Employers › Uwharrie Capital
Recordkeeping fees per participant · Uwharrie Capital Corp Employees 401(k) Retirement Plan · plan year 2024
$370.66
Higher than 98% of the 14,075 plans $10 to 50M that report it.
= $72,650 / 196
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250731124336NAL0003067059001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731124336NAL0003067059001, received 2025-07-31
Percentiles compare this plan with the Schedule H plans $10 to 50M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-31.
Administrative expenses excluding investment management, per participant
$370.66
Higher than 92% of the 24,371 plans $10 to 50M that report it.
= $72,650 / 196
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250731124336NAL0003067059001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731124336NAL0003067059001, received 2025-07-31
Administrative expenses per participant
$370.66
Higher than 82% of the 25,098 plans $10 to 50M that report it.
= $72,650 / 196
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731124336NAL0003067059001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731124336NAL0003067059001, received 2025-07-31
Administrative expenses as a share of assets
0.226%
Higher than 39% of the 25,132 plans $10 to 50M that report it.
= $72,650 / $32,134,996
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731124336NAL0003067059001, received 2025-07-31
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250731124336NAL0003067059001, received 2025-07-31
Employer contributions per participant
$3,587
Higher than 81% of the 24,050 plans $10 to 50M that report it.
= $703,040 / 196
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731124336NAL0003067059001, received 2025-07-31
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731124336NAL0003067059001, received 2025-07-31
Employer share of total contributions
32.6%
Higher than 67% of the 24,084 plans $10 to 50M that report it.
= $703,040 / $2,158,091
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731124336NAL0003067059001, received 2025-07-31
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250731124336NAL0003067059001, received 2025-07-31
Employer match
“The Company makes a safe harbor matching contribution of 100% of the first 5% of compensation that a participant contributes to the Plan.”
Form 11-K filed 2026-07-14, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“Eligible participants are immediately 100% vested in both Company and participant contributions plus actual earnings thereon.”
Form 11-K filed 2026-07-14, for the year ended 2025-12-31 · plan description note, vesting · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250731124336NAL0003067059001, received 2025-07-31
| Field | Value | Source |
|---|---|---|
| Plan sponsor | UWHARRIE CAPITAL CORP | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Plan name | UWHARRIE CAPITAL CORP EMPLOYEES 401K RETIREMENT PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Sponsor EIN / plan number | 56-1814206 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Sponsor location | ALBEMARLE, NC | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Filing received | 2025-07-31 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Participants, beginning of year | 226 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Active participants | 190 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Participants, end of year | 223 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Participants with an account balance | 196 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total assets, beginning of year | $31,120,129 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total assets, end of year | $32,134,996 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Net assets, end of year | $32,134,996 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total income | $5,340,017 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Net income | $1,014,867 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Employer contributions | $703,040 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Participant contributions | $1,154,484 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Other contributions (incl. rollovers) | $300,567 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total contributions | $2,158,091 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Benefit payments | $4,252,500 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total expenses (incl. benefit payments) | $4,325,150 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Total administrative expenses | $72,650 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Recordkeeping fees | $72,650 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Administrative expenses excluding investment management | $72,650 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Held in common/collective trusts | $9,575,948 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Held in mutual funds | $21,375,813 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250731124336NAL0003067059001, received 2025-07-31 |
| Independent auditor | WIPFLI, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250731124336NAL0003067059001, received 2025-07-31 |
Position = column in the DOL layout for form year 2024. Filing 20250731124336NAL0003067059001, received 2025-07-31.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| UNIFIED TRUST COMPANY, N.A.recordkeeper | NONE | 15 Recordkeeping and information management; 18 Custodial (other than securities); 64 Recordkeeping fees; 21 Trustee (bank, trust company or similar); 37 Participant loan processing; 25 Trustee (directed); 38 Participant communication | $72,650 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250731124336NAL0003067059001, received 2025-07-31.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $31,120,129 | $32,134,996 | 3.3% |
| Participants with a balance | 202 | 196 | -3.0% |
| Administrative expenses | $71,072 | $72,650 | 2.2% |
| Recordkeeping fees per participant | $351.84 | $370.66 | 5.3% |
| Employer contributions | $666,704 | $703,040 | 5.5% |
Prior filing 20240712153316NAL0011431123001, received 2024-07-12; the plan years are contiguous.
Sponsor name as filed: UWHARRIE CAPITAL CORP; SEC registrant: UWHARRIE CAPITAL CORP (CIK 898171, matched by EIN; display name from the Form 10-K cover).