Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Rocky Mountain Chocolate Factory
Rocky Mountain Chocolate Factory 401(k)
- Manufacturing
- Durango, CO
- EIN 84-0910696
- 1 plan with Schedule H financials
- Plan year 2024
- SEC registrant Rocky Mountain Chocolate Factory Inc
Administrative expenses excluding investment management, per participant · Rocky Mountain Chocolate Factory, Inc. 401(k) Plan · plan year 2024
$317.75
Higher than 88% of the 24,371 plans $10 to 50M that report it.
Source
= $54,336 / 171
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251104141429NAL0019487826001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104141429NAL0019487826001, received 2025-11-04
Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-03-01 to 2025-02-28, filing received 2025-11-04.
Cost and contributions
Administrative expenses per participant
$339.04
Higher than 78% of the 25,098 plans $10 to 50M that report it.
Source
= $57,975 / 171
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104141429NAL0019487826001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104141429NAL0019487826001, received 2025-11-04
Administrative expenses as a share of assets
0.542%
Higher than 86% of the 25,132 plans $10 to 50M that report it.
Source
= $57,975 / $10,701,058
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104141429NAL0019487826001, received 2025-11-04
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251104141429NAL0019487826001, received 2025-11-04
Employer contributions per participant
$322
Higher than 4% of the 24,050 plans $10 to 50M that report it.
Source
= $55,042 / 171
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104141429NAL0019487826001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104141429NAL0019487826001, received 2025-11-04
Employer share of total contributions
13.3%
Higher than 11% of the 24,084 plans $10 to 50M that report it.
Source
= $55,042 / $412,338
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104141429NAL0019487826001, received 2025-11-04
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251104141429NAL0019487826001, received 2025-11-04
Plan terms, as stated in Rocky Mountain Chocolate Factory's SEC filings
Plan terms are described in Rocky Mountain Chocolate Factory's SEC filings: Form 11-K filed 2014-08-25 and Form 10-K filed 2014-06-11. No term could be quoted from them with the required precision.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251104141429NAL0019487826001, received 2025-11-04
Full record, Rocky Mountain Chocolate Factory, Inc. 401(k) Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | ROCKY MOUNTAIN CHOCOLATE FACTORY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Plan name | ROCKY MOUNTAIN CHOCOLATE FACTORY, INC. 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Sponsor EIN / plan number | 84-0910696 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Sponsor location | DURANGO, CO | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Industry (business code) | 311300, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Plan year | 2024-03-01 to 2025-02-28 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Filing received | 2025-11-04 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Participants, beginning of year | 199 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Active participants | 108 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Participants, end of year | 181 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Participants with an account balance | 171 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total assets, beginning of year | $10,230,495 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total assets, end of year | $10,701,058 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Net assets, end of year | $10,693,795 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total income | $1,472,128 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Net income | $481,102 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Employer contributions | $55,042 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Participant contributions | $357,296 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total contributions | $412,338 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Benefit payments | $913,776 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total expenses (incl. benefit payments) | $991,026 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Total administrative expenses | $57,975 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Contract administrator fees | $54,336 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Investment advisory and management fees | $3,639 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Administrative expenses excluding investment management | $54,336 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Held in common/collective trusts | $1,702,244 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Held in mutual funds | $8,804,748 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251104141429NAL0019487826001, received 2025-11-04 |
| Independent auditor | BONADIO & CO LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251104141429NAL0019487826001, received 2025-11-04 |
Position = column in the DOL layout for form year 2024. Filing 20251104141429NAL0019487826001, received 2025-11-04.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANYrecordkeeper | CONTRACT ADMINISTRATOR | 13 Contract administrator; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees | $54,336 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251104141429NAL0019487826001, received 2025-11-04.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $10,230,495 | $10,701,058 | 4.6% |
| Participants with a balance | 187 | 171 | -8.6% |
| Administrative expenses | $19,299 | $57,975 | 200.4% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $57,264 | $55,042 | -3.9% |
Prior filing 20241205085417NAL0002948595001, received 2024-12-05; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: ROCKY MOUNTAIN CHOCOLATE FACTORY; SEC registrant: ROCKY MOUNTAIN CHOCOLATE FACTORY INC (CIK 785815, matched by EIN).