Employers › United Natural Foods
Recordkeeping fees per participant · Unfi 401(k) Plan · plan year 2024
$32.39
Higher than 46% of the 790 plans over $1B that report it.
= $1,287,899 / 39,765
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013180443NAL0001816129001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013180443NAL0001816129001, received 2025-10-13
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-13.
Administrative expenses excluding investment management, per participant
$34.92
Higher than 33% of the 1,045 plans over $1B that report it.
= $1,388,492 / 39,765
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013180443NAL0001816129001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013180443NAL0001816129001, received 2025-10-13
Administrative expenses per participant
$34.92
Higher than 16% of the 1,076 plans over $1B that report it.
= $1,388,492 / 39,765
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013180443NAL0001816129001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013180443NAL0001816129001, received 2025-10-13
Administrative expenses as a share of assets
0.050%
Higher than 54% of the 1,076 plans over $1B that report it.
= $1,388,492 / $2,764,430,113
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013180443NAL0001816129001, received 2025-10-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013180443NAL0001816129001, received 2025-10-13
Employer contributions per participant
$753
Higher than 3% of the 1,135 plans over $1B that report it.
= $29,953,397 / 39,765
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013180443NAL0001816129001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013180443NAL0001816129001, received 2025-10-13
Employer share of total contributions
22.8%
Higher than 16% of the 1,135 plans over $1B that report it.
= $29,953,397 / $131,263,435
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013180443NAL0001816129001, received 2025-10-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013180443NAL0001816129001, received 2025-10-13
98.7% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $5,992,857 ($185.62 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
Plan terms are described in United Natural Foods, Inc.'s SEC filings: Form 11-K filed 2019-06-26 and Form 10-K filed 2026-09-14. No term could be quoted from them with the required precision.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251013180443NAL0001816129001, received 2025-10-13
| Field | Value | Source |
|---|---|---|
| Plan sponsor | UNITED NATURAL FOODS, INC | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Plan name | UNFI 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Sponsor EIN / plan number | 05-0376157 / 004 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Sponsor location | PROVIDENCE, RI | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Industry (business code) | 424400, Wholesale trade | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Filing received | 2025-10-13 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Participants, beginning of year | 50,287 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Active participants | 24,741 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Participants, end of year | 47,810 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Participants with an account balance | 39,765 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total assets, beginning of year | $2,658,466,310 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total assets, end of year | $2,764,430,113 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Net assets, end of year | $2,763,841,886 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total income | $418,650,227 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Net income | $106,940,289 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Employer contributions | $29,953,397 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Participant contributions | $92,547,423 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Other contributions (incl. rollovers) | $8,762,615 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total contributions | $131,263,435 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Benefit payments | $310,321,446 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total expenses (incl. benefit payments) | $311,709,938 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Total administrative expenses | $1,388,492 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Recordkeeping fees | $1,287,899 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| IQPA audit fees | $44,161 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Administrative expenses excluding investment management | $1,388,492 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Held in master trusts | $2,729,005,128 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251013180443NAL0001816129001, received 2025-10-13 |
| Independent auditor | GRANT THORNTON LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251013180443NAL0001816129001, received 2025-10-13 |
Position = column in the DOL layout for form year 2024. Filing 20251013180443NAL0001816129001, received 2025-10-13.
No Schedule C is attached to this plan's filing; providers are reported on the master trust's filing (below).
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251013180443NAL0001816129001, received 2025-10-13.
SUPERVALU MASTER INVESTMENT TRUST (EIN 410617000, PN 105): plan interest $2,729,005,128, 64.9% of the trust. The trust's own filing (20251014175943NAL0001746419001, received 2025-10-14) reports net assets $4,204,330,346, administrative expenses $9,232,651, recordkeeping fees $1,498,271, investment management fees $6,284,039 and 31 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| FIDELITY INVESTMENTSrecordkeeper | 15 37 64 65 71 | $1,291,197 | $838,108 |
| WILSHIRE ASSOCIATES | 16 28 50 51 | $1,218,897 | $791,179 |
| BLACKROCK INSTITUTIONAL TRUST CO NA | 28 51 | $1,191,976 | $773,704 |
| THE BANK OF NEW YORK MELLON | 19 21 50 65 | $930,615 | $604,057 |
| PACIFIC INVESTMENT MANAGEMENT CO. | 28 51 | $796,367 | $516,917 |
| FIAM | 28 51 | $758,088 | $492,070 |
| AON CONSULTING INC. | 11 50 | $362,171 | $235,083 |
| CAPITAL GROUP | 28 51 | $360,835 | $234,216 |
| AMERIPRISE | 28 51 | $253,892 | $164,800 |
| T. ROWE PRICE ASSOCIATES, INC. | 28 51 | $252,375 | $163,815 |
| GOLDMAN SACHS ASSET MANAGEMENT, LP | 28 51 | $224,132 | $145,483 |
| LIFEWORKS (US) LTD.recordkeeper | 15 50 | $207,074 | $134,410 |
| WELLINGTON MANAGEMENT COMPANY | 28 51 | $203,091 | $131,825 |
| WEDGE CAPITAL MANAGEMENT LLP | 28 51 | $176,257 | $114,407 |
| HOTCHKIS AND WILEY CAPITAL | 28 51 | $170,799 | $110,865 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $2,658,466,310 | $2,764,430,113 | 4.0% |
| Participants with a balance | 40,055 | 39,765 | -0.7% |
| Administrative expenses | $1,379,747 | $1,388,492 | 0.6% |
| Recordkeeping fees per participant | $32.95 | $32.39 | -1.7% |
| Employer contributions | $30,027,983 | $29,953,397 | -0.2% |
Prior filing 20241009195046NAL0038858578001, received 2024-10-09; the plan years are contiguous.
Sponsor name as filed: UNITED NATURAL FOODS, INC; SEC registrant: UNITED NATURAL FOODS INC (CIK 1020859, matched by EIN; display name from the Form 10-K cover).