Employers › Ryder System
Recordkeeping fees per participant · Ryder System, Inc. 401(k) Savings Plan · plan year 2024
$43.97
Higher than 73% of the 790 plans over $1B that report it.
= $1,232,466 / 28,028
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250731171158NAL0005561537001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731171158NAL0005561537001, received 2025-07-31
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-31.
Administrative expenses excluding investment management, per participant
$47.16
Higher than 55% of the 1,045 plans over $1B that report it.
= $1,321,777 / 28,028
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250731171158NAL0005561537001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731171158NAL0005561537001, received 2025-07-31
Administrative expenses per participant
$61.28
Higher than 43% of the 1,076 plans over $1B that report it.
= $1,717,513 / 28,028
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731171158NAL0005561537001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731171158NAL0005561537001, received 2025-07-31
Administrative expenses as a share of assets
0.074%
Higher than 74% of the 1,076 plans over $1B that report it.
= $1,717,513 / $2,322,334,438
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731171158NAL0005561537001, received 2025-07-31
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250731171158NAL0005561537001, received 2025-07-31
Employer contributions per participant
$1,531
Higher than 11% of the 1,135 plans over $1B that report it.
= $42,922,889 / 28,028
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731171158NAL0005561537001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731171158NAL0005561537001, received 2025-07-31
Employer share of total contributions
25.9%
Higher than 25% of the 1,135 plans over $1B that report it.
= $42,922,889 / $165,441,768
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731171158NAL0005561537001, received 2025-07-31
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250731171158NAL0005561537001, received 2025-07-31
Employer match
“(“RIL”), a wholly-owned subsidiary of the Company and other employee groups as described below, are eligible to receive: (a) non-elective Company contributions equal to 3% of eligible pay, even if employees do not make contributions to the Plan, and (b) a 50% Company match of participant contributions of up to 5% of eligible pay, subject to IRS limits upon meeting eligibility requirements.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, contributions · source document
Eligibility
“Newly hired employees are eligible to participate as soon as administratively practicable after hire.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, eligibility · source document
Vesting
“Upon completion of two years of service, participants vest 25% in the Company contributions and the earnings attributable to such contributions and 25% upon completion of each year thereafter until they are fully vested.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, vesting · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2J 401(k) feature · 2K 401(m) arrangement · 2F ERISA 404(c) plan · 2G fully participant-directed · 2O ESOP-related feature · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250731171158NAL0005561537001, received 2025-07-31
| Field | Value | Source |
|---|---|---|
| Plan sponsor | RYDER SYSTEM, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Plan name | RYDER SYSTEM, INC. 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Sponsor EIN / plan number | 59-0739250 / 005 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Sponsor location | ALPHARETTA, GA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Industry (business code) | 488990, Transportation and warehousing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Filing received | 2025-07-31 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Amended filing | yes | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Participants, beginning of year | 48,698 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Active participants | 44,069 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Participants, end of year | 51,211 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Participants with an account balance | 28,028 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total assets, beginning of year | $1,941,602,297 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total assets, end of year | $2,322,334,438 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Net assets, end of year | $2,321,956,417 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total income | $543,164,667 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Net income | $292,109,088 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Employer contributions | $42,922,889 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Participant contributions | $100,880,324 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Other contributions (incl. rollovers) | $21,638,555 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total contributions | $165,441,768 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Benefit payments | $249,231,317 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total expenses (incl. benefit payments) | $251,055,579 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Total administrative expenses | $1,717,513 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Recordkeeping fees | $1,232,466 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Investment advisory and management fees | $395,736 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Administrative expenses excluding investment management | $1,321,777 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Held in common/collective trusts | $1,849,962,843 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Held in mutual funds | $133,458,521 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250731171158NAL0005561537001, received 2025-07-31 |
| Independent auditor | BDO USA P.C. | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250731171158NAL0005561537001, received 2025-07-31 |
Position = column in the DOL layout for form year 2024. Filing 20250731171158NAL0005561537001, received 2025-07-31.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 64 Recordkeeping fees; 37 Participant loan processing; 65 Account maintenance fees; 25 Trustee (directed) | $1,282,466 |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250731171158NAL0005561537001, received 2025-07-31.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $1,941,602,297 | $2,322,334,438 | 19.6% |
| Participants with a balance | 28,973 | 28,028 | -3.3% |
| Administrative expenses | $1,771,799 | $1,717,513 | -3.1% |
| Recordkeeping fees per participant | $41.25 | $43.97 | 6.6% |
| Employer contributions | $43,341,411 | $42,922,889 | -1.0% |
Prior filing 20241015150930NAL0048576480001, received 2024-10-15; the plan years are contiguous.
Sponsor name as filed: RYDER SYSTEM, INC.; SEC registrant: RYDER SYSTEM INC (CIK 85961, matched by EIN; display name from the Form 10-K cover).