401k Record

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PT Financial Holdings 401(k)

Recordkeeping fees per participant · Performance Trust Retirement Plan · plan year 2024

$96.51

Higher than 71% of the 5,847 plans $50 to 250M that report it.

Source

= $46,034 / 477
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251014144755NAL0001528595001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144755NAL0001528595001, received 2025-10-14

10th: $10.22median $69.9190th: $151.08

Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-14.

Cost and contributions

Administrative expenses excluding investment management, per participant

$96.51

10th: $16.21median $93.2090th: $246.84

Higher than 52% of the 8,758 plans $50 to 250M that report it.

Source

= $46,034 / 477
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014144755NAL0001528595001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144755NAL0001528595001, received 2025-10-14

Administrative expenses per participant

$96.51

10th: $29.39median $132.8490th: $350.58

Higher than 34% of the 9,042 plans $50 to 250M that report it.

Source

= $46,034 / 477
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144755NAL0001528595001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144755NAL0001528595001, received 2025-10-14

Administrative expenses as a share of assets

0.043%

10th: 0.022%median 0.136%90th: 0.326%

Higher than 17% of the 9,049 plans $50 to 250M that report it.

Source

= $46,034 / $108,311,088
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144755NAL0001528595001, received 2025-10-14
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014144755NAL0001528595001, received 2025-10-14

Employer contributions per participant

$146

10th: $965median $2,73890th: $8,164

Higher than 1% of the 9,105 plans $50 to 250M that report it.

Source

= $69,830 / 477
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144755NAL0001528595001, received 2025-10-14
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144755NAL0001528595001, received 2025-10-14

Employer share of total contributions

1.1%

10th: 15.6%median 29.5%90th: 50.6%

Higher than 1% of the 9,112 plans $50 to 250M that report it.

Source

= $69,830 / $6,628,696
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144755NAL0001528595001, received 2025-10-14
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014144755NAL0001528595001, received 2025-10-14

Plan terms, as stated in PT Financial Holdings, Inc.'s SEC filings

Plan terms are not published in public filings.

Plan features

2A age/service-weighted · 2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2R participant brokerage window · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251014144755NAL0001528595001, received 2025-10-14

Full record, Performance Trust Retirement Plan

FieldValueSource
Plan sponsorPT FINANCIAL HOLDINGS, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251014144755NAL0001528595001, received 2025-10-14
Plan namePERFORMANCE TRUST RETIREMENT PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251014144755NAL0001528595001, received 2025-10-14
Sponsor EIN / plan number85-3472855 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251014144755NAL0001528595001, received 2025-10-14
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251014144755NAL0001528595001, received 2025-10-14
Sponsor locationCHICAGO, ILForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251014144755NAL0001528595001, received 2025-10-14
Industry (business code)523110, Finance and insuranceForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251014144755NAL0001528595001, received 2025-10-14
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251014144755NAL0001528595001, received 2025-10-14
Filing received2025-10-14Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251014144755NAL0001528595001, received 2025-10-14
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251014144755NAL0001528595001, received 2025-10-14
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251014144755NAL0001528595001, received 2025-10-14
Participants, beginning of year465Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251014144755NAL0001528595001, received 2025-10-14
Active participants375Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251014144755NAL0001528595001, received 2025-10-14
Participants, end of year482Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251014144755NAL0001528595001, received 2025-10-14
Participants with an account balance477Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251014144755NAL0001528595001, received 2025-10-14
Total assets, beginning of year$88,284,039Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251014144755NAL0001528595001, received 2025-10-14
Total assets, end of year$108,311,088Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251014144755NAL0001528595001, received 2025-10-14
Net assets, end of year$108,311,088Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251014144755NAL0001528595001, received 2025-10-14
Total income$23,113,247Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251014144755NAL0001528595001, received 2025-10-14
Net income$20,027,220Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251014144755NAL0001528595001, received 2025-10-14
Employer contributions$69,830Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251014144755NAL0001528595001, received 2025-10-14
Participant contributions$6,202,123Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251014144755NAL0001528595001, received 2025-10-14
Other contributions (incl. rollovers)$356,743Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251014144755NAL0001528595001, received 2025-10-14
Total contributions$6,628,696Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251014144755NAL0001528595001, received 2025-10-14
Benefit payments$3,025,387Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251014144755NAL0001528595001, received 2025-10-14
Total expenses (incl. benefit payments)$3,086,027Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251014144755NAL0001528595001, received 2025-10-14
Total administrative expenses$46,034Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251014144755NAL0001528595001, received 2025-10-14
Recordkeeping fees$46,034Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251014144755NAL0001528595001, received 2025-10-14
Administrative expenses excluding investment management$46,034derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251014144755NAL0001528595001, received 2025-10-14
Held in mutual funds$49,010,044Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251014144755NAL0001528595001, received 2025-10-14
Independent auditorCLIFTONLARSONALLEN LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251014144755NAL0001528595001, received 2025-10-14

Position = column in the DOL layout for form year 2024. Filing 20251014144755NAL0001528595001, received 2025-10-14.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
ALLIANCE PENSION CONSULTANTS, LLCrecordkeeperRECORDKEEPER 15 Recordkeeping and information management $46,035no
ROTHSCHILD INVESTMENT CORPADVISOR 19 Custodial (securities) $39,663no
CHARLES SCHWAB & CO., INC.CUSTODIAN 19 Custodial (securities) $1,047yes
CHARLES SCHWAB TRUST BANKCUSTODIAN 19 Custodial (securities) $0yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251014144755NAL0001528595001, received 2025-10-14.

No filing for the previous plan year is in the data, so there is no year-over-year comparison.

Alerts, claims and corrections

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Sponsor name as filed: PT FINANCIAL HOLDINGS, INC.; SEC registrant: PT Financial Holdings, Inc. (CIK 1836872, matched by EIN).