Employers › Travelers Companies
Recordkeeping fees per participant · The Travelers 401(k) Savings Plan · plan year 2024
$20.79
Higher than 26% of the 790 plans over $1B that report it.
= $865,761 / 41,646
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250925101201NAL0008396353001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925101201NAL0008396353001, received 2025-09-25
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-25.
Administrative expenses excluding investment management, per participant
$84.61
Higher than 86% of the 1,045 plans over $1B that report it.
= $3,523,763 / 41,646
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250925101201NAL0008396353001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925101201NAL0008396353001, received 2025-09-25
Administrative expenses per participant
$89.47
Higher than 65% of the 1,076 plans over $1B that report it.
= $3,725,973 / 41,646
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925101201NAL0008396353001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925101201NAL0008396353001, received 2025-09-25
Administrative expenses as a share of assets
0.036%
Higher than 37% of the 1,076 plans over $1B that report it.
= $3,725,973 / $10,385,472,373
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925101201NAL0008396353001, received 2025-09-25
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250925101201NAL0008396353001, received 2025-09-25
Employer contributions per participant
$3,591
Higher than 47% of the 1,135 plans over $1B that report it.
= $149,533,994 / 41,646
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925101201NAL0008396353001, received 2025-09-25
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925101201NAL0008396353001, received 2025-09-25
Employer share of total contributions
27.4%
Higher than 31% of the 1,135 plans over $1B that report it.
= $149,533,994 / $545,893,714
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925101201NAL0008396353001, received 2025-09-25
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250925101201NAL0008396353001, received 2025-09-25
Employer match
“The Company matches 100% of the Plan participant’s contributions up to the first 5% of annual eligible pay, subject to a maximum annual match amount of $7,500.”
Form 11-K filed 2026-06-15, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“In general, participants are vested in their Company matching contributions, Paying It Forward annual contributions, and related earnings after three years of service.”
Form 11-K filed 2026-06-15, for the year ended 2025-12-31 · plan description note, vesting · source document
Automatic enrollment
“Newly hired eligible employees are automatically enrolled at a 5% pre-tax contribution rate if they do not affirmatively make an election (i) not to participate;”
Form 11-K filed 2026-06-15, for the year ended 2025-12-31 · plan description note, contributions · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250925101201NAL0008396353001, received 2025-09-25
| Field | Value | Source |
|---|---|---|
| Plan sponsor | TRAVELERS COMPANIES, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Plan name | THE TRAVELERS 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Sponsor EIN / plan number | 41-0518860 / 002 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Sponsor location | ST. PAUL, MN | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Industry (business code) | 524150, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Filing received | 2025-09-25 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Participants, beginning of year | 41,712 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Active participants | 30,785 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Participants, end of year | 42,215 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Participants with an account balance | 41,646 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total assets, beginning of year | $9,215,838,883 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total assets, end of year | $10,385,472,373 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Net assets, end of year | $10,381,903,699 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total income | $1,959,540,489 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Net income | $1,170,784,067 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Employer contributions | $149,533,994 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Participant contributions | $337,848,903 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Other contributions (incl. rollovers) | $58,510,817 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total contributions | $545,893,714 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Benefit payments | $784,841,791 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total expenses (incl. benefit payments) | $788,756,422 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Total administrative expenses | $3,725,973 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Contract administrator fees | $10,880 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Recordkeeping fees | $865,761 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Investment advisory and management fees | $202,210 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Administrative expenses excluding investment management | $3,523,763 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Held in common/collective trusts | $3,429,883,502 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Held in mutual funds | $5,482,286,881 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250925101201NAL0008396353001, received 2025-09-25 |
| Independent auditor | KPMG, LLC | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250925101201NAL0008396353001, received 2025-09-25 |
Position = column in the DOL layout for form year 2024. Filing 20250925101201NAL0008396353001, received 2025-09-25.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | NONE | 26 Investment advisory (participants); 27 Investment advisory (plan); 50 Direct payment from the plan | $2,496,245 | no |
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | NONE | 37 Participant loan processing; 49 Other services; 50 Direct payment from the plan; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $755,761 | no |
| STATE STREET GLOBAL ADVISOR TRUST | NONE | 18 Custodial (other than securities); 19 Custodial (securities); 50 Direct payment from the plan; 51 Investment management fees paid directly by plan | $138,663 | yes |
| COMPSIGHT, LLCrecordkeeper | NONE | 15 Recordkeeping and information management; 38 Participant communication; 50 Direct payment from the plan | $117,984 | no |
| CURCIO WEBB, LLC | NONE | 16 Consulting (general); 27 Investment advisory (plan); 50 Direct payment from the plan; 70 Consulting fees | $52,500 | no |
| MARUDAS GRAPHICS, INCrecordkeeper | NONE | 15 Recordkeeping and information management; 38 Participant communication; 50 Direct payment from the plan | $19,274 | no |
| GENESIS, CORPrecordkeeper | NONE | 15 Recordkeeping and information management; 16 Consulting (general); 50 Direct payment from the plan | $14,820 | no |
| QDRO CONSULTANTS CO., LLC | NONE | 29 Legal; 50 Direct payment from the plan; 65 Account maintenance fees | $8,100 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250925101201NAL0008396353001, received 2025-09-25.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $9,215,838,883 | $10,385,472,373 | 12.7% |
| Participants with a balance | 41,483 | 41,646 | 0.4% |
| Administrative expenses | $3,279,725 | $3,725,973 | 13.6% |
| Recordkeeping fees per participant | $20.16 | $20.79 | 3.1% |
| Employer contributions | $145,806,027 | $149,533,994 | 2.6% |
Prior filing 20240925150741NAL0029483794001, received 2024-09-25; the plan years are contiguous.
Sponsor name as filed: TRAVELERS COMPANIES, INC.; SEC registrant: TRAVELERS COMPANIES, INC. (CIK 86312, matched by EIN; display name from the Form 10-K cover).