401k Record

Employers › AT&T

AT&T 401(k)

Recordkeeping fees per participant · largest plan, AT&T Retirement Savings Plan · plan year 2024

$10.58

Higher than 14% of the 790 plans over $1B that report it.

Source

= $1,995,000 / 188,628
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-08.

Largest plan, all six figures: AT&T Retirement Savings Plan

Recordkeeping fees per participantheadline

$10.58

10th: $6.72median $34.2890th: $56.58

Higher than 14% of the 790 plans over $1B that report it.

Source

= $1,995,000 / 188,628
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08

Administrative expenses excluding investment management, per participant

$10.58

10th: $9.43median $44.4790th: $97.55

Higher than 11% of the 1,045 plans over $1B that report it.

Source

= $1,995,000 / 188,628
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08

Administrative expenses per participant

$89.59

10th: $24.33median $70.0390th: $174.36

Higher than 65% of the 1,076 plans over $1B that report it.

Source

= $16,900,000 / 188,628
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08

Administrative expenses as a share of assets

0.039%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 42% of the 1,076 plans over $1B that report it.

Source

= $16,900,000 / $43,121,795,000
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008164602NAL0010190992001, received 2025-10-08
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008164602NAL0010190992001, received 2025-10-08

Employer contributions per participant

$2,782

10th: $1,442median $3,74490th: $8,760

Higher than 33% of the 1,135 plans over $1B that report it.

Source

= $524,705,000 / 188,628
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08

Employer share of total contributions

31.2%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 42% of the 1,135 plans over $1B that report it.

Source

= $524,705,000 / $1,679,752,000
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008164602NAL0010190992001, received 2025-10-08
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008164602NAL0010190992001, received 2025-10-08

98.7% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $4,808,787 ($115.09 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan terms, as stated in AT&T Inc.'s SEC filings

Plan terms are described in AT&T Inc.'s SEC filings: Form 11-K filed 2026-06-22 and Form 10-K filed 2026-02-09. No term could be quoted from them with the required precision.

Plans sponsored

PlanAssetsParticipants with a balanceHeadlineYear
AT&T Retirement Savings Plan$43,121,795,000188,628 $10.58 recordkeeping fees per participant2024
AT&T Savings and Security Plan$2,265,607,00011,380 $29.79 recordkeeping fees per participant2024

Alerts, claims and corrections

Alert me when this filing changes

One email when a new Form 5500 for AT&T's plans appears in the Department of Labor data. Confirmation link first; unsubscribe link in every email.

Claim this plan

For the sponsor or its plan administrator: request to verify or annotate this page. A work email address at the sponsor speeds up verification.

Report a correction

Every figure is reproduced from the filing with its source. Tell us which figure and what the filing says instead.

Sponsor name as filed: AT&T INC.; SEC registrant: AT&T INC. (CIK 732717, matched by EIN; display name from the Form 11-K cover).