401k Record

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Prosper Marketplace 401(k)

Recordkeeping fees per participant · Prosper Marketplace, Inc. 401(k) Plan · plan year 2024

$32.37

Higher than 25% of the 5,847 plans $50 to 250M that report it.

Source

= $22,433 / 693
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010052321NAL0017756162001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010052321NAL0017756162001, received 2025-10-10

10th: $10.22median $69.9190th: $151.08

Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-10.

Cost and contributions

Administrative expenses excluding investment management, per participant

$32.37

10th: $16.21median $93.2090th: $246.84

Higher than 17% of the 8,758 plans $50 to 250M that report it.

Source

= $22,433 / 693
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010052321NAL0017756162001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010052321NAL0017756162001, received 2025-10-10

Administrative expenses per participant

$138.57

10th: $29.39median $132.8490th: $350.58

Higher than 52% of the 9,042 plans $50 to 250M that report it.

Source

= $96,029 / 693
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010052321NAL0017756162001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010052321NAL0017756162001, received 2025-10-10

Administrative expenses as a share of assets

0.157%

10th: 0.022%median 0.136%90th: 0.326%

Higher than 57% of the 9,049 plans $50 to 250M that report it.

Source

= $96,029 / $61,206,863
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010052321NAL0017756162001, received 2025-10-10
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010052321NAL0017756162001, received 2025-10-10

Employer contributions per participant

$396

10th: $965median $2,73890th: $8,164

Higher than 3% of the 9,105 plans $50 to 250M that report it.

Source

= $274,488 / 693
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010052321NAL0017756162001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010052321NAL0017756162001, received 2025-10-10

Employer share of total contributions

4.9%

10th: 15.6%median 29.5%90th: 50.6%

Higher than 2% of the 9,112 plans $50 to 250M that report it.

Source

= $274,488 / $5,594,106
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010052321NAL0017756162001, received 2025-10-10
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010052321NAL0017756162001, received 2025-10-10

Plan terms, as stated in Prosper Marketplace, Inc.'s SEC filings

Plan terms are described in Prosper Marketplace, Inc.'s SEC filings: Form 10-K filed 2026-03-26. No term could be quoted from them with the required precision.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251010052321NAL0017756162001, received 2025-10-10

Full record, Prosper Marketplace, Inc. 401(k) Plan

FieldValueSource
Plan sponsorPROSPER MARKETPLACE, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251010052321NAL0017756162001, received 2025-10-10
Plan namePROSPER MARKETPLACE, INC. 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251010052321NAL0017756162001, received 2025-10-10
Sponsor EIN / plan number73-1733867 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251010052321NAL0017756162001, received 2025-10-10
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251010052321NAL0017756162001, received 2025-10-10
Sponsor locationSAN FRANCISCO, CAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251010052321NAL0017756162001, received 2025-10-10
Industry (business code)522291, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251010052321NAL0017756162001, received 2025-10-10
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251010052321NAL0017756162001, received 2025-10-10
Filing received2025-10-10Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251010052321NAL0017756162001, received 2025-10-10
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251010052321NAL0017756162001, received 2025-10-10
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251010052321NAL0017756162001, received 2025-10-10
Participants, beginning of year817Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251010052321NAL0017756162001, received 2025-10-10
Active participants410Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251010052321NAL0017756162001, received 2025-10-10
Participants, end of year713Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251010052321NAL0017756162001, received 2025-10-10
Participants with an account balance693Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010052321NAL0017756162001, received 2025-10-10
Total assets, beginning of year$53,675,100Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251010052321NAL0017756162001, received 2025-10-10
Total assets, end of year$61,206,863Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010052321NAL0017756162001, received 2025-10-10
Net assets, end of year$61,206,863Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251010052321NAL0017756162001, received 2025-10-10
Total income$13,557,220Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251010052321NAL0017756162001, received 2025-10-10
Net income$7,531,763Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251010052321NAL0017756162001, received 2025-10-10
Employer contributions$274,488Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010052321NAL0017756162001, received 2025-10-10
Participant contributions$4,187,784Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251010052321NAL0017756162001, received 2025-10-10
Other contributions (incl. rollovers)$1,131,834Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251010052321NAL0017756162001, received 2025-10-10
Total contributions$5,594,106Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010052321NAL0017756162001, received 2025-10-10
Benefit payments$5,879,233Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251010052321NAL0017756162001, received 2025-10-10
Total expenses (incl. benefit payments)$6,025,457Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251010052321NAL0017756162001, received 2025-10-10
Total administrative expenses$96,029Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010052321NAL0017756162001, received 2025-10-10
Recordkeeping fees$22,433Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010052321NAL0017756162001, received 2025-10-10
Investment advisory and management fees$73,596Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251010052321NAL0017756162001, received 2025-10-10
Administrative expenses excluding investment management$22,433derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010052321NAL0017756162001, received 2025-10-10
Held in mutual funds$60,727,998Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251010052321NAL0017756162001, received 2025-10-10
Independent auditorMILLER KAPLAN ARASE LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251010052321NAL0017756162001, received 2025-10-10

Position = column in the DOL layout for form year 2024. Filing 20251010052321NAL0017756162001, received 2025-10-10.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
PORTICO WEALTH ADVISORS, LLCrecordkeeperINVESTMENT/FINANCIAL ADVI 15 Recordkeeping and information management; 17 Consulting (pension); 50 Direct payment from the plan; 64 Recordkeeping fees; 70 Consulting fees; 21 Trustee (bank, trust company or similar); 49 Other services; 99 Other fees $73,596no
ADP, INC.recordkeeperRECORD KEEPER 37 Participant loan processing; 50 Direct payment from the plan; 15 Recordkeeping and information management; 64 Recordkeeping fees $22,433yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251010052321NAL0017756162001, received 2025-10-10.

What changed since the 2023 plan year

Figure20232024Change
Total assets$53,675,100$61,206,86314.0%
Participants with a balance802693-13.6%
Administrative expenses$76,782$96,02925.1%
Recordkeeping fees per participant$14.48$32.37123.5%
Employer contributions$2,949,080$274,488-90.7%

Prior filing 20241015063311NAL0014161619001, received 2024-10-15; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: PROSPER MARKETPLACE, INC.; SEC registrant: PROSPER MARKETPLACE, INC (CIK 1416265, matched by EIN).