Employers › Caterpillar › plan 035
Recordkeeping fees per participant · Caterpillar 401(k) Savings Plan · plan year 2024
$24.29
Higher than 32% of the 790 plans over $1B that report it.
= $1,436,587 / 59,142
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250729123537NAL0001603043001, received 2025-07-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-29.
Administrative expenses excluding investment management, per participant
$55.50
Higher than 66% of the 1,045 plans over $1B that report it.
= $3,282,584 / 59,142
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250729123537NAL0001603043001, received 2025-07-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Administrative expenses per participant
$138.74
Higher than 85% of the 1,076 plans over $1B that report it.
= $8,205,536 / 59,142
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250729123537NAL0001603043001, received 2025-07-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Administrative expenses as a share of assets
0.044%
Higher than 47% of the 1,076 plans over $1B that report it.
= $8,205,536 / $18,812,004,780
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250729123537NAL0001603043001, received 2025-07-29
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250729123537NAL0001603043001, received 2025-07-29
Employer contributions per participant
$8,235
Higher than 88% of the 1,135 plans over $1B that report it.
= $487,040,710 / 59,142
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250729123537NAL0001603043001, received 2025-07-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29
Employer share of total contributions
49.7%
Higher than 93% of the 1,135 plans over $1B that report it.
= $487,040,710 / $979,778,904
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250729123537NAL0001603043001, received 2025-07-29
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250729123537NAL0001603043001, received 2025-07-29
91.2% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $15,507,842 ($400.96 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2A age/service-weighted · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3F · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250729123537NAL0001603043001, received 2025-07-29
| Field | Value | Source |
|---|---|---|
| Plan sponsor | CATERPILLAR INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Plan name | CATERPILLAR 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Sponsor EIN / plan number | 37-0602744 / 035 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Sponsor location | IRVING, TX | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Industry (business code) | 333100, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Filing received | 2025-07-29 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Participants, beginning of year | 60,290 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Active participants | 44,489 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Participants, end of year | 60,357 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Participants with an account balance | 59,142 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total assets, beginning of year | $16,496,476,432 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total assets, end of year | $18,812,004,780 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Net assets, end of year | $18,798,104,214 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total income | $3,443,510,022 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Net income | $2,321,583,157 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Employer contributions | $487,040,710 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Participant contributions | $455,666,443 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Other contributions (incl. rollovers) | $37,071,751 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total contributions | $979,778,904 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Benefit payments | $1,113,600,341 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total expenses (incl. benefit payments) | $1,121,926,865 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Total administrative expenses | $8,205,536 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Contract administrator fees | $753,057 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Recordkeeping fees | $1,436,587 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| IQPA audit fees | $138,509 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Investment advisory and management fees | $4,922,952 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Administrative expenses excluding investment management | $3,282,584 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Held in master trusts | $17,147,308,484 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250729123537NAL0001603043001, received 2025-07-29 |
| Independent auditor | PRICEWATERHOUSECOOPERS LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250729123537NAL0001603043001, received 2025-07-29 |
Position = column in the DOL layout for form year 2024. Filing 20250729123537NAL0001603043001, received 2025-07-29.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| ALIGHT FINANCIAL ADVISORS, LLC | NONE | 26 Investment advisory (participants); 50 Direct payment from the plan | $4,763,101 | no |
| ALIGHT SOLUTIONS LLCrecordkeeper | NONE | 15 Recordkeeping and information management; 50 Direct payment from the plan | $1,436,587 | yes |
| STRATEGIC BENEFIT ADVISORS | NONE | 13 Contract administrator; 16 Consulting (general); 50 Direct payment from the plan | $753,057 | no |
| NORTHERN TRUST COMPANY | TRUSTEE | 21 Trustee (bank, trust company or similar); 50 Direct payment from the plan | $478,795 | no |
| CATERPILLAR INC | NONE | 30 Employee (plan); 50 Direct payment from the plan | $407,731 | no |
| RUSSELL INVESTMENTS | NONE | 34 Valuation (appraisals etc.); 49 Other services; 50 Direct payment from the plan; 51 Investment management fees paid directly by plan | $159,851 | no |
| PRICEWATERHOUSECOOPERS LLP | NONE | 10 Accounting (including auditing); 50 Direct payment from the plan | $138,509 | no |
| CEM BENCHMARKING INC | NONE | 34 Valuation (appraisals etc.); 50 Direct payment from the plan | $31,827 | no |
| MERCER | NONE | 49 Other services; 50 Direct payment from the plan | $28,571 | no |
| AON CONSULTING | NONE | 16 Consulting (general); 50 Direct payment from the plan | $7,334 | no |
| PERSHING LLC | NONE | 59 Shareholder servicing fees; 61 Finders fees / placement fees; 71 Securities brokerage commissions and fees; 99 Other fees | $0 | yes |
| ALIGHT FINANCIAL SOLUTIONS, LLC | NONE | 33 Securities brokerage; 61 Finders fees / placement fees; 63 Distribution (12b-1) fees | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250729123537NAL0001603043001, received 2025-07-29.
CATERPILLAR INC INVESTMENT TRUST (EIN 320229540, PN 032): plan interest $17,147,308,484, 93.7% of the trust. The trust's own filing (20250729122841NAL0001315315001, received 2025-07-29) reports net assets $18,300,683,929, administrative expenses $16,550,942, recordkeeping fees not reported, investment management fees $13,229,664 and 20 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| JP MORGAN INVESTMENT MANAGEMENT INC | 27 28 50 51 | $2,660,400 | $2,492,732 |
| NORTHERN TRUST COMPANY | 21 49 50 52 59 62 68 | $2,639,932 | $2,473,554 |
| ARROWSTREET CAPITAL LP | 28 50 51 | $1,220,681 | $1,143,749 |
| PZENA INVESTMENT MANAGEMENT | 28 50 51 | $1,105,062 | $1,035,417 |
| JACOBS LEVY EQUITY MANAGEMENT | 28 50 51 52 | $977,155 | $915,571 |
| NEUBERGER BERMAN LLC | 27 28 50 51 68 | $869,491 | $814,693 |
| WESTERN ASSET MANAGEMENT COMPANY | 28 50 51 | $815,885 | $764,465 |
| MAN NUMERIC INVESTORS | 28 50 51 68 | $736,151 | $689,756 |
| DODGE AND COX | 28 50 51 52 68 | $699,262 | $655,192 |
| JACKSON SQUARE PARTNERS LLC | 28 50 51 68 | $607,238 | $568,968 |
| WILLIAM BLAIR & CO. | 28 50 51 68 | $570,739 | $534,769 |
| MAR VISTA INVESTMENT PARTNERS | 28 50 51 68 | $465,082 | $435,771 |
| STATE STREET GLOBAL ADVISORS TRUST | 28 49 50 51 | $450,000 | $421,639 |
| CEREDEX VALUE ADVISORS | 28 50 51 68 | $406,566 | $380,943 |
| BRANDYWINE GLOBAL INV MANAGEMENT | 28 50 51 68 | $319,372 | $299,244 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $16,496,476,432 | $18,812,004,780 | 14.0% |
| Participants with a balance | 58,566 | 59,142 | 1.0% |
| Administrative expenses | $7,438,384 | $8,205,536 | 10.3% |
| Recordkeeping fees per participant | $21.13 | $24.29 | 15.0% |
| Employer contributions | $442,923,590 | $487,040,710 | 10.0% |
Prior filing 20240730193138NAL0013792691001, received 2024-07-30; the plan years are contiguous.