401k Record

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Notre Dame Federal Credit Union 401(k)

Recordkeeping fees per participant · Notre Dame Federal Credit Union 401(k) Savings Program · plan year 2024

$51.09

Higher than 37% of the 14,075 plans $10 to 50M that report it.

Source

= $12,465 / 244
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250825082816NAL0003819491001, received 2025-08-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250825082816NAL0003819491001, received 2025-08-25

10th: $10.53median $83.9490th: $217.08

Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-25.

Cost and contributions

Administrative expenses excluding investment management, per participant

$51.09

10th: $15.36median $118.8890th: $340.63

Higher than 26% of the 24,371 plans $10 to 50M that report it.

Source

= $12,465 / 244
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250825082816NAL0003819491001, received 2025-08-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250825082816NAL0003819491001, received 2025-08-25

Administrative expenses per participant

$51.09

10th: $26.86median $197.2590th: $456.10

Higher than 17% of the 25,098 plans $10 to 50M that report it.

Source

= $12,465 / 244
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250825082816NAL0003819491001, received 2025-08-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250825082816NAL0003819491001, received 2025-08-25

Administrative expenses as a share of assets

0.081%

10th: 0.035%median 0.289%90th: 0.599%

Higher than 18% of the 25,132 plans $10 to 50M that report it.

Source

= $12,465 / $15,394,699
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250825082816NAL0003819491001, received 2025-08-25
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250825082816NAL0003819491001, received 2025-08-25

Employer contributions per participant

$3,226

10th: $664median $2,07490th: $4,751

Higher than 76% of the 24,050 plans $10 to 50M that report it.

Source

= $787,229 / 244
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250825082816NAL0003819491001, received 2025-08-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250825082816NAL0003819491001, received 2025-08-25

Employer share of total contributions

41.8%

10th: 13.1%median 27.9%90th: 45.2%

Higher than 87% of the 24,084 plans $10 to 50M that report it.

Source

= $787,229 / $1,884,989
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250825082816NAL0003819491001, received 2025-08-25
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250825082816NAL0003819491001, received 2025-08-25

Plan terms, as stated in Notre Dame Federal Credit Union's SEC filings

Plan terms are not published in public filings.

Plan features

2A age/service-weighted · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250825082816NAL0003819491001, received 2025-08-25

Full record, Notre Dame Federal Credit Union 401(k) Savings Program

FieldValueSource
Plan sponsorNOTRE DAME FEDERAL CREDIT UNIONForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250825082816NAL0003819491001, received 2025-08-25
Plan nameNOTRE DAME FEDERAL CREDIT UNION 401(K) SAVINGS PROGRAMForm 5500, line 1a; PLAN_NAME pos 16; filing 20250825082816NAL0003819491001, received 2025-08-25
Sponsor EIN / plan number35-0868189 / 003Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250825082816NAL0003819491001, received 2025-08-25
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250825082816NAL0003819491001, received 2025-08-25
Sponsor locationNOTRE DAME, INForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250825082816NAL0003819491001, received 2025-08-25
Industry (business code)522130, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250825082816NAL0003819491001, received 2025-08-25
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250825082816NAL0003819491001, received 2025-08-25
Filing received2025-08-25Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250825082816NAL0003819491001, received 2025-08-25
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250825082816NAL0003819491001, received 2025-08-25
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250825082816NAL0003819491001, received 2025-08-25
Participants, beginning of year259Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250825082816NAL0003819491001, received 2025-08-25
Active participants203Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250825082816NAL0003819491001, received 2025-08-25
Participants, end of year249Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250825082816NAL0003819491001, received 2025-08-25
Participants with an account balance244Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250825082816NAL0003819491001, received 2025-08-25
Total assets, beginning of year$13,959,706Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250825082816NAL0003819491001, received 2025-08-25
Total assets, end of year$15,394,699Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250825082816NAL0003819491001, received 2025-08-25
Net assets, end of year$15,394,699Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250825082816NAL0003819491001, received 2025-08-25
Total income$4,017,557Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250825082816NAL0003819491001, received 2025-08-25
Net income$1,434,993Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250825082816NAL0003819491001, received 2025-08-25
Employer contributions$787,229Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250825082816NAL0003819491001, received 2025-08-25
Participant contributions$1,083,106Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250825082816NAL0003819491001, received 2025-08-25
Other contributions (incl. rollovers)$14,654Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250825082816NAL0003819491001, received 2025-08-25
Total contributions$1,884,989Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250825082816NAL0003819491001, received 2025-08-25
Benefit payments$2,479,575Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250825082816NAL0003819491001, received 2025-08-25
Total expenses (incl. benefit payments)$2,582,564Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250825082816NAL0003819491001, received 2025-08-25
Total administrative expenses$12,465Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250825082816NAL0003819491001, received 2025-08-25
Recordkeeping fees$12,465Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250825082816NAL0003819491001, received 2025-08-25
Administrative expenses excluding investment management$12,465derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250825082816NAL0003819491001, received 2025-08-25
Held in mutual funds$13,621,981Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250825082816NAL0003819491001, received 2025-08-25
Independent auditorPLANTE & MORAN, PLLCSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250825082816NAL0003819491001, received 2025-08-25

Position = column in the DOL layout for form year 2024. Filing 20250825082816NAL0003819491001, received 2025-08-25.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
JULY BUSINESS SERVICES LLCrecordkeeperRECORDKEEPER 15 Recordkeeping and information management $12,465no
LPL FINANCIAL LLCINVESTMENT ADVISOR 26 Investment advisory (participants) $0no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250825082816NAL0003819491001, received 2025-08-25.

What changed since the 2023 plan year

Figure20232024Change
Total assets$13,959,706$15,394,69910.3%
Participants with a balance256244-4.7%
Administrative expenses$1,500$12,465731.0%
Recordkeeping fees per participantnot reported$51.09
Employer contributions$841,491$787,229-6.4%

Prior filing 20241009153712NAL0018671217001, received 2024-10-09; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: NOTRE DAME FEDERAL CREDIT UNION; SEC registrant: Notre Dame Federal Credit Union (CIK 1968852, matched by EIN).