401k Record

Employers › Ross Stores

Ross Stores 401(k)

Administrative expenses excluding investment management, per participant · Ross Stores, Inc. 401(k) Savings Plan · plan year 2024

$36.02

Higher than 34% of the 1,045 plans over $1B that report it.

Source

= $562,955 / 15,631
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250827145936NAL0009505201001, received 2025-08-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250827145936NAL0009505201001, received 2025-08-27

10th: $9.43median $44.4790th: $97.55

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-27.

Cost and contributions

Recordkeeping fees per participant

not reported

Not reported on this filing.

Administrative expenses per participant

$36.02

10th: $24.33median $70.0390th: $174.36

Higher than 17% of the 1,076 plans over $1B that report it.

Source

= $562,955 / 15,631
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250827145936NAL0009505201001, received 2025-08-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250827145936NAL0009505201001, received 2025-08-27

Administrative expenses as a share of assets

0.056%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 60% of the 1,076 plans over $1B that report it.

Source

= $562,955 / $1,009,883,881
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250827145936NAL0009505201001, received 2025-08-27
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250827145936NAL0009505201001, received 2025-08-27

Employer contributions per participant

$1,815

10th: $1,442median $3,74490th: $8,760

Higher than 14% of the 1,135 plans over $1B that report it.

Source

= $28,368,202 / 15,631
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250827145936NAL0009505201001, received 2025-08-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250827145936NAL0009505201001, received 2025-08-27

Employer share of total contributions

28.7%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 35% of the 1,135 plans over $1B that report it.

Source

= $28,368,202 / $98,756,929
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250827145936NAL0009505201001, received 2025-08-27
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250827145936NAL0009505201001, received 2025-08-27

Plan terms, as stated in Ross Stores, Inc.'s SEC filings

Employer match

“The Company matches up to 4% of the employee’s salary up to the plan limits.”

Form 10-K filed 2026-03-31, for the year ended 2026-01-31 · benefits note, 10-K benefits note · source document

Terms quoted from the filing for the year ended 2026-01-31. Figures cover plan year 2024. The plan document governs.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3F · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250827145936NAL0009505201001, received 2025-08-27

Full record, Ross Stores, Inc. 401(k) Savings Plan

FieldValueSource
Plan sponsorROSS STORES, INC.Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250827145936NAL0009505201001, received 2025-08-27
Plan nameROSS STORES, INC. 401(K) SAVINGS PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20250827145936NAL0009505201001, received 2025-08-27
Sponsor EIN / plan number94-1390387 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250827145936NAL0009505201001, received 2025-08-27
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250827145936NAL0009505201001, received 2025-08-27
Sponsor locationDUBLIN, CAForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250827145936NAL0009505201001, received 2025-08-27
Industry (business code)448140, Retail tradeForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250827145936NAL0009505201001, received 2025-08-27
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250827145936NAL0009505201001, received 2025-08-27
Filing received2025-08-27Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250827145936NAL0009505201001, received 2025-08-27
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250827145936NAL0009505201001, received 2025-08-27
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250827145936NAL0009505201001, received 2025-08-27
Participants, beginning of year63,239Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250827145936NAL0009505201001, received 2025-08-27
Active participants56,638Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250827145936NAL0009505201001, received 2025-08-27
Participants, end of year59,286Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250827145936NAL0009505201001, received 2025-08-27
Participants with an account balance15,631Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250827145936NAL0009505201001, received 2025-08-27
Total assets, beginning of year$872,790,720Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250827145936NAL0009505201001, received 2025-08-27
Total assets, end of year$1,009,883,881Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250827145936NAL0009505201001, received 2025-08-27
Net assets, end of year$1,009,435,393Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250827145936NAL0009505201001, received 2025-08-27
Total income$218,750,754Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250827145936NAL0009505201001, received 2025-08-27
Net income$137,228,292Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250827145936NAL0009505201001, received 2025-08-27
Employer contributions$28,368,202Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250827145936NAL0009505201001, received 2025-08-27
Participant contributions$59,403,351Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250827145936NAL0009505201001, received 2025-08-27
Other contributions (incl. rollovers)$10,985,376Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250827145936NAL0009505201001, received 2025-08-27
Total contributions$98,756,929Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250827145936NAL0009505201001, received 2025-08-27
Benefit payments$80,902,998Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250827145936NAL0009505201001, received 2025-08-27
Total expenses (incl. benefit payments)$81,522,462Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250827145936NAL0009505201001, received 2025-08-27
Total administrative expenses$562,955Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250827145936NAL0009505201001, received 2025-08-27
Contract administrator fees$562,955Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250827145936NAL0009505201001, received 2025-08-27
Administrative expenses excluding investment management$562,955derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250827145936NAL0009505201001, received 2025-08-27
Held in common/collective trusts$593,788,771Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250827145936NAL0009505201001, received 2025-08-27
Held in mutual funds$400,627,800Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250827145936NAL0009505201001, received 2025-08-27
Independent auditorDELOITTE & TOUCHE LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250827145936NAL0009505201001, received 2025-08-27

Position = column in the DOL layout for form year 2024. Filing 20250827145936NAL0009505201001, received 2025-08-27.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
PRINCIPAL LIFE INSURANCE COMPANYrecordkeeperCONTRACT ADMINISTRATOR 13 Contract administrator; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees $659,330yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250827145936NAL0009505201001, received 2025-08-27.

What changed since the 2023 plan year

Figure20232024Change
Total assets$872,790,720$1,009,883,88115.7%
Participants with a balance14,68815,6316.4%
Administrative expenses$536,621$562,9554.9%
Recordkeeping fees per participantnot reportednot reported
Employer contributions$26,716,151$28,368,2026.2%

Prior filing 20240828145134NAL0006871747001, received 2024-08-28; the plan years are contiguous.

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Sponsor name as filed: ROSS STORES, INC.; SEC registrant: ROSS STORES, INC. (CIK 745732, matched by EIN; display name from the Form 10-K cover).