Employers › AT&T › plan 009
Recordkeeping fees per participant · AT&T Retirement Savings Plan · plan year 2024
$10.58
Higher than 14% of the 790 plans over $1B that report it.
= $1,995,000 / 188,628
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-08.
Administrative expenses excluding investment management, per participant
$10.58
Higher than 11% of the 1,045 plans over $1B that report it.
= $1,995,000 / 188,628
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08
Administrative expenses per participant
$89.59
Higher than 65% of the 1,076 plans over $1B that report it.
= $16,900,000 / 188,628
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08
Administrative expenses as a share of assets
0.039%
Higher than 42% of the 1,076 plans over $1B that report it.
= $16,900,000 / $43,121,795,000
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008164602NAL0010190992001, received 2025-10-08
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008164602NAL0010190992001, received 2025-10-08
Employer contributions per participant
$2,782
Higher than 33% of the 1,135 plans over $1B that report it.
= $524,705,000 / 188,628
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008164602NAL0010190992001, received 2025-10-08
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08
Employer share of total contributions
31.2%
Higher than 42% of the 1,135 plans over $1B that report it.
= $524,705,000 / $1,679,752,000
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008164602NAL0010190992001, received 2025-10-08
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008164602NAL0010190992001, received 2025-10-08
98.7% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $4,808,787 ($115.09 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2I · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3F · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251008164602NAL0010190992001, received 2025-10-08
| Field | Value | Source |
|---|---|---|
| Plan sponsor | AT&T INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Plan name | AT&T RETIREMENT SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Sponsor EIN / plan number | 43-1301883 / 009 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Sponsor location | DALLAS, TX | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Industry (business code) | 517000, Information | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Filing received | 2025-10-08 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Participants, beginning of year | 203,226 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Active participants | 102,760 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Participants, end of year | 192,505 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Participants with an account balance | 188,628 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total assets, beginning of year | $40,012,012,000 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total assets, end of year | $43,121,795,000 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Net assets, end of year | $43,115,926,000 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total income | $8,092,952,000 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Net income | $3,117,129,000 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Employer contributions | $524,705,000 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Participant contributions | $1,057,854,000 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Other contributions (incl. rollovers) | $97,193,000 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total contributions | $1,679,752,000 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Benefit payments | $4,958,923,000 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total expenses (incl. benefit payments) | $4,975,823,000 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Total administrative expenses | $16,900,000 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Recordkeeping fees | $1,995,000 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Investment advisory and management fees | $14,905,000 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Administrative expenses excluding investment management | $1,995,000 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Held in master trusts | $42,549,062,000 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251008164602NAL0010190992001, received 2025-10-08 |
| Independent auditor | FORVIS MAZARS, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251008164602NAL0010190992001, received 2025-10-08 |
Position = column in the DOL layout for form year 2024. Filing 20251008164602NAL0010190992001, received 2025-10-08.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FINANCIAL ENGINES, INC. | NONE | 27 Investment advisory (plan); 51 Investment management fees paid directly by plan | $10,373,000 | no |
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | NONE | 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $6,527,000 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251008164602NAL0010190992001, received 2025-10-08.
AT&T SAVINGS PLAN MASTER TRUST (EIN 431301883, PN 022): plan interest $42,549,062,000, 99.8% of the trust. The trust's own filing (20251008165336NAL0014306450001, received 2025-10-08) reports net assets $42,648,278,000, administrative expenses $4,820,000, recordkeeping fees not reported, investment management fees $1,330,000 and 15 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| AT&T INC. | 14 50 56 | $1,535,000 | $1,531,429 |
| THE BANK OF NEW YORK MELLON | 21 50 | $1,086,000 | $1,083,474 |
| BLACKROCK INSTITUTIONAL TRUST CO NA | 21 24 28 50 51 52 | $890,000 | $887,930 |
| NEWPORT TRUST COMPANY | 28 50 | $440,000 | $438,976 |
| ORIENTAL BANK & TRUST | 21 50 | $206,000 | $205,521 |
| AT&T SERVICES, INC. | 16 50 | $154,000 | $153,642 |
| WILLIS TOWERS WATSON US LLC | 28 50 | $131,000 | $130,695 |
| OPTAVISE, LLC | 16 50 | $115,000 | $114,732 |
| FLEISHMAN-HILLARD, INC. | 38 50 | $83,000 | $82,807 |
| PWC US TAX LLP | 16 50 | $81,000 | $80,812 |
| CEM BENCHMARKING | 16 50 | $32,000 | $31,926 |
| NOVA MARKETING SERVICES, INC. | 38 50 | $31,000 | $30,928 |
| EVESTMENT ALLIANCE | 14 50 | $18,000 | $17,958 |
| CIEBA | 16 50 | $9,000 | $8,979 |
| ANDERSEN TAX LLC | 14 50 | $8,000 | $7,981 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $40,012,012,000 | $43,121,795,000 | 7.8% |
| Participants with a balance | 198,498 | 188,628 | -5.0% |
| Administrative expenses | $17,399,000 | $16,900,000 | -2.9% |
| Recordkeeping fees per participant | $14.56 | $10.58 | -27.4% |
| Employer contributions | $531,349,000 | $524,705,000 | -1.3% |
Prior filing 20241009164520NAL0010852323001, received 2024-10-09; the plan years are contiguous.