401k Record

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VP Compliance Holdings 401(k)

Recordkeeping fees per participant · Charles Rizzo & Associates of NY, Inc. 401(k) Retirement Plan · plan year 2024

$7.14

Higher than 6% of the 7,477 plans $1 to 10M that report it.

Source

= $914 / 128
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251002093418NAL0000190499001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002093418NAL0000190499001, received 2025-10-02

10th: $11.10median $71.5290th: $209.21

Percentiles compare this plan with the Schedule H plans $1 to 10M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-02.

Cost and contributions

Administrative expenses excluding investment management, per participant

$18.47

10th: $13.66median $103.3390th: $302.77

Higher than 14% of the 14,713 plans $1 to 10M that report it.

Source

= $2,364 / 128
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251002093418NAL0000190499001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002093418NAL0000190499001, received 2025-10-02

Administrative expenses per participant

$18.47

10th: $19.42median $150.2790th: $370.75

Higher than 9% of the 15,210 plans $1 to 10M that report it.

Source

= $2,364 / 128
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002093418NAL0000190499001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002093418NAL0000190499001, received 2025-10-02

Administrative expenses as a share of assets

0.024%

10th: 0.069%median 0.519%90th: 1.146%

Higher than 3% of the 15,243 plans $1 to 10M that report it.

Source

= $2,364 / $9,997,047
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002093418NAL0000190499001, received 2025-10-02
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251002093418NAL0000190499001, received 2025-10-02

Employer contributions per participant

$3,170

10th: $357median $1,32390th: $2,861

Higher than 93% of the 13,342 plans $1 to 10M that report it.

Source

= $405,766 / 128
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002093418NAL0000190499001, received 2025-10-02
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002093418NAL0000190499001, received 2025-10-02

Employer share of total contributions

33.6%

10th: 11.9%median 28.9%90th: 43.6%

Higher than 67% of the 13,370 plans $1 to 10M that report it.

Source

= $405,766 / $1,207,215
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002093418NAL0000190499001, received 2025-10-02
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251002093418NAL0000190499001, received 2025-10-02

Plan terms, as stated in VP Compliance Holdings, LLC's SEC filings

Plan terms are not published in public filings.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251002093418NAL0000190499001, received 2025-10-02

Full record, Charles Rizzo & Associates of NY, Inc. 401(k) Retirement Plan

FieldValueSource
Plan sponsorVP COMPLIANCE HOLDINGS, LLCForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251002093418NAL0000190499001, received 2025-10-02
Plan nameCHARLES RIZZO & ASSOCIATES OF NY, INC. 401(K) RETIREMENT PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251002093418NAL0000190499001, received 2025-10-02
Sponsor EIN / plan number84-3157738 / 001Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251002093418NAL0000190499001, received 2025-10-02
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251002093418NAL0000190499001, received 2025-10-02
Sponsor locationNEW YORK, NYForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251002093418NAL0000190499001, received 2025-10-02
Industry (business code)812990, Other servicesForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251002093418NAL0000190499001, received 2025-10-02
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251002093418NAL0000190499001, received 2025-10-02
Filing received2025-10-02Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251002093418NAL0000190499001, received 2025-10-02
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251002093418NAL0000190499001, received 2025-10-02
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251002093418NAL0000190499001, received 2025-10-02
Participants, beginning of year148Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251002093418NAL0000190499001, received 2025-10-02
Active participants88Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251002093418NAL0000190499001, received 2025-10-02
Participants, end of year144Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251002093418NAL0000190499001, received 2025-10-02
Participants with an account balance128Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251002093418NAL0000190499001, received 2025-10-02
Total assets, beginning of year$8,044,987Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251002093418NAL0000190499001, received 2025-10-02
Total assets, end of year$9,997,047Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251002093418NAL0000190499001, received 2025-10-02
Net assets, end of year$9,997,047Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251002093418NAL0000190499001, received 2025-10-02
Total income$2,340,288Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251002093418NAL0000190499001, received 2025-10-02
Net income$1,952,060Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251002093418NAL0000190499001, received 2025-10-02
Employer contributions$405,766Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251002093418NAL0000190499001, received 2025-10-02
Participant contributions$775,540Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251002093418NAL0000190499001, received 2025-10-02
Other contributions (incl. rollovers)$25,909Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251002093418NAL0000190499001, received 2025-10-02
Total contributions$1,207,215Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251002093418NAL0000190499001, received 2025-10-02
Benefit payments$385,864Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251002093418NAL0000190499001, received 2025-10-02
Total expenses (incl. benefit payments)$388,228Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251002093418NAL0000190499001, received 2025-10-02
Total administrative expenses$2,364Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251002093418NAL0000190499001, received 2025-10-02
Contract administrator fees$1,450Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251002093418NAL0000190499001, received 2025-10-02
Recordkeeping fees$914Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251002093418NAL0000190499001, received 2025-10-02
Administrative expenses excluding investment management$2,364derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251002093418NAL0000190499001, received 2025-10-02
Independent auditorPBMARES, LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251002093418NAL0000190499001, received 2025-10-02

Position = column in the DOL layout for form year 2024. Filing 20251002093418NAL0000190499001, received 2025-10-02.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
JOHN HANCOCK LIFE INSURANCE COrecordkeeperRECORDKEEPER 15 Recordkeeping and information management; 28 Investment management; 59 Shareholder servicing fees; 60 Sub-transfer agency fees; 62 Float revenue; 63 Distribution (12b-1) fees; 68 Soft dollars commissions $914yes

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251002093418NAL0000190499001, received 2025-10-02.

What changed since the 2023 plan year

Figure20232024Change
Total assets$8,044,987$9,997,04724.3%
Participants with a balance131128-2.3%
Administrative expenses$4,025$2,364-41.3%
Recordkeeping fees per participantnot reported$7.14
Employer contributions$381,183$405,7666.4%

Prior filing 20241001145430NAL0006966449001, received 2024-10-01; the plan years are contiguous.

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Sponsor name as filed: VP COMPLIANCE HOLDINGS, LLC; SEC registrant: VP Compliance Holdings, LLC (CIK 1790167, matched by EIN).