401k Record

Employers › Reynolds American

Reynolds American 401(k)

Administrative expenses excluding investment management, per participant · RAI 401(k) Savings Plan · plan year 2024

$40.60

Higher than 43% of the 1,045 plans over $1B that report it.

Source

= $332,531 / 8,190
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008150152NAL0006037473001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008150152NAL0006037473001, received 2025-10-08

10th: $9.43median $44.4790th: $97.55

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-08.

Cost and contributions

Recordkeeping fees per participant

not reported

Not reported on this filing.

Administrative expenses per participant

$40.60

10th: $24.33median $70.0390th: $174.36

Higher than 22% of the 1,076 plans over $1B that report it.

Source

= $332,531 / 8,190
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008150152NAL0006037473001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008150152NAL0006037473001, received 2025-10-08

Administrative expenses as a share of assets

0.016%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 13% of the 1,076 plans over $1B that report it.

Source

= $332,531 / $2,022,417,518
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008150152NAL0006037473001, received 2025-10-08
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008150152NAL0006037473001, received 2025-10-08

Employer contributions per participant

$4,698

10th: $1,442median $3,74490th: $8,760

Higher than 65% of the 1,135 plans over $1B that report it.

Source

= $38,475,487 / 8,190
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008150152NAL0006037473001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008150152NAL0006037473001, received 2025-10-08

Employer share of total contributions

43.0%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 81% of the 1,135 plans over $1B that report it.

Source

= $38,475,487 / $89,518,444
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008150152NAL0006037473001, received 2025-10-08
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008150152NAL0006037473001, received 2025-10-08

Plan terms, as stated in Reynolds American Inc.'s SEC filings

Plan terms are described in Reynolds American Inc.'s SEC filings: Form 11-K filed 2017-06-21 and Form 10-K filed 2017-02-09. No term could be quoted from them with the required precision.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 3H controlled-group sponsor · 2O ESOP-related feature · 2S pre-approved plan document · 2T default investment (QDIA) · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251008150152NAL0006037473001, received 2025-10-08

Full record, RAI 401(k) Savings Plan

FieldValueSource
Plan sponsorREYNOLDS AMERICAN INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251008150152NAL0006037473001, received 2025-10-08
Plan nameRAI 401K SAVINGS PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251008150152NAL0006037473001, received 2025-10-08
Sponsor EIN / plan number20-0546644 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251008150152NAL0006037473001, received 2025-10-08
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251008150152NAL0006037473001, received 2025-10-08
Sponsor locationWINSTON-SALEM, NCForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251008150152NAL0006037473001, received 2025-10-08
Industry (business code)312200, ManufacturingForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251008150152NAL0006037473001, received 2025-10-08
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251008150152NAL0006037473001, received 2025-10-08
Filing received2025-10-08Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251008150152NAL0006037473001, received 2025-10-08
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251008150152NAL0006037473001, received 2025-10-08
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251008150152NAL0006037473001, received 2025-10-08
Participants, beginning of year8,084Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251008150152NAL0006037473001, received 2025-10-08
Active participants4,328Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251008150152NAL0006037473001, received 2025-10-08
Participants, end of year8,223Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251008150152NAL0006037473001, received 2025-10-08
Participants with an account balance8,190Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008150152NAL0006037473001, received 2025-10-08
Total assets, beginning of year$1,870,776,445Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251008150152NAL0006037473001, received 2025-10-08
Total assets, end of year$2,022,417,518Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008150152NAL0006037473001, received 2025-10-08
Net assets, end of year$2,022,295,234Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251008150152NAL0006037473001, received 2025-10-08
Total income$367,116,822Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251008150152NAL0006037473001, received 2025-10-08
Net income$151,625,086Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251008150152NAL0006037473001, received 2025-10-08
Employer contributions$38,475,487Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008150152NAL0006037473001, received 2025-10-08
Participant contributions$45,084,614Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251008150152NAL0006037473001, received 2025-10-08
Other contributions (incl. rollovers)$5,958,343Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251008150152NAL0006037473001, received 2025-10-08
Total contributions$89,518,444Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008150152NAL0006037473001, received 2025-10-08
Benefit payments$215,159,205Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251008150152NAL0006037473001, received 2025-10-08
Total expenses (incl. benefit payments)$215,491,736Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251008150152NAL0006037473001, received 2025-10-08
Total administrative expenses$332,531Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008150152NAL0006037473001, received 2025-10-08
IQPA audit fees$81,068Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251008150152NAL0006037473001, received 2025-10-08
Administrative expenses excluding investment management$332,531derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008150152NAL0006037473001, received 2025-10-08
Held in common/collective trusts$916,964,744Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251008150152NAL0006037473001, received 2025-10-08
Held in mutual funds$808,872,959Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251008150152NAL0006037473001, received 2025-10-08
Independent auditorCBIZ CPAS P.C.Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251008150152NAL0006037473001, received 2025-10-08

Position = column in the DOL layout for form year 2024. Filing 20251008150152NAL0006037473001, received 2025-10-08.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
CBIZ CPAS P.C.ACCOUNTING 10 Accounting (including auditing) $81,069no
JONES DAYLEGAL 29 Legal $65,870no
FIDELITY INVESTMENTSrecordkeeperRECORDKEEPER; TRUSTEE 15 Recordkeeping and information management; 21 Trustee (bank, trust company or similar) $15,005yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251008150152NAL0006037473001, received 2025-10-08.

What changed since the 2023 plan year

Figure20232024Change
Total assets$1,870,776,445$2,022,417,5188.1%
Participants with a balance8,0848,1901.3%
Administrative expenses$279,121$332,53119.1%
Recordkeeping fees per participantnot reportednot reported
Employer contributions$34,464,620$38,475,48711.6%

Prior filing 20241003090140NAL0019265282001, received 2024-10-03; the plan years are contiguous.

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Sponsor name as filed: REYNOLDS AMERICAN INC.; SEC registrant: REYNOLDS AMERICAN INC (CIK 1275283, matched by EIN).