction

Every figure is reproduced from the filing with its source. Tell us which figure and what the filing says instead.

Sponsor name as filed: FIRST HARVEST FEDERAL CREDIT UNION; SEC registrant: First Harvest Federal Credit Union (CIK 2154796, matched by EIN).