Employers › World Acceptance
Recordkeeping fees per participant · World Acceptance Corporation Retirement Savings Plan · plan year 2024
$84.19
Higher than 62% of the 5,847 plans $50 to 250M that report it.
= $114,915 / 1,365
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250623141723NAL0006467169001, received 2025-06-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250623141723NAL0006467169001, received 2025-06-23
Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-06-23.
Administrative expenses excluding investment management, per participant
$84.41
Higher than 44% of the 8,758 plans $50 to 250M that report it.
= $115,215 / 1,365
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250623141723NAL0006467169001, received 2025-06-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250623141723NAL0006467169001, received 2025-06-23
Administrative expenses per participant
$119.52
Higher than 44% of the 9,042 plans $50 to 250M that report it.
= $163,144 / 1,365
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250623141723NAL0006467169001, received 2025-06-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250623141723NAL0006467169001, received 2025-06-23
Administrative expenses as a share of assets
0.224%
Higher than 75% of the 9,049 plans $50 to 250M that report it.
= $163,144 / $72,765,065
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250623141723NAL0006467169001, received 2025-06-23
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250623141723NAL0006467169001, received 2025-06-23
Employer contributions per participant
$1,126
Higher than 13% of the 9,105 plans $50 to 250M that report it.
= $1,537,438 / 1,365
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250623141723NAL0006467169001, received 2025-06-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250623141723NAL0006467169001, received 2025-06-23
Employer share of total contributions
25.6%
Higher than 37% of the 9,112 plans $50 to 250M that report it.
= $1,537,438 / $5,999,799
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250623141723NAL0006467169001, received 2025-06-23
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250623141723NAL0006467169001, received 2025-06-23
Employer match
“For 2025, the Employer matched 50% of each employee's contributions up to the first 6% of the employee's eligible compensation, providing a maximum Employer contribution of 3% of eligible compensation.”
Form 11-K filed 2026-06-22, for the year ended 2025-12-31 · plan description note, contributions · source document
Eligibility
“Eligibility requirements include a) being at least 21 years of age and b) having completed at least six months of service.”
Form 11-K filed 2026-06-22, for the year ended 2025-12-31 · plan description note, general (fallback) · source document
Vesting
“Vesting of Employer contributions is based on years of continuous service.”
Form 11-K filed 2026-06-22, for the year ended 2025-12-31 · plan description note, vesting · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250623141723NAL0006467169001, received 2025-06-23
| Field | Value | Source |
|---|---|---|
| Plan sponsor | WORLD ACCEPTANCE CORPORATION | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Plan name | WORLD ACCEPTANCE CORPORATION RETIREMENT SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Sponsor EIN / plan number | 57-0425114 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Sponsor location | GREENVILLE, SC | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Industry (business code) | 522291, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Filing received | 2025-06-23 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Participants, beginning of year | 2,749 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Active participants | 3,179 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Participants, end of year | 3,404 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Participants with an account balance | 1,365 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total assets, beginning of year | $70,237,558 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total assets, end of year | $72,765,065 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Net assets, end of year | $72,765,065 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total income | $13,869,004 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Net income | $2,527,507 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Employer contributions | $1,537,438 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Participant contributions | $4,309,035 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Other contributions (incl. rollovers) | $153,326 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total contributions | $5,999,799 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Benefit payments | $10,964,727 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total expenses (incl. benefit payments) | $11,341,497 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Total administrative expenses | $163,144 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Contract administrator fees | $300 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Recordkeeping fees | $114,915 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Investment advisory and management fees | $47,929 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Administrative expenses excluding investment management | $115,215 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Held in common/collective trusts | $5,523,661 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Held in mutual funds | $62,258,625 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250623141723NAL0006467169001, received 2025-06-23 |
| Independent auditor | FORVIS MAZARS, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250623141723NAL0006467169001, received 2025-06-23 |
Position = column in the DOL layout for form year 2024. Filing 20250623141723NAL0006467169001, received 2025-06-23.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $115,208 | yes |
| MERCER | INVESTMENT ADVISOR | 27 Investment advisory (plan) | $47,929 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250623141723NAL0006467169001, received 2025-06-23.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $70,237,558 | $72,765,065 | 3.6% |
| Participants with a balance | 1,483 | 1,365 | -8.0% |
| Administrative expenses | $146,009 | $163,144 | 11.7% |
| Recordkeeping fees per participant | $66.72 | $84.19 | 26.2% |
| Employer contributions | $1,538,539 | $1,537,438 | -0.1% |
Prior filing 20240620134027NAL0001973792001, received 2024-06-20; the plan years are contiguous.
Sponsor name as filed: WORLD ACCEPTANCE CORPORATION; SEC registrant: WORLD ACCEPTANCE CORP (CIK 108385, matched by EIN; display name from the Form 10-K cover).