Employers › Heritage Insurance Holdings
Recordkeeping fees per participant · Heritage Insurance Holdings, Inc. Retirement Savings Plan · plan year 2024
$66.64
Higher than 43% of the 14,075 plans $10 to 50M that report it.
= $45,314 / 680
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013193407NAL0003972050001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013193407NAL0003972050001, received 2025-10-13
Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-13.
Administrative expenses excluding investment management, per participant
$110.36
Higher than 46% of the 24,371 plans $10 to 50M that report it.
= $75,042 / 680
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013193407NAL0003972050001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013193407NAL0003972050001, received 2025-10-13
Administrative expenses per participant
$248.21
Higher than 62% of the 25,098 plans $10 to 50M that report it.
= $168,785 / 680
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013193407NAL0003972050001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013193407NAL0003972050001, received 2025-10-13
Administrative expenses as a share of assets
0.465%
Higher than 78% of the 25,132 plans $10 to 50M that report it.
= $168,785 / $36,283,994
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013193407NAL0003972050001, received 2025-10-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013193407NAL0003972050001, received 2025-10-13
Employer contributions per participant
$3,088
Higher than 74% of the 24,050 plans $10 to 50M that report it.
= $2,099,684 / 680
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013193407NAL0003972050001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013193407NAL0003972050001, received 2025-10-13
Employer share of total contributions
36.9%
Higher than 79% of the 24,084 plans $10 to 50M that report it.
= $2,099,684 / $5,695,545
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013193407NAL0003972050001, received 2025-10-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013193407NAL0003972050001, received 2025-10-13
Employer match
“The Company provides a matching contribution of 100% on the first 3% of employees’ contribution and 50% on the next 2% of the employees’ contribution to the plan.”
Form 10-K filed 2026-03-12, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251013193407NAL0003972050001, received 2025-10-13
| Field | Value | Source |
|---|---|---|
| Plan sponsor | HERITAGE INSURANCE HOLDINGS, INC | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Plan name | HERITAGE INSURANCE HOLDINGS, INC. RETIREMENT SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Sponsor EIN / plan number | 45-5338504 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Sponsor location | TAMPA, FL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Industry (business code) | 524210, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Filing received | 2025-10-13 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Participants, beginning of year | 670 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Active participants | 540 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Participants, end of year | 688 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Participants with an account balance | 680 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total assets, beginning of year | $29,913,454 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total assets, end of year | $36,283,994 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Net assets, end of year | $36,250,593 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total income | $10,538,882 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Net income | $6,370,540 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Employer contributions | $2,099,684 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Participant contributions | $3,027,636 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Other contributions (incl. rollovers) | $568,225 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total contributions | $5,695,545 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Benefit payments | $3,999,557 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total expenses (incl. benefit payments) | $4,168,342 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Total administrative expenses | $168,785 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Contract administrator fees | $29,728 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Recordkeeping fees | $45,314 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Investment advisory and management fees | $93,743 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Administrative expenses excluding investment management | $75,042 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Held in common/collective trusts | $26,097,770 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Held in mutual funds | $9,233,512 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251013193407NAL0003972050001, received 2025-10-13 |
| Independent auditor | ASSURANCE DIMENSIONS | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251013193407NAL0003972050001, received 2025-10-13 |
Position = column in the DOL layout for form year 2024. Filing 20251013193407NAL0003972050001, received 2025-10-13.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| MORGAN STANLEY | NONE | 27 Investment advisory (plan) | $84,242 | no |
| EMPOWER ANNUITY INS CO OF AMERrecordkeeper | NONE | 64 Recordkeeping fees; 28 Investment management | $54,933 | yes |
| FLORIDA RETIREMENT CONSULTANTS | NONE | 13 Contract administrator | $29,728 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251013193407NAL0003972050001, received 2025-10-13.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $29,913,454 | $36,283,994 | 21.3% |
| Participants with a balance | 470 | 680 | 44.7% |
| Administrative expenses | $133,889 | $168,785 | 26.1% |
| Recordkeeping fees per participant | $79.10 | $66.64 | -15.8% |
| Employer contributions | $1,255,081 | $2,099,684 | 67.3% |
Prior filing 20250422131934NAL0002327987001, received 2025-04-22; the plan years are contiguous.
Sponsor name as filed: HERITAGE INSURANCE HOLDINGS, INC; SEC registrant: Heritage Insurance Holdings, Inc. (CIK 1598665, matched by EIN).