Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › XY Planning Network
XY Planning Network 401(k)
- Finance and insurance
- Bozeman, MT
- EIN 85-4378005
- 1 plan with Schedule H financials
- Plan year 2024
- XY Planning Network, Inc.
Administrative expenses excluding investment management, per participant · XY Planning Network Team Member Ownership Plan · plan year 2024
$4.22
Higher than 2% of the 14,713 plans $1 to 10M that report it.
Source
= $490 / 116
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250730112605NAL0002297139001, received 2025-07-30
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250730112605NAL0002297139001, received 2025-07-30
Percentiles compare this plan with the Schedule H plans $1 to 10M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-30.
Cost and contributions
Administrative expenses per participant
$4.22
Higher than 1% of the 15,210 plans $1 to 10M that report it.
Source
= $490 / 116
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250730112605NAL0002297139001, received 2025-07-30
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250730112605NAL0002297139001, received 2025-07-30
Administrative expenses as a share of assets
0.025%
Higher than 3% of the 15,243 plans $1 to 10M that report it.
Source
= $490 / $1,986,607
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250730112605NAL0002297139001, received 2025-07-30
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250730112605NAL0002297139001, received 2025-07-30
Employer contributions per participant
$2,764
Higher than 89% of the 13,342 plans $1 to 10M that report it.
Source
= $320,606 / 116
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250730112605NAL0002297139001, received 2025-07-30
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250730112605NAL0002297139001, received 2025-07-30
Employer share of total contributions
100.0%
Higher than 100% of the 13,370 plans $1 to 10M that report it.
Source
= $320,606 / $320,606
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250730112605NAL0002297139001, received 2025-07-30
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250730112605NAL0002297139001, received 2025-07-30
Plan terms, as stated in XY Planning Network, Inc.'s SEC filings
Plan terms are not published in public filings.
Plan features
2O ESOP-related feature · 2J 401(k) feature · 2K 401(m) arrangement · 2H partially participant-directed · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250730112605NAL0002297139001, received 2025-07-30
Full record, XY Planning Network Team Member Ownership Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | XY PLANNING NETWORK, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Plan name | XY PLANNING NETWORK TEAM MEMBER OWNERSHIP PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Sponsor EIN / plan number | 85-4378005 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Sponsor location | BOZEMAN, MT | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Industry (business code) | 523900, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Filing received | 2025-07-30 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Participants, beginning of year | 132 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Active participants | 86 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Participants, end of year | 116 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Participants with an account balance | 116 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total assets, beginning of year | $1,547,171 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total assets, end of year | $1,986,607 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Net assets, end of year | $1,986,607 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total income | $501,571 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Net income | $439,436 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Employer contributions | $320,606 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total contributions | $320,606 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Benefit payments | $61,645 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total expenses (incl. benefit payments) | $62,135 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Total administrative expenses | $490 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Administrative expenses excluding investment management | $490 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250730112605NAL0002297139001, received 2025-07-30 |
| Independent auditor | KCOE ISOM LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250730112605NAL0002297139001, received 2025-07-30 |
Position = column in the DOL layout for form year 2024. Filing 20250730112605NAL0002297139001, received 2025-07-30.
Service providers paid directly by the plan
No Schedule C line 2 providers are listed on this filing.
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250730112605NAL0002297139001, received 2025-07-30.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $1,547,171 | $1,986,607 | 28.4% |
| Participants with a balance | 99 | 116 | 17.2% |
| Administrative expenses | $0 | $490 | |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $65,000 | $320,606 | 393.2% |
Prior filing 20241009200059NAL0033849184001, received 2024-10-09; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: XY PLANNING NETWORK, INC.; SEC registrant: XY Planning Network, Inc. (CIK 1873438, matched by EIN).