401k Record

Employers › Kroger

Kroger 401(k)

Recordkeeping fees per participant · largest plan, The Kroger Co. 401(k) Retirement Savings Account Plan · plan year 2024

$18.17

Higher than 22% of the 790 plans over $1B that report it.

Source

= $2,723,000 / 149,880
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13

10th: $6.72median $34.2890th: $56.58

Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-13.

Largest plan, all six figures: The Kroger Co. 401(k) Retirement Savings Account Plan

Recordkeeping fees per participantheadline

$18.17

10th: $6.72median $34.2890th: $56.58

Higher than 22% of the 790 plans over $1B that report it.

Source

= $2,723,000 / 149,880
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13

Administrative expenses excluding investment management, per participant

$21.63

10th: $9.43median $44.4790th: $97.55

Higher than 19% of the 1,045 plans over $1B that report it.

Source

= $3,242,000 / 149,880
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13

Administrative expenses per participant

$21.63

10th: $24.33median $70.0390th: $174.36

Higher than 9% of the 1,076 plans over $1B that report it.

Source

= $3,242,000 / 149,880
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13

Administrative expenses as a share of assets

0.027%

10th: 0.013%median 0.046%90th: 0.111%

Higher than 27% of the 1,076 plans over $1B that report it.

Source

= $3,242,000 / $11,809,161,000
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013091809NAL0000917441001, received 2025-10-13

Employer contributions per participant

$1,850

10th: $1,442median $3,74490th: $8,760

Higher than 14% of the 1,135 plans over $1B that report it.

Source

= $277,314,000 / 149,880
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13

Employer share of total contributions

39.4%

10th: 19.8%median 33.4%90th: 47.5%

Higher than 73% of the 1,135 plans over $1B that report it.

Source

= $277,314,000 / $704,547,000
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013091809NAL0000917441001, received 2025-10-13

84.3% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $0 ($21.63 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.

Plan terms, as stated in The Kroger Co.'s SEC filings

Eligibility

“Eligible employees of the Company and its participating wholly owned subsidiaries are eligible to make deferrals to the Plan as of the first day of the calendar month on or next following attainment of age 18 and 30 days of service.”

Form 11-K filed 2026-06-29, for the year ended 2025-12-31 · plan description note, general (fallback) · source document

Vesting

“Participants are vested immediately in their pre-tax and Roth contributions, rollover contributions, and safe harbor matching contribution, plus actual earnings thereon.”

Form 11-K filed 2026-06-29, for the year ended 2025-12-31 · plan description note, vesting · source document

Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.

Plans sponsored

PlanAssetsParticipants with a balanceHeadlineYear
The Kroger Co. 401(k) Retirement Savings Account Plan$11,809,161,000149,880 $18.17 recordkeeping fees per participant2024
The Kroger Co. Savings Planfinal filing$00 2024

Alerts, claims and corrections

Alert me when this filing changes

One email when a new Form 5500 for Kroger's plans appears in the Department of Labor data. Confirmation link first; unsubscribe link in every email.

Claim this plan

For the sponsor or its plan administrator: request to verify or annotate this page. A work email address at the sponsor speeds up verification.

Report a correction

Every figure is reproduced from the filing with its source. Tell us which figure and what the filing says instead.

Sponsor name as filed: THE KROGER CO.; SEC registrant: KROGER CO (CIK 56873, matched by EIN; display name from the Form 11-K cover).