401k Record

Employers › Spark Community Investment

Spark Community Investment 401(k)

Recordkeeping fees per participant · Spark Community Investment Company 401(k) Plan · plan year 2024

$124.14

Higher than 71% of the 7,477 plans $1 to 10M that report it.

Source

= $22,469 / 181
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260720134314NAL0007039491001, received 2026-07-20
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260720134314NAL0007039491001, received 2026-07-20

10th: $11.10median $71.5290th: $209.21

Percentiles compare this plan with the Schedule H plans $1 to 10M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2026-07-20.

Cost and contributions

Administrative expenses excluding investment management, per participant

$124.14

10th: $13.66median $103.3390th: $302.77

Higher than 58% of the 14,713 plans $1 to 10M that report it.

Source

= $22,469 / 181
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260720134314NAL0007039491001, received 2026-07-20
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260720134314NAL0007039491001, received 2026-07-20

Administrative expenses per participant

$215.56

10th: $19.42median $150.2790th: $370.75

Higher than 66% of the 15,210 plans $1 to 10M that report it.

Source

= $39,017 / 181
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260720134314NAL0007039491001, received 2026-07-20
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260720134314NAL0007039491001, received 2026-07-20

Administrative expenses as a share of assets

0.934%

10th: 0.069%median 0.519%90th: 1.146%

Higher than 83% of the 15,243 plans $1 to 10M that report it.

Source

= $39,017 / $4,178,443
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260720134314NAL0007039491001, received 2026-07-20
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260720134314NAL0007039491001, received 2026-07-20

Employer contributions per participant

$1,273

10th: $357median $1,32390th: $2,861

Higher than 48% of the 13,342 plans $1 to 10M that report it.

Source

= $230,480 / 181
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260720134314NAL0007039491001, received 2026-07-20
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260720134314NAL0007039491001, received 2026-07-20

Employer share of total contributions

17.7%

10th: 11.9%median 28.9%90th: 43.6%

Higher than 20% of the 13,370 plans $1 to 10M that report it.

Source

= $230,480 / $1,304,993
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260720134314NAL0007039491001, received 2026-07-20
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260720134314NAL0007039491001, received 2026-07-20

Plan terms, as stated in Spark Community Investment Co's SEC filings

Plan terms are not published in public filings.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20260720134314NAL0007039491001, received 2026-07-20

Full record, Spark Community Investment Company 401(k) Plan

FieldValueSource
Plan sponsorSPARK COMMUNITY INVESTMENT COMPAForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20260720134314NAL0007039491001, received 2026-07-20
Plan nameSPARK COMMUNITY INVESTMENT COMPANY 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20260720134314NAL0007039491001, received 2026-07-20
Sponsor EIN / plan number46-4201204 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20260720134314NAL0007039491001, received 2026-07-20
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20260720134314NAL0007039491001, received 2026-07-20
Sponsor locationWASHINGTON, DCForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20260720134314NAL0007039491001, received 2026-07-20
Industry (business code)541600, Professional, scientific, and technical servicesForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20260720134314NAL0007039491001, received 2026-07-20
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20260720134314NAL0007039491001, received 2026-07-20
Filing received2026-07-20Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20260720134314NAL0007039491001, received 2026-07-20
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20260720134314NAL0007039491001, received 2026-07-20
Amended filingyesForm 5500, Part I line B; AMENDED_IND pos 7; filing 20260720134314NAL0007039491001, received 2026-07-20
Participants, beginning of year209Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20260720134314NAL0007039491001, received 2026-07-20
Active participants139Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20260720134314NAL0007039491001, received 2026-07-20
Participants, end of year184Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20260720134314NAL0007039491001, received 2026-07-20
Participants with an account balance181Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20260720134314NAL0007039491001, received 2026-07-20
Total assets, beginning of year$3,093,146Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20260720134314NAL0007039491001, received 2026-07-20
Total assets, end of year$4,178,443Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20260720134314NAL0007039491001, received 2026-07-20
Net assets, end of year$4,178,443Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20260720134314NAL0007039491001, received 2026-07-20
Total income$1,824,319Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20260720134314NAL0007039491001, received 2026-07-20
Net income$1,085,297Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20260720134314NAL0007039491001, received 2026-07-20
Employer contributions$230,480Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20260720134314NAL0007039491001, received 2026-07-20
Participant contributions$940,580Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20260720134314NAL0007039491001, received 2026-07-20
Other contributions (incl. rollovers)$133,933Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20260720134314NAL0007039491001, received 2026-07-20
Total contributions$1,304,993Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20260720134314NAL0007039491001, received 2026-07-20
Benefit payments$700,005Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20260720134314NAL0007039491001, received 2026-07-20
Total expenses (incl. benefit payments)$739,022Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20260720134314NAL0007039491001, received 2026-07-20
Total administrative expenses$39,017Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20260720134314NAL0007039491001, received 2026-07-20
Recordkeeping fees$22,469Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20260720134314NAL0007039491001, received 2026-07-20
Investment advisory and management fees$16,548Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20260720134314NAL0007039491001, received 2026-07-20
Administrative expenses excluding investment management$22,469derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20260720134314NAL0007039491001, received 2026-07-20
Held in common/collective trusts$3,358,350Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20260720134314NAL0007039491001, received 2026-07-20
Held in mutual funds$774,349Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20260720134314NAL0007039491001, received 2026-07-20
Independent auditorJGD & ASSOCIATES LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20260720134314NAL0007039491001, received 2026-07-20

Position = column in the DOL layout for form year 2024. Filing 20260720134314NAL0007039491001, received 2026-07-20.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
ADP, INC.recordkeeperRECORD KEEPER 37 Participant loan processing; 50 Direct payment from the plan; 15 Recordkeeping and information management; 64 Recordkeeping fees $22,469yes
RESOURCES INVESTMENT ADVISORS, INC.recordkeeperCONSULTANT 15 Recordkeeping and information management; 21 Trustee (bank, trust company or similar); 49 Other services; 50 Direct payment from the plan; 64 Recordkeeping fees; 99 Other fees $16,547no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20260720134314NAL0007039491001, received 2026-07-20.

What changed since the 2023 plan year

Figure20232024Change
Total assets$3,093,146$4,178,44335.1%
Participants with a balance196181-7.7%
Administrative expenses$6,147$39,017534.7%
Recordkeeping fees per participant$31.36$124.14295.8%
Employer contributionsnot reported$230,480

Prior filing 20260521154930NAL0002685473001, received 2026-05-21; the plan years are contiguous.

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Sponsor name as filed: SPARK COMMUNITY INVESTMENT COMPA; SEC registrant: Spark Community Investment Co (CIK 1626598, matched by EIN).