401k Record

Employers › Bunge North America › plan 334

Bunge Retirement Savings Plan

Recordkeeping fees per participant · Bunge Retirement Savings Plan · plan year 2024

$25.47

Higher than 22% of the 1,697 plans $250M to 1B that report it.

Source

= $86,938 / 3,414
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251104151930NAL0012574096001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104151930NAL0012574096001, received 2025-11-04

10th: $11.56median $49.9890th: $89.63

Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-11-04.

Cost and contributions

Administrative expenses excluding investment management, per participant

$25.47

10th: $18.52median $67.2190th: $147.71

Higher than 14% of the 2,324 plans $250M to 1B that report it.

Source

= $86,938 / 3,414
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251104151930NAL0012574096001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104151930NAL0012574096001, received 2025-11-04

Administrative expenses per participant

$25.47

10th: $27.95median $88.2590th: $203.68

Higher than 9% of the 2,405 plans $250M to 1B that report it.

Source

= $86,938 / 3,414
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104151930NAL0012574096001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104151930NAL0012574096001, received 2025-11-04

Administrative expenses as a share of assets

0.016%

10th: 0.018%median 0.073%90th: 0.183%

Higher than 9% of the 2,407 plans $250M to 1B that report it.

Source

= $86,938 / $534,635,277
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104151930NAL0012574096001, received 2025-11-04
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251104151930NAL0012574096001, received 2025-11-04

Employer contributions per participant

$7,974

10th: $1,169median $3,07390th: $8,346

Higher than 89% of the 2,457 plans $250M to 1B that report it.

Source

= $27,221,699 / 3,414
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104151930NAL0012574096001, received 2025-11-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104151930NAL0012574096001, received 2025-11-04

Employer share of total contributions

49.5%

10th: 17.5%median 31.1%90th: 48.7%

Higher than 90% of the 2,459 plans $250M to 1B that report it.

Source

= $27,221,699 / $55,038,581
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104151930NAL0012574096001, received 2025-11-04
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251104151930NAL0012574096001, received 2025-11-04

98.6% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $12,003 ($28.98 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan features

2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2T default investment (QDIA) · 3D IRS pre-approved plan · 2U · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251104151930NAL0012574096001, received 2025-11-04

Full record, Bunge Retirement Savings Plan

FieldValueSource
Plan sponsorBUNGE NORTH AMERICA, INCForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251104151930NAL0012574096001, received 2025-11-04
Plan nameBUNGE RETIREMENT SAVINGS PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20251104151930NAL0012574096001, received 2025-11-04
Sponsor EIN / plan number13-4977260 / 334Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251104151930NAL0012574096001, received 2025-11-04
Plan typemultiple-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251104151930NAL0012574096001, received 2025-11-04
Sponsor locationCHESTERFIELD, MOForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251104151930NAL0012574096001, received 2025-11-04
Industry (business code)311200, ManufacturingForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20251104151930NAL0012574096001, received 2025-11-04
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251104151930NAL0012574096001, received 2025-11-04
Filing received2025-11-04Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251104151930NAL0012574096001, received 2025-11-04
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251104151930NAL0012574096001, received 2025-11-04
Amended filingyesForm 5500, Part I line B; AMENDED_IND pos 7; filing 20251104151930NAL0012574096001, received 2025-11-04
Participants, beginning of year3,438Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251104151930NAL0012574096001, received 2025-11-04
Active participants2,696Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251104151930NAL0012574096001, received 2025-11-04
Participants, end of year3,457Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251104151930NAL0012574096001, received 2025-11-04
Participants with an account balance3,414Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251104151930NAL0012574096001, received 2025-11-04
Total assets, beginning of year$457,250,172Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251104151930NAL0012574096001, received 2025-11-04
Total assets, end of year$534,635,277Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251104151930NAL0012574096001, received 2025-11-04
Net assets, end of year$534,635,277Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251104151930NAL0012574096001, received 2025-11-04
Total income$117,812,964Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251104151930NAL0012574096001, received 2025-11-04
Net income$77,385,105Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251104151930NAL0012574096001, received 2025-11-04
Employer contributions$27,221,699Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251104151930NAL0012574096001, received 2025-11-04
Participant contributions$22,750,583Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251104151930NAL0012574096001, received 2025-11-04
Other contributions (incl. rollovers)$5,066,299Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251104151930NAL0012574096001, received 2025-11-04
Total contributions$55,038,581Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251104151930NAL0012574096001, received 2025-11-04
Benefit payments$40,260,277Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251104151930NAL0012574096001, received 2025-11-04
Total expenses (incl. benefit payments)$40,427,859Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251104151930NAL0012574096001, received 2025-11-04
Total administrative expenses$86,938Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251104151930NAL0012574096001, received 2025-11-04
Contract administrator fees$0Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20251104151930NAL0012574096001, received 2025-11-04
Recordkeeping fees$86,938Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251104151930NAL0012574096001, received 2025-11-04
IQPA audit fees$0Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20251104151930NAL0012574096001, received 2025-11-04
Investment advisory and management fees$0Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251104151930NAL0012574096001, received 2025-11-04
Administrative expenses excluding investment management$86,938derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251104151930NAL0012574096001, received 2025-11-04
Held in master trusts$527,246,842Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251104151930NAL0012574096001, received 2025-11-04
Held in common/collective trusts$0Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251104151930NAL0012574096001, received 2025-11-04
Held in mutual funds$0Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251104151930NAL0012574096001, received 2025-11-04
Independent auditorARMANINO LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251104151930NAL0012574096001, received 2025-11-04

Position = column in the DOL layout for form year 2024. Filing 20251104151930NAL0012574096001, received 2025-11-04.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeperRECORDKEEPER 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees $86,938no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251104151930NAL0012574096001, received 2025-11-04.

Master trust

THE BUNGE DEFINED CONTRIB MASTER TR (EIN 134977260, PN 400): plan interest $527,246,842, 93.6% of the trust. The trust's own filing (20250925134651NAL0008582401001, received 2025-09-25) reports net assets $563,096,785, administrative expenses $12,819, recordkeeping fees $0, investment management fees $0 and 1 Schedule C providers.

Provider (trust level)Service codesPaid by the trustAllocated to this plan
FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper60$0$0

Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.

What changed since the 2023 plan year

Figure20232024Change
Total assets$457,250,172$534,635,27716.9%
Participants with a balance3,3303,4142.5%
Administrative expenses$98,605$86,938-11.8%
Recordkeeping fees per participant$29.61$25.47-14.0%
Employer contributions$24,319,916$27,221,69911.9%

Prior filing 20240918140411NAL0004425665001, received 2024-09-18; the plan years are contiguous.

Alerts, claims and corrections

Alert me when this filing changes

One email when a new Form 5500 for Bunge Retirement Savings Plan appears in the Department of Labor data. Confirmation link first; unsubscribe link in every email.

Claim this plan

For the sponsor or its plan administrator: request to verify or annotate this page. A work email address at the sponsor speeds up verification.

Report a correction

Every figure is reproduced from the filing with its source. Tell us which figure and what the filing says instead.