Employers › Enova International
Recordkeeping fees per participant · Enova International, Inc. 401(k) Savings Plan · plan year 2024
$89.86
Higher than 67% of the 5,847 plans $50 to 250M that report it.
= $244,959 / 2,726
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250923091530NAL0005531473001, received 2025-09-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250923091530NAL0005531473001, received 2025-09-23
Percentiles compare this plan with the Schedule H plans $50 to 250M in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-09-23.
Administrative expenses excluding investment management, per participant
$99.40
Higher than 54% of the 8,758 plans $50 to 250M that report it.
= $270,959 / 2,726
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250923091530NAL0005531473001, received 2025-09-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250923091530NAL0005531473001, received 2025-09-23
Administrative expenses per participant
$111.92
Higher than 41% of the 9,042 plans $50 to 250M that report it.
= $305,081 / 2,726
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250923091530NAL0005531473001, received 2025-09-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250923091530NAL0005531473001, received 2025-09-23
Administrative expenses as a share of assets
0.212%
Higher than 72% of the 9,049 plans $50 to 250M that report it.
= $305,081 / $143,761,334
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250923091530NAL0005531473001, received 2025-09-23
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250923091530NAL0005531473001, received 2025-09-23
Employer contributions per participant
$1,574
Higher than 22% of the 9,105 plans $50 to 250M that report it.
= $4,289,952 / 2,726
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250923091530NAL0005531473001, received 2025-09-23
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250923091530NAL0005531473001, received 2025-09-23
Employer share of total contributions
25.6%
Higher than 37% of the 9,112 plans $50 to 250M that report it.
= $4,289,952 / $16,769,560
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250923091530NAL0005531473001, received 2025-09-23
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250923091530NAL0005531473001, received 2025-09-23
Plan terms are described in Enova International, Inc.'s SEC filings: Form 10-K filed 2026-02-20. No term could be quoted from them with the required precision.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250923091530NAL0005531473001, received 2025-09-23
| Field | Value | Source |
|---|---|---|
| Plan sponsor | ENOVA INTERNATIONAL, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Plan name | ENOVA INTERNATIONAL, INC. 401(K) SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Sponsor EIN / plan number | 45-3190813 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Sponsor location | CHICAGO, IL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Industry (business code) | 522291, Finance and insurance | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Filing received | 2025-09-23 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Participants, beginning of year | 2,641 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Active participants | 1,722 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Participants, end of year | 2,754 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Participants with an account balance | 2,726 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total assets, beginning of year | $119,282,317 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total assets, end of year | $143,761,334 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Net assets, end of year | $143,761,334 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total income | $35,897,304 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Net income | $24,479,017 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Employer contributions | $4,289,952 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Participant contributions | $11,300,392 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Other contributions (incl. rollovers) | $1,179,216 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total contributions | $16,769,560 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Benefit payments | $11,095,017 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total expenses (incl. benefit payments) | $11,418,287 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Total administrative expenses | $305,081 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Recordkeeping fees | $244,959 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| IQPA audit fees | $26,000 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Investment advisory and management fees | $34,122 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Administrative expenses excluding investment management | $270,959 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Held in common/collective trusts | $1,879,606 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Held in mutual funds | $140,326,225 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250923091530NAL0005531473001, received 2025-09-23 |
| Independent auditor | MILLER, COOPER & CO., LTD. | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250923091530NAL0005531473001, received 2025-09-23 |
Position = column in the DOL layout for form year 2024. Filing 20250923091530NAL0005531473001, received 2025-09-23.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONSrecordkeeper | RECORD KEEPER | 12 Claims processing; 15 Recordkeeping and information management; 28 Investment management; 37 Participant loan processing; 38 Participant communication; 50 Direct payment from the plan; 54 Sales loads (front end and deferred); 59 Shareholder servicing fees; 61 Finders fees / placement fees; 62 Float revenue; 63 Distribution (12b-1) fees; 64 Recordkeeping fees; 65 Account maintenance fees | $244,959 | yes |
| FIDUCIENT ADVISORS | INVESTMENT MANAGER | 28 Investment management; 50 Direct payment from the plan | $34,122 | no |
| MILLER COOPER & CO., LTD | AUDITOR | 10 Accounting (including auditing); 50 Direct payment from the plan | $26,000 | no |
| NATIONAL FINANCIAL SERVICES | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250923091530NAL0005531473001, received 2025-09-23.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $119,282,317 | $143,761,334 | 20.5% |
| Participants with a balance | 2,640 | 2,726 | 3.3% |
| Administrative expenses | $254,289 | $305,081 | 20.0% |
| Recordkeeping fees per participant | $96.32 | $89.86 | -6.7% |
| Employer contributions | $3,750,993 | $4,289,952 | 14.4% |
Prior filing 20240822084945NAL0004929713001, received 2024-08-22; the plan years are contiguous.
Sponsor name as filed: ENOVA INTERNATIONAL, INC.; SEC registrant: Enova International, Inc. (CIK 1529864, matched by EIN; display name from the Form 10-K cover).