401k Record

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Deluxe 401(k)

Recordkeeping fees per participant · Deluxe Corporation 401(k) Plan · plan year 2024

$69.68

Higher than 95% of the 790 plans over $1B that report it.

Source

= $587,361 / 8,430
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250728132903NAL0000815795001, received 2025-07-28
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250728132903NAL0000815795001, received 2025-07-28

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-28.

Cost and contributions

Administrative expenses excluding investment management, per participant

$125.69

10th: $9.43median $44.4790th: $97.55

Higher than 95% of the 1,045 plans over $1B that report it.

Source

= $1,059,547 / 8,430
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250728132903NAL0000815795001, received 2025-07-28
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250728132903NAL0000815795001, received 2025-07-28

Administrative expenses per participant

$248.00

10th: $24.33median $70.0390th: $174.36

Higher than 95% of the 1,076 plans over $1B that report it.

Source

= $2,090,645 / 8,430
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250728132903NAL0000815795001, received 2025-07-28
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250728132903NAL0000815795001, received 2025-07-28

Administrative expenses as a share of assets

0.144%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 96% of the 1,076 plans over $1B that report it.

Source

= $2,090,645 / $1,455,926,378
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250728132903NAL0000815795001, received 2025-07-28
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250728132903NAL0000815795001, received 2025-07-28

Employer contributions per participant

$1,249

10th: $1,442median $3,74490th: $8,760

Higher than 8% of the 1,135 plans over $1B that report it.

Source

= $10,531,818 / 8,430
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250728132903NAL0000815795001, received 2025-07-28
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250728132903NAL0000815795001, received 2025-07-28

Employer share of total contributions

23.4%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 17% of the 1,135 plans over $1B that report it.

Source

= $10,531,818 / $45,081,742
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250728132903NAL0000815795001, received 2025-07-28
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250728132903NAL0000815795001, received 2025-07-28

Plan terms, as stated in Deluxe Corporation's SEC filings

Employer match

“Additionally, our collaboration with the Deluxe Foundation allows employees to contribute to not-for-profit organizations of their choice, with the foundation matching donations dollar for dollar, up to $2,000 per year.”

Form 10-K filed 2026-02-13, for the year ended 2025-12-31 · benefits note, 10-K benefits note · source document

Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.

Plan features

2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250728132903NAL0000815795001, received 2025-07-28

Full record, Deluxe Corporation 401(k) Plan

FieldValueSource
Plan sponsorDELUXE CORPORATIONForm 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250728132903NAL0000815795001, received 2025-07-28
Plan nameDELUXE CORPORATION 401(K) PLANForm 5500, line 1a; PLAN_NAME pos 16; filing 20250728132903NAL0000815795001, received 2025-07-28
Sponsor EIN / plan number41-0216800 / 004Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250728132903NAL0000815795001, received 2025-07-28
Plan typesingle-employerForm 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250728132903NAL0000815795001, received 2025-07-28
Sponsor locationMINNEAPOLIS, MNForm 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250728132903NAL0000815795001, received 2025-07-28
Industry (business code)323100, ManufacturingForm 5500, line 2d; BUSINESS_CODE pos 46; filing 20250728132903NAL0000815795001, received 2025-07-28
Plan year2024-01-01 to 2024-12-31Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250728132903NAL0000815795001, received 2025-07-28
Filing received2025-07-28Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250728132903NAL0000815795001, received 2025-07-28
Final filingnoForm 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250728132903NAL0000815795001, received 2025-07-28
Amended filingnoForm 5500, Part I line B; AMENDED_IND pos 7; filing 20250728132903NAL0000815795001, received 2025-07-28
Participants, beginning of year9,297Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250728132903NAL0000815795001, received 2025-07-28
Active participants4,706Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250728132903NAL0000815795001, received 2025-07-28
Participants, end of year8,627Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250728132903NAL0000815795001, received 2025-07-28
Participants with an account balance8,430Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250728132903NAL0000815795001, received 2025-07-28
Total assets, beginning of year$1,444,034,381Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250728132903NAL0000815795001, received 2025-07-28
Total assets, end of year$1,455,926,378Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250728132903NAL0000815795001, received 2025-07-28
Net assets, end of year$1,454,687,199Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250728132903NAL0000815795001, received 2025-07-28
Total income$205,021,491Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250728132903NAL0000815795001, received 2025-07-28
Net income$11,041,485Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250728132903NAL0000815795001, received 2025-07-28
Employer contributions$10,531,818Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250728132903NAL0000815795001, received 2025-07-28
Participant contributions$30,732,987Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250728132903NAL0000815795001, received 2025-07-28
Other contributions (incl. rollovers)$3,816,937Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250728132903NAL0000815795001, received 2025-07-28
Total contributions$45,081,742Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250728132903NAL0000815795001, received 2025-07-28
Benefit payments$191,653,202Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250728132903NAL0000815795001, received 2025-07-28
Total expenses (incl. benefit payments)$193,980,006Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250728132903NAL0000815795001, received 2025-07-28
Total administrative expenses$2,090,645Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250728132903NAL0000815795001, received 2025-07-28
Contract administrator fees$283,597Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250728132903NAL0000815795001, received 2025-07-28
Recordkeeping fees$587,361Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250728132903NAL0000815795001, received 2025-07-28
IQPA audit fees$1,000Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250728132903NAL0000815795001, received 2025-07-28
Investment advisory and management fees$1,031,098Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250728132903NAL0000815795001, received 2025-07-28
Administrative expenses excluding investment management$1,059,547derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250728132903NAL0000815795001, received 2025-07-28
Held in master trusts$0Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250728132903NAL0000815795001, received 2025-07-28
Held in common/collective trusts$1,428,832,727Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250728132903NAL0000815795001, received 2025-07-28
Held in mutual funds$12,224,056Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250728132903NAL0000815795001, received 2025-07-28
Independent auditorFORVIS MAZARS LLPSchedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250728132903NAL0000815795001, received 2025-07-28

Position = column in the DOL layout for form year 2024. Filing 20250728132903NAL0000815795001, received 2025-07-28.

Service providers paid directly by the plan

ProviderRelationshipService codesDirect compensationIndirect
EMPOWER ANNUITY INS CO OF AMERICArecordkeeperNONE 15 Recordkeeping and information management; 37 Participant loan processing; 50 Direct payment from the plan; 64 Recordkeeping fees $566,623yes
WILSHIRE ASSOCIATES INCORPORATEDNONE 27 Investment advisory (plan); 50 Direct payment from the plan $255,000no
EMPOWER TRUST COMPANY, LLCrecordkeeperNONE 15 Recordkeeping and information management; 50 Direct payment from the plan $20,738no

Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250728132903NAL0000815795001, received 2025-07-28.

What changed since the 2023 plan year

Figure20232024Change
Total assets$1,444,034,381$1,455,926,3780.8%
Participants with a balance9,0858,430-7.2%
Administrative expenses$1,856,065$2,090,64512.6%
Recordkeeping fees per participant$59.53$69.6817.1%
Employer contributions$11,613,808$10,531,818-9.3%

Prior filing 20241002131308NAL0008302273001, received 2024-10-02; the plan years are contiguous.

Alerts, claims and corrections

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Sponsor name as filed: DELUXE CORPORATION; SEC registrant: DELUXE CORP (CIK 27996, matched by EIN; display name from the Form 10-K cover).