Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › United Capital Financial Advisors
United Capital Financial Advisors 401(k)
- Finance and insurance
- Irving, TX
- EIN 27-0493248
- 1 plan with Schedule H financials
- Plan year 2024
- United Capital Financial Advisors, LLC
Administrative expenses excluding investment management, per participant · United Capital Financial Advisors Employer Retirement Contribution Plan · plan year 2024
$74.99
Higher than 34% of the 24,371 plans $10 to 50M that report it.
Source
= $19,272 / 257
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010101001NAL0007489281001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010101001NAL0007489281001, received 2025-10-10
Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-10.
Cost and contributions
Administrative expenses per participant
$74.99
Higher than 22% of the 25,098 plans $10 to 50M that report it.
Source
= $19,272 / 257
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010101001NAL0007489281001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010101001NAL0007489281001, received 2025-10-10
Administrative expenses as a share of assets
0.066%
Higher than 16% of the 25,132 plans $10 to 50M that report it.
Source
= $19,272 / $29,219,207
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010101001NAL0007489281001, received 2025-10-10
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010101001NAL0007489281001, received 2025-10-10
Employer contributions per participant
$7,151
Higher than 97% of the 24,050 plans $10 to 50M that report it.
Source
= $1,837,704 / 257
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010101001NAL0007489281001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010101001NAL0007489281001, received 2025-10-10
Employer share of total contributions
15.7%
Higher than 14% of the 24,084 plans $10 to 50M that report it.
Source
= $1,837,704 / $11,692,836
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010101001NAL0007489281001, received 2025-10-10
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010101001NAL0007489281001, received 2025-10-10
Plan terms, as stated in United Capital Financial Advisors, LLC's SEC filings
Plan terms are not published in public filings.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251010101001NAL0007489281001, received 2025-10-10
Full record, United Capital Financial Advisors Employer Retirement Contribution Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | UNITED CAPITAL FINANCIAL ADVISORS, LLC | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Plan name | UNITED CAPITAL FINANCIAL ADVISORS EMPLOYER RETIREMENT CONTRIBUTION PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Sponsor EIN / plan number | 27-0493248 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Sponsor location | IRVING, TX | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Industry (business code) | 523900, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Filing received | 2025-10-10 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Participants, beginning of year | 279 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Active participants | 270 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Participants, end of year | 277 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Participants with an account balance | 257 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total assets, beginning of year | $15,444,837 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total assets, end of year | $29,219,207 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Net assets, end of year | $29,219,207 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total income | $14,813,709 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Net income | $13,549,345 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Employer contributions | $1,837,704 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Participant contributions | $4,560,571 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Other contributions (incl. rollovers) | $5,294,561 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total contributions | $11,692,836 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Benefit payments | $1,245,092 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total expenses (incl. benefit payments) | $1,264,364 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Total administrative expenses | $19,272 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Contract administrator fees | $19,272 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Administrative expenses excluding investment management | $19,272 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Held in common/collective trusts | $3,569,685 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Held in mutual funds | $18,411,773 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251010101001NAL0007489281001, received 2025-10-10 |
| Independent auditor | UHY LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251010101001NAL0007489281001, received 2025-10-10 |
Position = column in the DOL layout for form year 2024. Filing 20251010101001NAL0007489281001, received 2025-10-10.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANYrecordkeeper | CONTRACT ADMINISTRATOR | 13 Contract administrator; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees | $19,271 | yes |
| CREATIVE PLANNING, LLC | INV ADV, PARTICIPANTS | 26 Investment advisory (participants); 70 Consulting fees | $0 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251010101001NAL0007489281001, received 2025-10-10.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $15,444,837 | $29,219,207 | 89.2% |
| Participants with a balance | 234 | 257 | 9.8% |
| Administrative expenses | $803 | $19,272 | 2300.0% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $231,526 | $1,837,704 | 693.7% |
Prior filing 20241014172534NAL0027974641001, received 2024-10-14; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: UNITED CAPITAL FINANCIAL ADVISORS, LLC; SEC registrant: UNITED CAPITAL FINANCIAL ADVISORS, LLC (CIK 1463217, matched by EIN).