Employers › Columbia Banking System › plan 001
Recordkeeping fees per participant · Umpqua Bank 401(k) and Profit Sharing Plan · plan year 2024
$61.69
Higher than 67% of the 1,697 plans $250M to 1B that report it.
= $457,581 / 7,418
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-04.
Administrative expenses excluding investment management, per participant
$72.08
Higher than 56% of the 2,324 plans $250M to 1B that report it.
= $534,681 / 7,418
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Administrative expenses per participant
$72.08
Higher than 38% of the 2,405 plans $250M to 1B that report it.
= $534,681 / 7,418
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Administrative expenses as a share of assets
0.070%
Higher than 48% of the 2,407 plans $250M to 1B that report it.
= $534,681 / $761,327,996
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250804202216NAL0001270497001, received 2025-08-04
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250804202216NAL0001270497001, received 2025-08-04
Employer contributions per participant
$1,672
Higher than 19% of the 2,457 plans $250M to 1B that report it.
= $12,404,755 / 7,418
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250804202216NAL0001270497001, received 2025-08-04
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04
Employer share of total contributions
22.6%
Higher than 23% of the 2,459 plans $250M to 1B that report it.
= $12,404,755 / $54,956,883
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250804202216NAL0001270497001, received 2025-08-04
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250804202216NAL0001270497001, received 2025-08-04
2F ERISA 404(c) plan · 2G fully participant-directed · 2E profit-sharing · 2J 401(k) feature · 2K 401(m) arrangement · 2T default investment (QDIA) · 3D IRS pre-approved plan · 2R participant brokerage window · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250804202216NAL0001270497001, received 2025-08-04
| Field | Value | Source |
|---|---|---|
| Plan sponsor | COLUMBIA BANKING SYSTEM, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Plan name | UMPQUA BANK 401(K) AND PROFIT SHARING PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Sponsor EIN / plan number | 91-1422237 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Sponsor location | TACOMA, WA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Industry (business code) | 522120, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Filing received | 2025-08-04 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Participants, beginning of year | 7,858 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Active participants | 4,695 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Participants, end of year | 7,528 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Participants with an account balance | 7,418 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total assets, beginning of year | $695,335,758 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total assets, end of year | $761,327,996 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Net assets, end of year | $761,327,996 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total income | $152,127,139 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Net income | $65,992,238 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Employer contributions | $12,404,755 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Participant contributions | $37,083,808 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Other contributions (incl. rollovers) | $5,468,320 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total contributions | $54,956,883 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Benefit payments | $85,462,012 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total expenses (incl. benefit payments) | $86,134,901 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Total administrative expenses | $534,681 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Contract administrator fees | $2,100 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Recordkeeping fees | $457,581 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Investment advisory and management fees | $0 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Administrative expenses excluding investment management | $534,681 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Held in master trusts | $0 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Held in common/collective trusts | $385,416,706 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Held in mutual funds | $346,114,184 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250804202216NAL0001270497001, received 2025-08-04 |
| Independent auditor | DELAP LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250804202216NAL0001270497001, received 2025-08-04 |
Position = column in the DOL layout for form year 2024. Filing 20250804202216NAL0001270497001, received 2025-08-04.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONALrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $459,782 | yes |
| HIGHLAND CAPITAL ADVISORS, LLC | CONSULTANT | 16 Consulting (general) | $75,000 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250804202216NAL0001270497001, received 2025-08-04.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $695,335,758 | $761,327,996 | 9.5% |
| Participants with a balance | 7,803 | 7,418 | -4.9% |
| Administrative expenses | $342,352 | $534,681 | 56.2% |
| Recordkeeping fees per participant | $38.60 | $61.69 | 59.8% |
| Employer contributions | $12,070,001 | $12,404,755 | 2.8% |
Prior filing 20240709160716NAL0022488816001, received 2024-07-09; the plan years are contiguous.