401k Record

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Nutrien 401(k)

Recordkeeping fees per participant · Nutrien 401(k) Retirement Plan · plan year 2024

$49.95

Higher than 82% of the 790 plans over $1B that report it.

Source

= $802,083 / 16,058
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250721112725NAL0001394001001, received 2025-07-21
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250721112725NAL0001394001001, received 2025-07-21

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-21.

Cost and contributions

Administrative expenses excluding investment management, per participant

$86.09

10th: $9.43median $44.4790th: $97.55

Higher than 87% of the 1,045 plans over $1B that report it.

Source

= $1,382,467 / 16,058
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250721112725NAL0001394001001, received 2025-07-21
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250721112725NAL0001394001001, received 2025-07-21

Administrative expenses per participant

$105.97

10th: $24.33median $70.0390th: $174.36

Higher than 74% of the 1,076 plans over $1B that report it.

Source

= $1,701,667 / 16,058
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250721112725NAL0001394001001, received 2025-07-21
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250721112725NAL0001394001001, received 2025-07-21

Administrative expenses as a share of assets

0.087%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 82% of the 1,076 plans over $1B that report it.

Source

= $1,701,667 / $1,960,426,240
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250721112725NAL0001394001001, received 2025-07-21
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250721112725NAL0001394001001, received 2025-07-21

Employer contributions per participant

$5,596

10th: $1,442median $3,74490th: $8,760

Higher than 73% of the 1,135 plans over $1B that report it.

Source

= $89,865,727 / 16,058
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250721112725NAL0001394001001, received 2025-07-21
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250721112725NAL0001394001001, received 2025-07-21

Employer share of total contributions

46.8%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 89% of the 1,135 plans over $1B that report it.

Source

= $89,865,727 / $192,177,067
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250721112725NAL0001394001001, received 2025-07-21
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250721112725NAL0001394001001, received 2025-07-21

98.5% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $0 ($105.97 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan terms, as stated in Nutrien Ltd.'s SEC filings

Employer match

“The Company matches 150 percent of the first 6 percent of eligible compensation that participants contribute for a maximum match of 9 percent of eligible compensation.”

Form 11-K filed 2026-06-26, for the year ended 2025-12-31 · plan description note, contributions · source document

Eligibility

“All full-time and part-time employees of the Company are immediately eligible to participate in the Plan and may do so as soon as practical upon date of hire or status change.”

Form 11-K filed 2026-06-26, for the year ended 2025-12-31 · plan description note, general (fallback) · source document

Vesting

“Participants are immediately vested in their employee and employer contributions deposited after January 1, 2020 in their account balances.”

Form 11-K filed 2026-06-26, for the year ended 2025-12-31 · plan description note, vesting · source document

Automatic enrollment

“The Plan has an automatic enrollment provision, under which new participants make a 3 percent pre-tax contribution, unless they formally waive participation or elect a different participation level.”

Form 11-K filed 2026-06-26, for the year ended 2025-12-31 · plan description note, contributions · source document

Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.

Plan features

2J 401(k) feature · 2K 401(m) arrangement · 2E profit-sharing · 2T default investment (QDIA) · 3H controlled-group sponsor · 2F ERISA 404(c) plan · 2G fully participant-directed · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250721112725NAL0001394001001, received 2025-07-21

Full record, Nutrien 401(k) Retirement Plan

FieldValueSource
Plan sponsorNUTRIEN US LLCForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250721112725NAL0001394001001, received 2025-07-21
Plan nameNUTRIEN 401(K) RETIREMENT PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20250721112725NAL0001394001001, received 2025-07-21
Sponsor EIN / plan number91-1589568 / 007Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250721112725NAL0001394001001, received 2025-07-21
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250721112725NAL0001394001001, received 2025-07-21
Sponsor locationLOVELAND, COForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250721112725NAL0001394001001, received 2025-07-21
Industry (business code)453990, Retail tradeForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250721112725NAL0001394001001, received 2025-07-21
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250721112725NAL0001394001001, received 2025-07-21
Filing received2025-07-21Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250721112725NAL0001394001001, received 2025-07-21
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250721112725NAL0001394001001, received 2025-07-21
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250721112725NAL0001394001001, received 2025-07-21
Participants, beginning of year15,690Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250721112725NAL0001394001001, received 2025-07-21
Active participants13,017Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250721112725NAL0001394001001, received 2025-07-21
Participants, end of year16,683Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250721112725NAL0001394001001, received 2025-07-21
Participants with an account balance16,058Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250721112725NAL0001394001001, received 2025-07-21
Total assets, beginning of year$1,661,050,894Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250721112725NAL0001394001001, received 2025-07-21
Total assets, end of year$1,960,426,240Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250721112725NAL0001394001001, received 2025-07-21
Net assets, end of year$1,960,426,240Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250721112725NAL0001394001001, received 2025-07-21
Total income$379,609,187Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250721112725NAL0001394001001, received 2025-07-21
Net income$185,161,575Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250721112725NAL0001394001001, received 2025-07-21
Employer contributions$89,865,727Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250721112725NAL0001394001001, received 2025-07-21
Participant contributions$90,720,465Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250721112725NAL0001394001001, received 2025-07-21
Other contributions (incl. rollovers)$11,590,875Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250721112725NAL0001394001001, received 2025-07-21
Total contributions$192,177,067Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250721112725NAL0001394001001, received 2025-07-21
Benefit payments$192,647,857Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250721112725NAL0001394001001, received 2025-07-21
Total expenses (incl. benefit payments)$194,447,612Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250721112725NAL0001394001001, received 2025-07-21
Total administrative expenses$1,701,667Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250721112725NAL0001394001001, received 2025-07-21
Contract administrator fees$4,200Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250721112725NAL0001394001001, received 2025-07-21
Recordkeeping fees$802,083Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250721112725NAL0001394001001, received 2025-07-21
IQPA audit fees$0Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250721112725NAL0001394001001, received 2025-07-21
Investment advisory and management fees$319,200Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250721112725NAL0001394001001, received 2025-07-21
Administrative expenses excluding investment management$1,382,467derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250721112725NAL0001394001001, received 2025-07-21
Held in master trusts$1,931,262,098Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250721112725NAL0001394001001, received 2025-07-21
Held in common/collective trusts$0Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250721112725NAL0001394001001, received 2025-07-21
Held in mutual funds$0Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250721112725NAL0001394001001, received 2025-07-21
Independent auditorEIDE BAILLY LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250721112725NAL0001394001001, received 2025-07-21

Position = column in the DOL layout for form year 2024. Filing 20250721112725NAL0001394001001, received 2025-07-21.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeperRECORDKEEPER 25 Trustee (directed); 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees $831,429no
TOWERS WATSONCONSULTANT 16 Consulting (general) $464,876no
STRATEGIC ADVISORS, INC.ADVISOR 27 Investment advisory (plan) $319,200no
STATE STREET GLOBAL ADVISORSCONSULTANT 16 Consulting (general) $51,349no
EIDE BAILLYCONSULTANT 16 Consulting (general) $36,225no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250721112725NAL0001394001001, received 2025-07-21.

Master trust

NUTRIEN 401(K) RETIREMENT PLAN MT (EIN 371954282, PN 001): plan interest $1,931,262,098, 89.1% of the trust. The trust's own filing (20250709115820NAL0003317715001, received 2025-07-09) reports net assets $2,167,413,461, administrative expenses $0, recordkeeping fees $0, investment management fees $0 and 2 Schedule C providers.

Provider (trust level)Service codesPaid by the trustAllocated to this plan
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper60 99$0$0
WEALTH MANAGEMENT SYSTEMS INC49$0$0

Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.

What changed since the 2023 plan year

Figure20232024Change
Total assets$1,661,050,894$1,960,426,24018.0%
Participants with a balance15,27616,0585.1%
Administrative expenses$1,330,754$1,701,66727.9%
Recordkeeping fees per participant$40.24$49.9524.1%
Employer contributions$88,786,289$89,865,7271.2%

Prior filing 20240719112118NAL0006759105001, received 2024-07-19; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: NUTRIEN US LLC; SEC registrant: Nutrien Ltd. (CIK 1725964, matched by 11-K plan title; display name from the Form 11-K cover).