Employers › Columbia Banking System
Recordkeeping fees per participant · largest plan, Umpqua Bank 401(k) and Profit Sharing Plan · plan year 2024
$61.69
Higher than 67% of the 1,697 plans $250M to 1B that report it.
= $457,581 / 7,418
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-04.
Recordkeeping fees per participantheadline
$61.69
Higher than 67% of the 1,697 plans $250M to 1B that report it.
= $457,581 / 7,418
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Administrative expenses excluding investment management, per participant
$72.08
Higher than 56% of the 2,324 plans $250M to 1B that report it.
= $534,681 / 7,418
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Administrative expenses per participant
$72.08
Higher than 38% of the 2,405 plans $250M to 1B that report it.
= $534,681 / 7,418
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Administrative expenses as a share of assets
0.070%
Higher than 48% of the 2,407 plans $250M to 1B that report it.
= $534,681 / $761,327,996
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250804202216NAL0001270497001, received 2025-08-04
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250804202216NAL0001270497001, received 2025-08-04
Employer contributions per participant
$1,672
Higher than 19% of the 2,457 plans $250M to 1B that report it.
= $12,404,755 / 7,418
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Employer share of total contributions
22.6%
Higher than 23% of the 2,459 plans $250M to 1B that report it.
= $12,404,755 / $54,956,883
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250804202216NAL0001270497001, received 2025-08-04
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250804202216NAL0001270497001, received 2025-08-04
Employer match
“The Company matched 50% of employee contributions, up to 8% of eligible compensation deferred to the Plan for the year ended December 31, 2025.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, contributions · source document
Eligibility
“All employees, except those employees who are (1) residing in Puerto Rico, (2) covered by a collective bargaining agreement, unless the collective bargaining agreement specifically provides for participation in the Plan, (3) a nonresident alien with no income from a U.S. source, or (4) not common-law employees, such as leased employees and individuals designated as independent contractors, are eligible to participate in the 401(k) portion of the Plan upon reaching age 18.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, eligibility · source document
Vesting
“Vesting in Company contributions is based on years of service pursuant to the following vesting schedule.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, vesting · source document
Automatic enrollment
“Once the eligibility criteria have been met, employees are automatically enrolled into the Plan at a deferral rate of 6% of their eligible compensation, unless they choose to opt-out.”
Form 11-K filed 2026-06-25, for the year ended 2025-12-31 · plan description note, eligibility · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
| Plan | Assets | Participants with a balance | Headline | Year |
|---|---|---|---|---|
| Umpqua Bank 401(k) and Profit Sharing Plan | $761,327,996 | 7,418 | $61.69 recordkeeping fees per participant | 2024 |
| Columbia Bank Cash OR Deferred Profit Sharing 401(k) Plan and Trustfinal filing | $0 | 0 | 2023 |
Sponsor name as filed: COLUMBIA BANKING SYSTEM, INC.; SEC registrant: COLUMBIA BANKING SYSTEM, INC. (CIK 887343, matched by EIN; display name from the Form 11-K cover).