Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Spirit Lake Tribe
Spirit Lake Tribe 401(k)
- Public administration
- Fort Totten, ND
- EIN 45-0314494
- 1 plan with Schedule H financials
- Plan year 2024
Administrative expenses excluding investment management, per participant · Spirit Lake Tribe 401(k) Plan · plan year 2024
$202.52
Higher than 73% of the 24,371 plans $10 to 50M that report it.
Source
= $240,598 / 1,188
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015113203NAL0002221779001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015113203NAL0002221779001, received 2025-10-15
Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-15.
Cost and contributions
Administrative expenses per participant
$245.94
Higher than 61% of the 25,098 plans $10 to 50M that report it.
Source
= $292,182 / 1,188
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015113203NAL0002221779001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015113203NAL0002221779001, received 2025-10-15
Administrative expenses as a share of assets
1.732%
Higher than 100% of the 25,132 plans $10 to 50M that report it.
Source
= $292,182 / $16,869,643
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015113203NAL0002221779001, received 2025-10-15
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015113203NAL0002221779001, received 2025-10-15
Employer contributions per participant
$1,297
Higher than 26% of the 24,050 plans $10 to 50M that report it.
Source
= $1,540,824 / 1,188
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015113203NAL0002221779001, received 2025-10-15
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015113203NAL0002221779001, received 2025-10-15
Employer share of total contributions
49.2%
Higher than 93% of the 24,084 plans $10 to 50M that report it.
Source
= $1,540,824 / $3,133,320
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015113203NAL0002221779001, received 2025-10-15
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015113203NAL0002221779001, received 2025-10-15
Plan terms, as stated in Spirit Lake Tribe's SEC filings
Plan terms are not published in public filings.
Plan features
2A age/service-weighted · 2E profit-sharing · 2J 401(k) feature · 2K 401(m) arrangement · 2F ERISA 404(c) plan · 2G fully participant-directed · 3D IRS pre-approved plan · 3H controlled-group sponsor · 2T default investment (QDIA) · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251015113203NAL0002221779001, received 2025-10-15
Full record, Spirit Lake Tribe 401(k) Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | SPIRIT LAKE TRIBE | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Plan name | SPIRIT LAKE TRIBE 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Sponsor EIN / plan number | 45-0314494 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Sponsor location | FORT TOTTEN, ND | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Industry (business code) | 921000, Public administration | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Filing received | 2025-10-15 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Participants, beginning of year | 1,374 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Active participants | 455 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Participants, end of year | 1,193 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Participants with an account balance | 1,188 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total assets, beginning of year | $15,128,584 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total assets, end of year | $16,869,643 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Net assets, end of year | $16,869,643 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total income | $4,778,385 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Net income | $1,669,657 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Employer contributions | $1,540,824 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Participant contributions | $1,325,065 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Other contributions (incl. rollovers) | $267,431 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total contributions | $3,133,320 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Benefit payments | $2,816,546 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total expenses (incl. benefit payments) | $3,108,728 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Total administrative expenses | $292,182 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Contract administrator fees | $162,255 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Investment advisory and management fees | $51,584 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Administrative expenses excluding investment management | $240,598 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Held in mutual funds | $12,010,741 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251015113203NAL0002221779001, received 2025-10-15 |
| Independent auditor | BRADY, MARTZ & ASSOCIATE, P.C. | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251015113203NAL0002221779001, received 2025-10-15 |
Position = column in the DOL layout for form year 2024. Filing 20251015113203NAL0002221779001, received 2025-10-15.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FUTUREPLAN BY ASCENSUS - GLDLF | TPA | 14 Plan administrator | $77,584 | yes |
| WEALTH PLUS OF THE DAKOTAS,INC | REGISTERED INVESTMENT AD | 26 Investment advisory (participants) | $48,795 | yes |
| JOHN HANCOCK LIFE INSURANCE COMPANYrecordkeeper | RECORDKEEPER | 15 Recordkeeping and information management; 60 Sub-transfer agency fees; 67 Other insurance wrap fees; 28 Investment management; 62 Float revenue; 68 Soft dollars commissions; 59 Shareholder servicing fees; 63 Distribution (12b-1) fees | $34,901 | yes |
| WILSHIRE ASSOCIATES INC(USA) | REGISTERED INVESTMENT AD | 26 Investment advisory (participants) | $2,788 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251015113203NAL0002221779001, received 2025-10-15.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $15,128,584 | $16,869,643 | 11.5% |
| Participants with a balance | 1,299 | 1,188 | -8.5% |
| Administrative expenses | $250,675 | $292,182 | 16.6% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $1,432,402 | $1,540,824 | 7.6% |
Prior filing 20241015092512NAL0047188272001, received 2024-10-15; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: SPIRIT LAKE TRIBE; SEC registrant: Spirit Lake Tribe (CIK 1380976, matched by EIN).