Employers › Zions Bancorporation National Association
Recordkeeping fees per participant · Zions Bancorporation, N.A. Payshelter 401(k) and Employee Stock Ownership Plan · plan year 2024
$40.20
Higher than 65% of the 790 plans over $1B that report it.
= $522,029 / 12,987
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251003165214NAL0003875602001, received 2025-10-03
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251003165214NAL0003875602001, received 2025-10-03
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-03.
Administrative expenses excluding investment management, per participant
$40.77
Higher than 43% of the 1,045 plans over $1B that report it.
= $529,529 / 12,987
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251003165214NAL0003875602001, received 2025-10-03
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251003165214NAL0003875602001, received 2025-10-03
Administrative expenses per participant
$63.87
Higher than 45% of the 1,076 plans over $1B that report it.
= $829,495 / 12,987
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251003165214NAL0003875602001, received 2025-10-03
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251003165214NAL0003875602001, received 2025-10-03
Administrative expenses as a share of assets
0.044%
Higher than 48% of the 1,076 plans over $1B that report it.
= $829,495 / $1,885,575,832
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251003165214NAL0003875602001, received 2025-10-03
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251003165214NAL0003875602001, received 2025-10-03
Employer contributions per participant
$3,953
Higher than 54% of the 1,135 plans over $1B that report it.
= $51,336,852 / 12,987
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251003165214NAL0003875602001, received 2025-10-03
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251003165214NAL0003875602001, received 2025-10-03
Employer share of total contributions
37.5%
Higher than 66% of the 1,135 plans over $1B that report it.
= $51,336,852 / $137,050,870
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251003165214NAL0003875602001, received 2025-10-03
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251003165214NAL0003875602001, received 2025-10-03
Plan terms are not published in public filings.
3I · 2E profit-sharing · 2F ERISA 404(c) plan · 2H partially participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251003165214NAL0003875602001, received 2025-10-03
| Field | Value | Source |
|---|---|---|
| Plan sponsor | ZIONS BANCORPORATION, NATIONAL ASSOCIATION | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Plan name | ZIONS BANCORPORATION, N.A. PAYSHELTER 401K AND EMPLOYEE STOCK OWNERSHIP PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Sponsor EIN / plan number | 87-0189025 / 006 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Sponsor location | SALT LAKE CITY, UT | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Industry (business code) | 522110, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Filing received | 2025-10-03 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Participants, beginning of year | 14,506 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Active participants | 10,518 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Participants, end of year | 14,957 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Participants with an account balance | 12,987 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total assets, beginning of year | $1,662,904,822 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total assets, end of year | $1,885,575,832 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Net assets, end of year | $1,885,575,832 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total income | $421,351,451 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Net income | $222,671,010 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Employer contributions | $51,336,852 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Participant contributions | $76,716,572 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Other contributions (incl. rollovers) | $8,997,446 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total contributions | $137,050,870 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Benefit payments | $197,797,921 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total expenses (incl. benefit payments) | $198,680,441 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Total administrative expenses | $829,495 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Contract administrator fees | $7,500 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Recordkeeping fees | $522,029 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Investment advisory and management fees | $299,966 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Administrative expenses excluding investment management | $529,529 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Held in common/collective trusts | $881,580,217 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Held in mutual funds | $602,630,940 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251003165214NAL0003875602001, received 2025-10-03 |
| Independent auditor | ERNST & YOUNG LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251003165214NAL0003875602001, received 2025-10-03 |
Position = column in the DOL layout for form year 2024. Filing 20251003165214NAL0003875602001, received 2025-10-03.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $528,222 | yes |
| STRATEGIC ADVISORS, INC. | ADVISOR | 27 Investment advisory (plan) | $299,966 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251003165214NAL0003875602001, received 2025-10-03.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $1,662,904,822 | $1,885,575,832 | 13.4% |
| Participants with a balance | 13,121 | 12,987 | -1.0% |
| Administrative expenses | $858,436 | $829,495 | -3.4% |
| Recordkeeping fees per participant | $43.97 | $40.20 | -8.6% |
| Employer contributions | $61,166,312 | $51,336,852 | -16.1% |
Prior filing 20240927115019NAL0002233761001, received 2024-09-27; the plan years are contiguous.
Sponsor name as filed: ZIONS BANCORPORATION, NATIONAL ASSOCIATION; SEC registrant: ZIONS BANCORPORATION, N.A./TA (CIK 839196, matched by EIN).