401k Record

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PayPal Holdings 401(k)

Recordkeeping fees per participant · Paypal 401(k) Savings Plan · plan year 2024

$38.63

Higher than 60% of the 790 plans over $1B that report it.

Source

= $550,284 / 14,244
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260529090623NAL0009502403001, received 2026-05-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260529090623NAL0009502403001, received 2026-05-29

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2026-05-29.

Cost and contributions

Administrative expenses excluding investment management, per participant

$38.63

10th: $9.43median $44.4790th: $97.55

Higher than 38% of the 1,045 plans over $1B that report it.

Source

= $550,284 / 14,244
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260529090623NAL0009502403001, received 2026-05-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260529090623NAL0009502403001, received 2026-05-29

Administrative expenses per participant

$52.04

10th: $24.33median $70.0390th: $174.36

Higher than 32% of the 1,076 plans over $1B that report it.

Source

= $741,244 / 14,244
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260529090623NAL0009502403001, received 2026-05-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260529090623NAL0009502403001, received 2026-05-29

Administrative expenses as a share of assets

0.033%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 34% of the 1,076 plans over $1B that report it.

Source

= $741,244 / $2,248,771,989
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260529090623NAL0009502403001, received 2026-05-29
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260529090623NAL0009502403001, received 2026-05-29

Employer contributions per participant

$4,123

10th: $1,442median $3,74490th: $8,760

Higher than 56% of the 1,135 plans over $1B that report it.

Source

= $58,725,285 / 14,244
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260529090623NAL0009502403001, received 2026-05-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260529090623NAL0009502403001, received 2026-05-29

Employer share of total contributions

29.3%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 37% of the 1,135 plans over $1B that report it.

Source

= $58,725,285 / $200,540,317
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260529090623NAL0009502403001, received 2026-05-29
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260529090623NAL0009502403001, received 2026-05-29

Plan terms, as stated in PayPal Holdings, Inc.'s SEC filings

Plan terms are described in PayPal Holdings, Inc.'s SEC filings: Form 10-K filed 2026-02-03. No term could be quoted from them with the required precision.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20260529090623NAL0009502403001, received 2026-05-29

Full record, Paypal 401(k) Savings Plan

FieldValueSource
Plan sponsorPAYPAL HOLDINGS, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20260529090623NAL0009502403001, received 2026-05-29
Plan namePAYPAL 401(K) SAVINGS PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20260529090623NAL0009502403001, received 2026-05-29
Sponsor EIN / plan number47-2989869 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20260529090623NAL0009502403001, received 2026-05-29
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20260529090623NAL0009502403001, received 2026-05-29
Sponsor locationSAN JOSE, CAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20260529090623NAL0009502403001, received 2026-05-29
Industry (business code)541519, Professional, scientific, and technical servicesForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20260529090623NAL0009502403001, received 2026-05-29
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20260529090623NAL0009502403001, received 2026-05-29
Filing received2026-05-29Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20260529090623NAL0009502403001, received 2026-05-29
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20260529090623NAL0009502403001, received 2026-05-29
Amended filingyesForm 5500, Part I line B; AMENDED_IND pos 7; filing 20260529090623NAL0009502403001, received 2026-05-29
Participants, beginning of year15,948Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20260529090623NAL0009502403001, received 2026-05-29
Active participants9,046Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20260529090623NAL0009502403001, received 2026-05-29
Participants, end of year15,164Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20260529090623NAL0009502403001, received 2026-05-29
Participants with an account balance14,244Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260529090623NAL0009502403001, received 2026-05-29
Total assets, beginning of year$1,993,824,093Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20260529090623NAL0009502403001, received 2026-05-29
Total assets, end of year$2,248,771,989Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260529090623NAL0009502403001, received 2026-05-29
Net assets, end of year$2,248,771,989Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20260529090623NAL0009502403001, received 2026-05-29
Total income$502,579,674Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20260529090623NAL0009502403001, received 2026-05-29
Net income$254,947,896Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20260529090623NAL0009502403001, received 2026-05-29
Employer contributions$58,725,285Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260529090623NAL0009502403001, received 2026-05-29
Participant contributions$126,704,039Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20260529090623NAL0009502403001, received 2026-05-29
Other contributions (incl. rollovers)$15,110,993Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20260529090623NAL0009502403001, received 2026-05-29
Total contributions$200,540,317Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260529090623NAL0009502403001, received 2026-05-29
Benefit payments$246,394,633Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20260529090623NAL0009502403001, received 2026-05-29
Total expenses (incl. benefit payments)$247,631,778Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20260529090623NAL0009502403001, received 2026-05-29
Total administrative expenses$741,244Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260529090623NAL0009502403001, received 2026-05-29
Recordkeeping fees$550,284Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260529090623NAL0009502403001, received 2026-05-29
Investment advisory and management fees$190,960Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20260529090623NAL0009502403001, received 2026-05-29
Administrative expenses excluding investment management$550,284derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260529090623NAL0009502403001, received 2026-05-29
Held in common/collective trusts$1,779,722,183Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20260529090623NAL0009502403001, received 2026-05-29
Held in mutual funds$354,877,229Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20260529090623NAL0009502403001, received 2026-05-29
Independent auditorPRICEWATERHOUSECOOPERS LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20260529090623NAL0009502403001, received 2026-05-29

Position = column in the DOL layout for form year 2024. Filing 20260529090623NAL0009502403001, received 2026-05-29.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
SCHWAB RETIREMENT PLAN SERVICES,INCrecordkeeperNONE 15 Recordkeeping and information management; 26 Investment advisory (participants); 50 Direct payment from the plan; 64 Recordkeeping fees $702,129no
FALCON WEALTH PLANNING INCNONE 26 Investment advisory (participants); 50 Direct payment from the plan $13,509no
GERBER KAWASAKI WEALTH &NONE 26 Investment advisory (participants); 50 Direct payment from the plan $6,475no
CHARLES SCHWAB & CO., INC.NONE 33 Securities brokerage; 50 Direct payment from the plan; 62 Float revenue; 71 Securities brokerage commissions and fees; 72 Other investment fees and expenses; 59 Shareholder servicing fees $4,017yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20260529090623NAL0009502403001, received 2026-05-29.

What changed since the 2023 plan year

Figure20232024Change
Total assets$1,993,824,093$2,248,771,98912.8%
Participants with a balance14,81414,244-3.8%
Administrative expenses$769,886$741,244-3.7%
Recordkeeping fees per participant$37.71$38.632.4%
Employer contributions$63,692,726$58,725,285-7.8%

Prior filing 20241007164717NAL0007782771002, received 2024-10-07; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: PAYPAL HOLDINGS, INC.; SEC registrant: PayPal Holdings, Inc. (CIK 1633917, matched by EIN; display name from the Form 10-K cover).