Employers › Western Union
Recordkeeping fees per participant · The Western Union Company Incentive Savings Plan · plan year 2024
$55.46
Higher than 58% of the 1,697 plans $250M to 1B that report it.
= $152,126 / 2,743
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251027115801NAL0005619409001, received 2025-10-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251027115801NAL0005619409001, received 2025-10-27
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-27.
Administrative expenses excluding investment management, per participant
$98.14
Higher than 75% of the 2,324 plans $250M to 1B that report it.
= $269,203 / 2,743
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251027115801NAL0005619409001, received 2025-10-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251027115801NAL0005619409001, received 2025-10-27
Administrative expenses per participant
$147.36
Higher than 80% of the 2,405 plans $250M to 1B that report it.
= $404,203 / 2,743
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251027115801NAL0005619409001, received 2025-10-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251027115801NAL0005619409001, received 2025-10-27
Administrative expenses as a share of assets
0.090%
Higher than 61% of the 2,407 plans $250M to 1B that report it.
= $404,203 / $446,908,759
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251027115801NAL0005619409001, received 2025-10-27
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251027115801NAL0005619409001, received 2025-10-27
Employer contributions per participant
$303
Higher than 2% of the 2,457 plans $250M to 1B that report it.
= $830,150 / 2,743
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251027115801NAL0005619409001, received 2025-10-27
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251027115801NAL0005619409001, received 2025-10-27
Employer share of total contributions
3.6%
Higher than 1% of the 2,459 plans $250M to 1B that report it.
= $830,150 / $22,856,854
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251027115801NAL0005619409001, received 2025-10-27
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251027115801NAL0005619409001, received 2025-10-27
Plan terms are described in The Western Union Company's SEC filings: Form 10-K filed 2026-02-20. No term could be quoted from them with the required precision.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251027115801NAL0005619409001, received 2025-10-27
| Field | Value | Source |
|---|---|---|
| Plan sponsor | THE WESTERN UNION COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Plan name | THE WESTERN UNION COMPANY INCENTIVE SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Sponsor EIN / plan number | 20-4531180 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Sponsor location | DENVER, CO | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Industry (business code) | 541519, Professional, scientific, and technical services | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Filing received | 2025-10-27 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Amended filing | yes | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Participants, beginning of year | 2,768 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Active participants | 1,368 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Participants, end of year | 2,768 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Participants with an account balance | 2,743 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total assets, beginning of year | $427,752,966 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total assets, end of year | $446,908,759 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Net assets, end of year | $446,862,921 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total income | $81,774,337 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Net income | $21,147,773 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Employer contributions | $830,150 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Participant contributions | $18,574,973 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Other contributions (incl. rollovers) | $3,451,731 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total contributions | $22,856,854 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Benefit payments | $60,203,951 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total expenses (incl. benefit payments) | $60,626,564 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Total administrative expenses | $404,203 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Contract administrator fees | $100,277 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Recordkeeping fees | $152,126 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| IQPA audit fees | $16,800 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Investment advisory and management fees | $135,000 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Administrative expenses excluding investment management | $269,203 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Held in common/collective trusts | $207,495,202 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Held in mutual funds | $210,347,351 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251027115801NAL0005619409001, received 2025-10-27 |
| Independent auditor | BAKER TILLY US,LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251027115801NAL0005619409001, received 2025-10-27 |
Position = column in the DOL layout for form year 2024. Filing 20251027115801NAL0005619409001, received 2025-10-27.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INCrecordkeeper | NONE | 15 Recordkeeping and information management; 50 Direct payment from the plan; 64 Recordkeeping fees | $143,501 | no |
| INNOVEST PORTFOLIO SOLUTIONS L | NONE | 28 Investment management; 50 Direct payment from the plan | $75,000 | no |
| VANTAGE CONSULTING | NONE | 28 Investment management; 50 Direct payment from the plan | $60,000 | no |
| FISHER INVESTMENTS | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $33,861 | no |
| NORTHERN TRUST COMPANY | NONE | 28 Investment management; 50 Direct payment from the plan | $31,306 | no |
| MOSS ADAMS LLP | NONE | 10 Accounting (including auditing); 50 Direct payment from the plan | $16,800 | no |
| FINANCIAL ENGINES ADVISORS LLC | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $12,881 | no |
| LIFEPRO ASSET MANAGEMENT LLC | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $10,269 | no |
| FLEXIBLE PLAN INVESTMENTS LTD | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $9,243 | no |
| CHARLES SCHWAB & CO., INC. | NONE | 33 Securities brokerage; 50 Direct payment from the plan; 62 Float revenue; 71 Securities brokerage commissions and fees; 59 Shareholder servicing fees | $1,751 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251027115801NAL0005619409001, received 2025-10-27.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $427,752,966 | $446,908,759 | 4.5% |
| Participants with a balance | 2,754 | 2,743 | -0.4% |
| Administrative expenses | $399,838 | $404,203 | 1.1% |
| Recordkeeping fees per participant | $56.07 | $55.46 | -1.1% |
| Employer contributions | $4,928 | $830,150 | 16745.6% |
Prior filing 20240910114203NAL0002957091001, received 2024-09-10; the plan years are contiguous.
Sponsor name as filed: THE WESTERN UNION COMPANY; SEC registrant: Western Union CO (CIK 1365135, matched by EIN; display name from the Form 10-K cover).