401k Record

Employers › PRA Group

PRA Group 401(k)

Recordkeeping fees per participant · PRA Group, Inc. 401(k) Plan · plan year 2024

$125.93

Higher than 84% of the 5,847 plans $50 to 250M that report it.

Source

= $319,619 / 2,538
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008124732NAL0013422466001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008124732NAL0013422466001, received 2025-10-08

10th: $10.22median $69.9190th: $151.08

Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-08.

Cost and contributions

Administrative expenses excluding investment management, per participant

$125.93

10th: $16.21median $93.2090th: $246.84

Higher than 66% of the 8,758 plans $50 to 250M that report it.

Source

= $319,619 / 2,538
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008124732NAL0013422466001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008124732NAL0013422466001, received 2025-10-08

Administrative expenses per participant

$125.93

10th: $29.39median $132.8490th: $350.58

Higher than 47% of the 9,042 plans $50 to 250M that report it.

Source

= $319,619 / 2,538
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008124732NAL0013422466001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008124732NAL0013422466001, received 2025-10-08

Administrative expenses as a share of assets

0.270%

10th: 0.022%median 0.136%90th: 0.326%

Higher than 83% of the 9,049 plans $50 to 250M that report it.

Source

= $319,619 / $118,390,890
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008124732NAL0013422466001, received 2025-10-08
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008124732NAL0013422466001, received 2025-10-08

Employer contributions per participant

$1,905

10th: $965median $2,73890th: $8,164

Higher than 30% of the 9,105 plans $50 to 250M that report it.

Source

= $4,835,822 / 2,538
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008124732NAL0013422466001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008124732NAL0013422466001, received 2025-10-08

Employer share of total contributions

35.3%

10th: 15.6%median 29.5%90th: 50.6%

Higher than 68% of the 9,112 plans $50 to 250M that report it.

Source

= $4,835,822 / $13,694,053
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008124732NAL0013422466001, received 2025-10-08
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008124732NAL0013422466001, received 2025-10-08

Plan terms, as stated in PRA Group, Inc.'s SEC filings

Employer match

“The Company makes matching contributions of up to 4% of an employee's salary after six months of service.”

Form 10-K filed 2026-03-02, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document

Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251008124732NAL0013422466001, received 2025-10-08

Full record, PRA Group, Inc. 401(k) Plan

FieldValueSource
Plan sponsorPRA GROUP, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251008124732NAL0013422466001, received 2025-10-08
Plan namePRA GROUP, INC. 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251008124732NAL0013422466001, received 2025-10-08
Sponsor EIN / plan number75-3078675 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251008124732NAL0013422466001, received 2025-10-08
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251008124732NAL0013422466001, received 2025-10-08
Sponsor locationNORFOLK, VAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251008124732NAL0013422466001, received 2025-10-08
Industry (business code)523900, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251008124732NAL0013422466001, received 2025-10-08
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251008124732NAL0013422466001, received 2025-10-08
Filing received2025-10-08Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251008124732NAL0013422466001, received 2025-10-08
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251008124732NAL0013422466001, received 2025-10-08
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251008124732NAL0013422466001, received 2025-10-08
Participants, beginning of year2,456Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251008124732NAL0013422466001, received 2025-10-08
Active participants2,087Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251008124732NAL0013422466001, received 2025-10-08
Participants, end of year2,661Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251008124732NAL0013422466001, received 2025-10-08
Participants with an account balance2,538Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008124732NAL0013422466001, received 2025-10-08
Total assets, beginning of year$105,965,231Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251008124732NAL0013422466001, received 2025-10-08
Total assets, end of year$118,390,890Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008124732NAL0013422466001, received 2025-10-08
Net assets, end of year$118,390,890Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251008124732NAL0013422466001, received 2025-10-08
Total income$27,859,304Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251008124732NAL0013422466001, received 2025-10-08
Net income$12,425,659Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251008124732NAL0013422466001, received 2025-10-08
Employer contributions$4,835,822Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008124732NAL0013422466001, received 2025-10-08
Participant contributions$8,402,100Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251008124732NAL0013422466001, received 2025-10-08
Other contributions (incl. rollovers)$456,131Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251008124732NAL0013422466001, received 2025-10-08
Total contributions$13,694,053Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008124732NAL0013422466001, received 2025-10-08
Benefit payments$15,028,941Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251008124732NAL0013422466001, received 2025-10-08
Total expenses (incl. benefit payments)$15,433,645Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251008124732NAL0013422466001, received 2025-10-08
Total administrative expenses$319,619Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008124732NAL0013422466001, received 2025-10-08
Recordkeeping fees$319,619Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008124732NAL0013422466001, received 2025-10-08
Administrative expenses excluding investment management$319,619derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008124732NAL0013422466001, received 2025-10-08
Held in mutual funds$100,852,975Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251008124732NAL0013422466001, received 2025-10-08
Independent auditorPB MARES, LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251008124732NAL0013422466001, received 2025-10-08

Position = column in the DOL layout for form year 2024. Filing 20251008124732NAL0013422466001, received 2025-10-08.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
EMPOWER ANNUITY INSURANCE COMPANYrecordkeeperRECORDKEEPER 64 Recordkeeping fees $319,619yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251008124732NAL0013422466001, received 2025-10-08.

What changed since the 2023 plan year

Figure20232024Change
Total assets$105,965,231$118,390,89011.7%
Participants with a balance2,9892,538-15.1%
Administrative expenses$318,906$319,6190.2%
Recordkeeping fees per participantnot reported$125.93
Employer contributions$4,654,075$4,835,8223.9%

Prior filing 20241011105112NAL0012388355001, received 2024-10-11; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: PRA GROUP, INC.; SEC registrant: PRA GROUP INC (CIK 1185348, matched by EIN; display name from the Form 10-K cover).